moved posts

shaunybhoy

as i have posted before i claimed back £1333 on my royalties prem account with the Rbs got the amount i asked for

i have a savings account with them that incurred charges over 2 years ago i know i can claim these back but what i need to know because its a diffrent account to the current account could they close my current account ? Btw the savings account hasent had a charge for the past 2 years i just dont want to push it as i got a result with the £1333

pete36_2

can anyone help me.
From 2002 until 2006 I had a mortgage with Southern Pacific.After only six months or so we got ourselves into arrears.There were various occassions at the court to suspend the warrant.just in time we sold our property in 2006.
Looking back on the statements it shows that aswell as the interest on the arrears we were also paying £25 a month for returned direct debit and also £65 per month in arrears admin fees.Totalling £90 per month over a time of approx 2 and a half years.Can anyone tell me if I have any chance of claiming this or part of what I consider over the top charges.

angelkt

I was just thinking about al this and I would like to try to claim on my credit cards however being unemplyed at the moment I am paying low monthly payments(which mint in particular wernt happy about!!)so if I tried to claim on these could they refuse or be arsey and stop my lower monthly payments?

angelkt

thank you very much for that:D

Rex_Mundi

This is not allowed. If your friend makes his request for information under the Data Protection Act. The MAXIMUM the bank can charge by law is £10 in total.

MoneySavingPatrol

Thankyou. I thought £40 was a bit much! I shall let him know and keep you updated on his progress.

pigsmightfly

Wow! Excellent letters MonkeySaving? :T

wadia860

Nice letters Monkeysaving;)

Can I please ask why in the first letter you say not to ask for interest at that point?

Thanks.

GirlRacer_2

Wow monkeysaving. Would hate to get on the wrong side of you!!!

nickmack

MonkeySaving? wrote:

Use this template first...

(Template snipped)

When I first claimed over a year ago, I tried to engage the bank into a discussion about charges. I tore the points in their letters to shreds in my replies, but to no avial. I couldn't get them to deviate from their standard replies.

Of course they paid up, but it would have been more satisfactory to get some answers. I hope you get more back than I did!