moved posts

earwig

thankyou i have to find out the amount of money owed to me by natwest but i havent got all my satments so i will have to send of for them first then i will do a template letter and go for there dose anyone know how natwest do with paying back charges are they quite difficult or fairy easy as some banks on here seem to be

earwig

hi just a quick question for each acount do you have to send 10 pound or is it ten pounds for every acount you want to claim against

GirlRacer_2

I've been claiming off everybody. Banks, credit cards and loan companies.

Warriorsith

Hi

I received my statements today and have worked out the charges I want to claim back, I've seen the letter to use to start the claim back but I just want to know who and where I address it too as there are differant department.

Grateful of any help, am only claimig £500 back over 3years but that will clear both my credit cards.

dazed_and_confused_2

Right. I have followed all the stages to reclaim £260 for Cap1. MCOL issued 06/02, Cap1 acknowledged 09/02 and as of yet I haven't heard anything else, other than the court sending me a paper copy stating that claim has commenced.

What is the next stage? when do I need to submit further information to the court??

Just wondering the sort of timescale as was made redundant two weeks ago and Cap1 have today sent the same initial offer of £152. The money is tempting, but I can afford to hold out to reclaim the whole lot.

Stu

dazed_and_confused_2

Warriorsith wrote:

Hi

I received my statements today and have worked out the charges I want to claim back, I've seen the letter to use to start the claim back but I just want to know who and where I address it too as there are differant department.

Grateful of any help, am only claimig £500 back over 3years but that will clear both my credit cards.

I am at the MoneyClaim Online stage, all my previous correspondence was sent to the relevant addresses on this thread HERE

Hope that link works, first one!

EDIT: Hurrah, link works!! So that's how you do them!!

Barriebazg

Yeah good on you. They know they are going to pay you, but they do try and intimidate some people. When I phoned the bank when I got a reply from my 1st letter, I phoned them and was very nice to them but also forceful in my actions. They know they are fighting a losing battle, and all they are trying to do is put some people off, and it will probably scare a few people off. JUST STICK IN THERE EVERYONE. As you can all see if you read through the forums, follow the advice on the site and then sit back and wait for your money.

DonnyMick

I successfully reclaimed my charges from Halifax some months ago, signed a letter to agree to the settlement. A few months ago, through no fault of my own my account went over the overdraft limit and again I was charged by the bank, once for the overdraft and again for a DD which wasn't paid.

If the whole argument is that the charges are too high and unfair how can the banks continue to charge at the same rate? They've already admitted (albeit not formally) that their charges are too high which is why they refunded part of the charges in the first place....

Has anyone tried to claim charges a 2nd time from their bank? Would be interested to hear from anyone else in this situation...

jonnyb1978

Capital have refunded me £90 (£80 IT stated in the letter). Difference between charges then and charge now.

I am claiming for £200 and sent a letter 2 weeks ago saying i will only accept as part payment and without prejedice.
I rang them today after not hearing from them and they said on the phone they have already refunded their final offer. I argued that it was not final on my part as i only accept it as part payment. They say thats all they can do.

Now... Do i start court claim? and do i reclaim £110 plus interest as they refunded £90.......or
Do i claim for what they have actually said (That they will refund £80) stated in the letter??

Thanks