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SF's road to mortgage freedom!

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  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Plodding along is good:p
    No, seriously plodding is good :)

    Glad that you are getting the hall done.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    As much as we want to save money it's sometimes worth paying out to get things done. If you compare it to decluttering, I get more satisfaction from being able to take bags to the charity shop clearing space than the few £'s I may make selling on bookface.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    How are things SF?
    Is this half term for you now?
    If it is then have lots of fun with your DS :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    How are things SF?
    Is this half term for you now?
    If it is then have lots of fun with your DS :)
    Struggling quite a bit still, if I'm honest.
    It is half term, loving having the time off to spend with DS :)

    Will do a proper update on things tomorrow, I need to get to bed x
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hope you're managing to relax and nurture yourself this week. Looking forward to your update.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    October 25th, 2016.

    So, a long overdue update, I suppose.

    It is half term this week, so I am at home with DS. We have nothing planned particularly, a play date on Friday and that's it. Having said that, DS is with my in-laws today. It gives me a chance to get on with some work and also to have a tidy up and to get into town for a couple of things.

    I am struggling, quite a bit. Food struggles have again risen their head again lately - I swing between eating everything under the sun, or not at all. I feel bloated and horrible at the moment, and need to get a grip on my eating. I am making healthy meals in the evening for us all, but during the day it's a different story.

    I am also struggling with energy. DS had a cold last week and some very interrupted night's sleep. However, all back to normal with him sleeping 8pm until 6am every night which is brilliant. However, I am constantly shattered and can't seem to catch it up. I said to DH yesterday morning about how I haven't even got out of bed yet, and I'm already tired :(

    I love being at home with him. I would be quite happy to stay at home with DS all of the time and not have to face anyone else. I'm looking forward to our play date on Friday so I can have a catch up with a friend, but we're going to soft play which will be so busy during the holidays. At least the time slot there is only 90 minutes, so it won't be for too long.

    Finances this month have been great; I have managed to save over £1,000. I still need to make an OP by the end of the month but I will. I also need to pay for our car tax, which is due this month. Another £130 to pay out, but a necessity payment whilst we have a car.

    I am continuing with the aim of launching a series of e-courses on January 1st, 2017. I'm worried that no one will want to buy them. I'm worried it won't be good enough. I shall plod along for now, and then make that decision. It seems like a natural progression of my blog, though I'm not sure if it'll be successful. My blog is going well at the moment; page views are up and I am generating a consistent (if small) income from it.

    Meh, on I plod.
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Always remember that plodding is good.
    Don't be too hard of yourself :naughty:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Saw the e-course getting a mention on your blog SF, looking forward to finding out what they'll be about. I've thought of doing similar myself, along with kindle publishing, and a blog... I also find myself holding back due to shaky confidence, that and time constraints. I hope they're a success for you, you'll be an inspiration to me and I'm sure many others :)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    beanielou wrote: »
    Always remember that plodding is good.
    Don't be too hard of yourself :naughty:
    I try not to be :o
    Saw the e-course getting a mention on your blog SF, looking forward to finding out what they'll be about. I've thought of doing similar myself, along with kindle publishing, and a blog... I also find myself holding back due to shaky confidence, that and time constraints. I hope they're a success for you, you'll be an inspiration to me and I'm sure many others :)
    I'm nervous about the e-courses, in case they're a massive flop :o there'll be three strands to them, depending on which stage of life someone is at, so to speak.

    All will be revealed soon :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,639 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Looking forward to the big reveal :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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