We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Now what? Family trouble threatening me and my son!

135

Comments

  • Dunroamin
    Dunroamin Posts: 16,908 Forumite
    wiggywoo9 wrote: »
    No, my university doesn't have that.
    If I want to move out, where do I start? I found a few places in Northampton to rent, do I call and ask for viewings, then make claim for HB? Should I call HB and Student Finance first to check what I'm entitled to and it's as I think, as Student Finance should go up if I'm living away?
    Anyway, this is what it should cost- around £500 pm rent, £100-120 bills per month, and £50 pw food? Am I roughly accurate?

    As you're assessed as an independent student, your finance won't change. Don't forget that lots of your student finance package will affect means tested benefits.
  • LannieDuck
    LannieDuck Posts: 2,359 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker
    I'd put in a claim with the CSA anyway. If I understand correctly, you'll get £5/wk from his wages even if he's on minimum wage, and of course you'll start to get more than that if he ever gets a better job. What have you got to lose?
    Mortgage when started: £330,995

    “Two possibilities exist: either we are alone in the Universe or we are not. Both are equally terrifying.”
    Arthur C. Clarke
  • I'm local to the area

    For a one bed flat you would get around £391 HB and renting a flat would be £450ish - you would need to top up the rest yourself

    I do agree with others though I'd say the best option would be getting away from that house
    ]
  • And yes you apply for HB after you move in - but potentially you'd be looking at 1st months rent and deposit and potentially credit checking fees. But you would get the first months rent backdated
    ]
  • wiggywoo9
    wiggywoo9 Posts: 440 Forumite
    Part of the Furniture Combo Breaker
    LannieDuck- I put in a claim a few months after my son was born, it came back with numbers in the triple-figure region, but was cleared to zero as he claimed he had no income at all. I haven't had any letters from CSA since then and his sister tried to report me for child abuse (dysfunctional family to dysfunctional family!) after I made the claim. Needless to say, there wasn't anything on him!
    Up and onwards to the future!

    :j
  • Shelldean
    Shelldean Posts: 2,449 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cant help with the rent but yes student finance is more if you arent living with your parents
  • dancingfairy
    dancingfairy Posts: 9,069 Forumite
    Gosh what a horrid situation :(. I can't really understand it. You felt strongly that Bob should be on the birth certificate and/or the child should have its father recognised, sister and mother obviously felt differently. You tried to argue your case and help Bob. It sounds like he's still not on the birth certificate but why are your sister and mother so upset? Is it because you suggested taking them to court? I can understand them being upset, but slapping you and calling you all manner of names? This does not sound right at all and to be honest , does not sound a particularly great environment for your son :(
    Clearly if you really can't talk to your sister and find out what's going on/why they are so upset then moving out may be the best option. Perhaps a bit of space between all parties would help?
    df
    Making my money go further with MSE :j
    How much can I save in 2012 challenge
    75/1200 :eek:
  • wiggywoo9
    wiggywoo9 Posts: 440 Forumite
    Part of the Furniture Combo Breaker
    Thanks, I don't know, my intention was for it to be discussed more, it's not like I said "hey, let's kidnap the baby" or actually DID anything beyond suggesting they talk! It's ridiculous- my mother comes in to say goodnight to my son, kisses him, blanks me and leaves without so much as a 'g'night'. Then goes and holds my sisters baby all day. I think she forgot that THAT baby has a father, she ISN'T its parent, there is ANOTHER child in the house too and oh, I'm her daughter.
    I'm unsure about moving though- I can find a place, no problem, but come July, nobody I know will be in Northampton and it will literally be just me and a baby. But it's £500 for train fare if I were to commute and unless I definately get HB, I can't afford to stay in my home town in a new home AND travel. Any solutions to this? I don't know how to transport all my things too- a large roomful- and £300 for moving vans is out of my budget?
    Up and onwards to the future!

    :j
  • bestpud
    bestpud Posts: 11,048 Forumite
    Shelldean wrote: »
    cant help with the rent but yes student finance is more if you arent living with your parents

    The OP should have been assessed as an independent student already, because she has a child.

    In that case, her student finance won't increase, as Dunroamin has already said.

    Please check this for yourself, OP, as you seem quite naive where money is concerned and overestimating your budget isn't a wise move.
  • Also check the HB situation, and speak to your uni, they may be able to point you in the right direction.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.6K Life & Family
  • 261.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.