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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • kezlou
    kezlou Posts: 3,283 Forumite
    Well I'm declaring today a nsd. So that's number 5 yay!!!!!! Sorry my netbook is playing up so i'm using my sons tablet and I don't how to change text,colour and size.

    Finally left the house today on my crutches and for the first time on my own. To be fair I only walked 2 metres to my friends house. I was so chuffed and lots coffee and laughs, what more could i ask more.
    Came back to deal with natwest insurance. Let's just say I'm not impressed and I've been missold mobile phonebinsurance, if I don't get a call tomorrow I'm going to be on the phone kicking off at a manager.

    Kids were back at school today so it was heaven no screaming or shouting ahhhhh
  • bottleofred
    bottleofred Posts: 2,902 Forumite
    Good evening folks,

    Had a very busy day at work today and it makes the time go very quickly. I managed to have another NSD though, which means I'm able to declare NSD5 for today:D.
    I hope everyone is well and has had a good, hassle and hopefully spendfree day:D
    If you've nothing decent to say, perhaps you shouldn't say anything.

    £2 savings jar £300:D
    Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!
  • katholicos
    katholicos Posts: 2,658 Forumite
    A bed bound day today so very much an nsd. Think that is 5 nsd's now. Off to update siggy.
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • floella80
    floella80 Posts: 247 Forumite
    Part of the Furniture 100 Posts Combo Breaker PPI Party Pooper
    Evening everyone. :D
    Had a busy day, what with being back at school today, staff meeting and first antenatal class so haven't had any time to go out (or check online) and buy stuff.
    That's NSD #4 for me and 3 in a row!
    Yippee. Getting into the hang of it now. Only problem is that because I'm not spending, I have no coins for my pot!
    Former Debt free wannabe. Now trying to save for a rainy day!
  • I hope you've all survived Monday-just think,Friday is one day closer.Without further ado here's today's update:

    freeby :jwell done,you've got#6 and 6 in a row!!:j:j

    lurvlyloz :jwell done,you've got#3!!:j:j

    kezlou :jwell done,you've got#4!!:j:jHope you're feeling better.And a sneaky #5!!:beer:

    Sazdaz :jwell done,you've reached # 4 and 3 in a row!!:j:jGlad you're enjoying the challenge!

    The Dragon :jwell done,you've got# 7 and 7 in a row!!:j:jVery impressive!:D

    StressedSteph :jwell done,you've reached # 6!!:j:jHope that the present idea works.:money:

    Motoko :jwell done,you've got# 3!!:j:j

    heartbreak_star :jwell done,you've got# 2!:j:j

    mummy2threeboys :jwell done,you've reached # 5!!:j:jI think so,your post wasn't very clear.

    poohbear59 :jwell done,you've got# 6!!:j:j

    HeadAboveWater if your only spends on Wed and Thurs were the boots which you returned,you could probably count them as nsds as you got the money back?:)

    flubberyzing :jwell done,you've got# 5!!:j:jI like paying in cash or debit card-you know where you are.

    Shortie :jwell done,you've got# 5!!:j:jToo bad about the rubbishy weekend-I think anyone would have a rant.:mad:

    Modesty B :jwell done,you've reached # 6 and 6 in a row!!:j:j

    flowerofscotland well done,you've reached # 5!!:j:jWelcome to nsd world:hello:.

    I hope you enjoy the challenge!:)

    couldsavemore :jwell done,you've got# 5!!:j:j

    chris81418 :jwell done,you've reached # 5!!:j:jVery well put-nsds being part of your dna.:)

    moneypenny2k :jwell done,you've got# 4!!:j:j

    slowlyfading :jwell done,you've got# 4!!:j:j

    beanielou :jwell done,you've reached # 7!!:j:j

    spoon :jwell done,you've got# 5!!:j:j

    gien :jwell done,you've reached # 4!!:j:j

    WelshWoofer :jwell done,you've got# 4!!:j:jAlmost halfway!

    Helgathehairy :jwell done,you've reached # 3!!:j:jHappy days indeed!:D

    laura16 :jwell done,:j:jyou've got# 4!!:j:j

    MummyRivett :jwell done,you've got# 5!!:j:jAnd well done for resisting temptation.:money:

    fedupandskint :jwell done,you've reached # 4!!:j:j

    xOemzOx :jwell done,you've got# 1!!:j:jThere'll be no stopping you now!;)

    kittiej :jwell done,you've reached # 5!!:j:jPacked lunches are a fab idea!:money:

    kerri gt :jwell done,you've got# 3!!:j:jI hope boot camp wasn't too tough.

    OoDNOoD :jwell done,you've got# 7 and 7 in a row

    hermyam :j well done,you've got # 1!!:j:j

    red :jwell done,you've reached # 5!!:j:j

    katholicos :j well done,you've reached # 5!!:j:jHope you're feeling better soon.

    floella80 :jwell done,you've reached #4 and 3 in a row!!:j:j

    Sorry I haven't done the names in alphabetical order.:o

    ps I got #4 today!!:j:j

    Have a great week everyone!
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thanks rising :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Oops:

    if :jwell done,you got #4!!:j:jLove the cartoon btw!

    Sorry,I hope I haven't missed anyone else out.:o
  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    kezlou~sorry I missed why you are on crutches but well done on getting to your friends :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Well i had expected a spend today as I was out for tea, but my friends paid for my tea, so NSD #4 for me today. :j:j
    SPC 18 Target £200 /
  • Shortie
    Shortie Posts: 2,224 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Now ... I think one of those (((hugs))) has to go to Shortie .... oh my, poor you, what a carry on!

    Thanks Rising, I was honestly glad to be back in work today! I'm a patient person, but it's been pushed pretty darned hard recently and it's been worn out :o

    But all is settled again at home, and at least Mr shortie was getting annoyed too (meaning I felt like it wasn't just me being an old meanie bag)
    April 2021 Grocery Challenge 34.29 / 250
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