📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

SF's road to mortgage freedom!

1122123125127128218

Comments

  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Pregnancy is not the time to be worrying about weight or starting extra exercise! Unless your midwife says something, the advice is generally to stick to what you were already doing. Granted, if that was a doner kebab pizza every night, sort it out ;)

    I wouldn't think about it, you will have plenty of time to lose it when running around with a baby.

    Also, just remember that like all biological processes, your pregnancy will be unique and that rules of thumb only go so far.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    ??? I think we're forgetting that the individual and their circumstances has a massive impact on the cost of insurance. I pay substantially more than that for a car with a 1.3l engine, I don't think it's as easy as saying 'it will cost £x-£y) ;)

    I can only go by my experience.

    Do you shop around for your car insurance and contact brokers not on the usual "compare the market" type places?
    greent wrote: »
    All of our cars have been fine for transporting our family in comfort - the only issues we've had are when we've had lots of small children requiring carseats before we had a seven seater. My Passat, Astra and Mondeo were all lovely - as is my Golf Plus.

    I think what one considers a good level of comfort in a car is dependent upon prior experiences.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • edinburgher
    edinburgher Posts: 13,933 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I certainly do shop around, but not beyond the couple of big comparison sites. Have you ever read the MSE article on insurance shopping? From memory, the average person is 95%+ likely to get offered the best price for them based on these two alone. So I don't contact additional brokers, but I really don't think it's necessary in my case. I drive a small, relatively old car that was widely available in the mass market :)

    I think your point re. comfort being based on what you've experienced before is a good one, I still remember my Grandfather's Ford Granada with fondness something like 20 years after it became scrap metal!
  • ljaneyr
    ljaneyr Posts: 1,135 Forumite
    Tenth Anniversary Combo Breaker
    Hi SF :wave:

    One of the advantages of living with a builder is he can fit our own appliances - with a bit of encouragement ;) Depending on when the wiring was done, there simply weren't the same rules as there are today. We're in the position of having to rewire the whole house as everything is 'bodged' :eek:

    As for the weight gain, I second everything Ed has already said. You might want to focus on making sure you get all the nutrients and vitamins you both need from your food, but I definitely wouldn't recommend calorie counting. You should be trying to relax and enjoy this time, not finding extra things to worry over - easier said than done!

    Hope you get things sorted soon and can enjoy the rest of the holiday :)
    "It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry Pratchett
    Bought our house 2012 :) Married 2015 :D Started renovating 2015 :eek:
    Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks for the comments :) I just don't want to be huge! But, I am growing another human being so I guess weight gain is somewhat inevitable ;) but still, need to keep an eye on things I think.

    Had a nice relaxing evening with my parents, and am just about to get tea sorted - I've made a stew in the SC which is making the house smell amazing. Going to do some green beans to go with it and then it'll all be done.

    Another NSD too; haven't needed to get anything. Tomorrow should be one too, all being well and then Thursday I'm meeting a uni friend for the day so a spend there. I'm looking forward to it though :) haven't seen her since I told everyone I was pregnant!

    Happy Tuesday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    I certainly do shop around, but not beyond the couple of big comparison sites. Have you ever read the MSE article on insurance shopping? From memory, the average person is 95%+ likely to get offered the best price for them based on these two alone. So I don't contact additional brokers, but I really don't think it's necessary in my case. I drive a small, relatively old car that was widely available in the mass market :)

    I think your point re. comfort being based on what you've experienced before is a good one, I still remember my Grandfather's Ford Granada with fondness something like 20 years after it became scrap metal!

    I haven't read the insurance article. The brokers work for me but apart from a BMW 530i and a LR Discovery, the cars are somewhat "specialist".

    Father's 1967 Daimler Sovereign (Jaguar 420) is the one I remember, would rather forget the long journeys made in my mother's various Series Land Rovers though. :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Thanks for the comments :) I just don't want to be huge! But, I am growing another human being so I guess weight gain is somewhat inevitable ;) but still, need to keep an eye on things I think.

    Had a nice relaxing evening with my parents, and am just about to get tea sorted - I've made a stew in the SC which is making the house smell amazing. Going to do some green beans to go with it and then it'll all be done.

    Another NSD too; haven't needed to get anything. Tomorrow should be one too, all being well and then Thursday I'm meeting a uni friend for the day so a spend there. I'm looking forward to it though :) haven't seen her since I told everyone I was pregnant!

    Happy Tuesday everyone :)

    Don't worry about your weight unless you've been eating too many Easter eggs. ;)

    Hope your stew was nice, I also made slow cooked stew for this evening which was rather delicious and cheap. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    Hope your stew was nice, I also made slow cooked stew for this evening which was rather delicious and cheap. :)
    Stew was lovely thanks - had leftovers for lunch the next day which were even better! :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I met a uni friend in Leeds for the day today, and it's been lovely :) I haven't seen her since November, so we had a lot to catch up on. We had a wander around, went to wagamamas for lunch and costa for a break in the afternoon. We also went into various shops to look at baby clothes - still not bought any though :)

    So, it hasn't been a NSD but it doesn't matter. We're off to the pub quiz in a bit, so it'll be lemonade for me and beer for DH. I like being on holiday!

    Happy Thursday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The Easter holidays are almost over :(

    I'm spending today doing odd jobs around the house - I've also changed our bank statements from having them in the post to all online. I've posted on the blog today about streamlining finances and I'm trying to do that. I'm actually relieved we won't get multiple statements every month and less junk in our household.

    It's another NSD for me today :) we're having baked salmon with roast vegetables for tea which is nice and straightforward. Had some soup for lunch - trying to get my 5 a day, no matter how hard it seems at times!

    Happy Friday everyone :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.