Now what? Family trouble threatening me and my son!

fannyanna

I think you are a long way off from being in the position to own your own home.

Are you on the council housing list? Have you contacted the council to find out if they can help you if you're made homeless?

tea_lover

I would think that a mortgage is a long way off yet tbh. You'd need a hell of a lot more than £3k as a deposit, and any mortgage company will want to see some employment history before lending.

Rents around cov area aren't too bad (well, the areas that I know). You could consider sharing maybe? There could be mature students or those with children (ie. not wanting a mad night out all the time) you could share with.

Your uni should have some sort of accommodation/welfare officer you could chat to.

wiggywoo9

Ok, if was to rent in Northampton, I'd cut out travel, but could I claim HB? I could afford bills if HB was paid, and I'll be on income support in July after my course anyway til I get a job, so that would work, right?
What would be my basic bills per month? I don't need phone or tv, just basics. Thank you for helping, this might actually be a good step

krlyr

http://forums.moneysavingexpert.com/forumdisplay.php?f=16
and
http://forums.moneysavingexpert.com/forumdisplay.php?f=139

may be worth checking out
Lots of threads in the house buying/renting bit on general costs of bills if you search, and there'll be more info on HB in the benefits bit. From the little I know about it, your parents throwing you out of their house could be beneficial to you getting a place, moreso than you just voluntarily moving out anyway.

busiscoming2

Does the Uni you are at have halls that cater for parents and children as I know some do?

wiggywoo9

No, my university doesn't have that.
If I want to move out, where do I start? I found a few places in Northampton to rent, do I call and ask for viewings, then make claim for HB? Should I call HB and Student Finance first to check what I'm entitled to and it's as I think, as Student Finance should go up if I'm living away?
Anyway, this is what it should cost- around £500 pm rent, £100-120 bills per month, and £50 pw food? Am I roughly accurate?

jemb

If you're a single parent can you not get money to live in rented accomodation? My friend is in private rented and it's paid for for her as she is a single mum at Uni. Good luck, it sounds like an awful position to be in.
Sorry, edit as just seen your post above. Can you apply for a hardship loan at Uni to give you a couple of quid for the move? Tell them you've been turfed out and you need some extra cash to sort you and your son out?
Just ring the agencies and make appointments. Explain when you're interested in a property.
You'd need;
Council tax, depends what band it's on. Ours is £120 but does this get paid by benefits? I don't know, someone else will
Water £35 a month
Gas and electricity (depends how much you spend) £80?
TV license £12 a month
That's the only basics I think? Then your food obv and your travel x

tenke

You fought for something you thought was unfair, "Bob" not being included in the birth certificate, even though the baby is his, and he did show parental care towards him as opposed to just vanishing in thin air as many guys do...:cool:

I think you were right to do it, I would have done the same in your place, now because of this your mother threatens to put you and baby out in the streets and people here say, well say sorry, they dont have to put up with you, etc, etc.

Now my question is the following.. what type of mother/parent would put their own child and grandson in the street for a disagreement of ideas??:eek:
Of course, there can be heated arguments, between parents and children but a good parent will NEVER desert you like that and with a baby on top...:eek:

Now the question is if your 17yo sister, had stood up to your mum, and said Bob needs to be included, would she also face to thrown out with baby as well??:cool: I care to venture that the answer is No..

This reminds me of a golden child case I know happened many years ago, 2 sisters, young babies involved, the one that was not a golden child had to fess up on her own, as the golden child felt, it was too much for her and her baby, the stress of having another baby around... so the cycle of not feeling compassion for a relative in need began there and then.

I think maybe you need to find your own place as the stress of living in that house is not worth it, maybe your studies will suffer and that's the worst as you seem to want to better yourself, even with childcare involved, you are indeed commendable:T

Is there a way that the father of your child, can help, maybe with childcare, so you can use your little resources to pay for a rented place?

Hope it all sorts out for you and your child, and I hope you get your education sorted as well, as it will mean a lot in the future for you and your child;)

wiggywoo9

Thanks- I don't need TV licence as I never watch actual TV, just iplayer and dvds
My son's dad did the opposite of Bob, but during my pregnancy. He hasn't bothered, despite my pestering- now I've accepted he won't be there ever and left it. He is apparently surviving on less than minimum needed for child support, but weirdly seems to have enough to go out, get PS3 games, etc. He hasn't paid a penny and won't.
I'm in my final year at uni so it's until July that I need to be in class.
Thank you for your help, it's going to be tough, but I'm praying it'll work.

tenke

wiggywoo9 wrote: »

Thanks- I don't need TV licence as I never watch actual TV, just iplayer and dvds
My son's dad did the opposite of Bob, but during my pregnancy. He hasn't bothered, despite my pestering- now I've accepted he won't be there ever and left it. He is apparently surviving on less than minimum needed for child support, but weirdly seems to have enough to go out, get PS3 games, etc. He hasn't paid a penny and won't.
I'm in my final year at uni so it's until July that I need to be in class.
Thank you for your help, it's going to be tough, but I'm praying it'll work.

I am sending ALL my best vibes, that a door opens when it's needed, and it will, trust me, it always does !!;):)
Your child is lucky he has a mother like you, who wont desert him and who wants to study and have a better future for you both:T:T

Good luck in your studies and good luck with it all !!!:j:j:)