SF's road to mortgage freedom!

slowlyfading

It's Friday :j :j :j

Now 25 weeks, the time is flying by :eek: have written a list of things we need to buy in the next 3 months, so we'll be nice and organised by the time the baby arrives. First thing on the list, the car! We're in the process of buying the car; I think we'll have it in about 2 weeks time which is exciting We've managed to get the car for £6,500 which is about the top of our cash budget, but still, that's what we've saved the money for. We'll have to get the tax and insurance done too, so it'll probably be nearly £7,000 by the time everything is done :eek: oh well, it's a necessary.

NSD 17 for me today - trying not to spend any pennies at the moment! DH wanted a dominos for tea when he got in for tea, but I managed to persuade him that the frozen pizza we already had in would be good enough for a Friday night.

Made an OP of £120 today so our mortgage is slowly plodding down in the right direct. Every little helps, right?

Happy weekend everyone

Luckyinlife

Great OP :] it does indeed i wouldnt say £120 is a little tho hehe

enjoy the new car :]

AlexLK

slowlyfading wrote: »

Being organised is the way forward, Alex

I realise this, though I'm not very good at it.

What's the new car?

slowlyfading

Luckyinlife wrote: »

Great OP :] it does indeed i wouldnt say £120 is a little tho hehe

enjoy the new car :]

We used to be able to manage OP of £700 a month, so £120 seems a bit small now

AlexLK wrote: »

I realise this, though I'm not very good at it.

What's the new car?

Went for a Nissan Note in the end - good size, low mileage, should last us a while

slowlyfading

How fast do the weekends go?!

Me and DH went to look at some baby things yesterday - how confusing are prams/car seats? We looked at so many types yesterday and I still don't have much of a clue as to which type or style or anything I want! Thankfully car seats are slightly more straightforward, but I still don't know about the pram. Also, the prices seem to differ vastly, and I can't quite see what the benefit of having a £800+ pram is vs. a £350 one? Also, felt a bit daft pushing empty prams around the shop

Having a relaxing day today - we're going round to a family member's house for tea - and I'm going to bake a cake later first one in our new oven :j been to Mr Ms this morning and somehow managed to spend £49 :eek: got lots of healthy things for the week, which is better than the blt bagels we've just had for lunch

Happy Sunday everyone

edinburgher

I don't want to worry you SF, but we *honestly* spent more time choosing a pram and car seat than we did a home

slowlyfading

edinburgher wrote: »

I don't want to worry you SF, but we *honestly* spent more time choosing a pram and car seat than we did a home

Erm, what?! :eek: :eek: :eek:

This doesn't bode well...

edinburgher

It became an all-consuming nuisance. Just find a decent pram and seat that meet some safety standards and don't require a remortgage, then move on

slowlyfading

edinburgher wrote: »

It became an all-consuming nuisance. Just find a decent pram and seat that meet some safety standards and don't require a remortgage, then move on

Haha, point taken

AlexLK

slowlyfading wrote: »

We used to be able to manage OP of £700 a month, so £120 seems a bit small now


Went for a Nissan Note in the end - good size, low mileage, should last us a while

You'll be back to overpaying soon enough, I've come to realise good and bad years come and go financially.

Hope you're happy with the new car.

slowlyfading wrote: »

How fast do the weekends go?!

Me and DH went to look at some baby things yesterday - how confusing are prams/car seats? We looked at so many types yesterday and I still don't have much of a clue as to which type or style or anything I want! Thankfully car seats are slightly more straightforward, but I still don't know about the pram. Also, the prices seem to differ vastly, and I can't quite see what the benefit of having a £800+ pram is vs. a £350 one? Also, felt a bit daft pushing empty prams around the shop

Having a relaxing day today - we're going round to a family member's house for tea - and I'm going to bake a cake later first one in our new oven :j been to Mr Ms this morning and somehow managed to spend £49 :eek: got lots of healthy things for the week, which is better than the blt bagels we've just had for lunch

Happy Sunday everyone

All too often, the "difference" is the amount certain manufacturers can get away with for a "name".

Food sounds lovely as always.

edinburgher wrote: »

I don't want to worry you SF, but we *honestly* spent more time choosing a pram and car seat than we did a home

:eek: One afternoon walking around local big town / city = job done for a pram.