Shiny New Year, Shiny New Start. The January NSD Challenge

flowerofscotland

Hi everyone

I would like to join in your challenge please with a target for January of

15 NSDs of which I have achieved 5 so far

I've loved reading the thread and the early posts are very helpful.

I have decided to ignore Direct Debits as what I want to control is unplanned spending rather than budgeted expenditure which is reasonably under control (always checking comparison sites before annual renewals, switching suppliers etc) or difficult to alter (e.g. council tax, TV licence etc).

I am also going to ignore purchases of petrol provided I don't spend anything else at the garage (Pay at Pump where available). I use my car for work so if I need petrol I have to buy it plus I claim some of the cost on expenses. I will also not count anything else such as parking which I can claim back on expenses or EB postage as the buyer has paid.

My downfall is online shopping as I realise I have got into the habit of "just checking" favourite sites and being tempted by special offer emails from sites where I have shopped. So far this month on 3 separate occasions I have shopped and put things in my online basket then left the site to reflect and decided I don't really need any of the things I was planning to buy. So spurred on by this initial early success I am setting myself the target of another 10 NSDs this month.

positivelypurple

Evening all,

Just checking in to see how everyone's doing and catch up with the thread. This was a spend day for me - petrol and some food. I needed something for school tomorrow and figured I might as well get the other things I needed at the same time. Hopefully this will lead to a NSD tomorrow :cool:

Enjoy the rest of you day!

Nargleblast

Welcome to the asylum, flowerofscotland, there's a chair near the fireplace and a welcoming mug of tea with choccie biccies for you. (And don't panic, the rest of you - Igor had nothing to do with making the tea or the biccies, so it is all quite edible and drinkable.) Freebyfifty will add you to the master list on the first page later. Have a look at the multi-coloured guidelines which appear on just about every page, and give it a go!

As for me - a spendy day, in B00t$ the chemists. Bought big pamper goodies kit in vanilty case, 2 perfumes, pair of slippers for OH and bottle of lavender oil. Total cost £79. Normal prices, that is. Price with the sale on - £42. And having gift vouchers for Crimbo to use up, I ended up paying the princely sum of.......£5.86. Now that's what I call a bargain!

Back on the NSD bus tomorrow!

freebyfifty

flowerofscotland wrote: »

Hi everyone

I would like to join in your challenge please with a target for January of

15 NSDs of which I have achieved 5 so far

I've loved reading the thread and the early posts are very helpful.

I have decided to ignore Direct Debits as what I want to control is unplanned spending rather than budgeted expenditure which is reasonably under control (always checking comparison sites before annual renewals, switching suppliers etc) or difficult to alter (e.g. council tax, TV licence etc).

I am also going to ignore purchases of petrol provided I don't spend anything else at the garage (Pay at Pump where available). I use my car for work so if I need petrol I have to buy it plus I claim some of the cost on expenses. I will also not count anything else such as parking which I can claim back on expenses or EB postage as the buyer has paid.

My downfall is online shopping as I realise I have got into the habit of "just checking" favourite sites and being tempted by special offer emails from sites where I have shopped. So far this month on 3 separate occasions I have shopped and put things in my online basket then left the site to reflect and decided I don't really need any of the things I was planning to buy. So spurred on by this initial early success I am setting myself the target of another 10 NSDs this month.

Hey there flowerofscotland

Welcome to the madness that is the NSD challenge, it is great that you have joined us, the more the merrier :T
I have put you on the front page with your target of 15. Good luck reaching it but you sound like you are pretty much in control already :A:A

freebyfifty

ifwisheswerehorses... wrote: »

Afternoon all :hello:


Got my 4th NSD

Thank you
IF…x

:rotfl::rotfl::rotfl:
This is more how I felt coming home from work

freebyfifty

HeadAboveWater wrote: »

Ooooooh stuck stuck STUCK!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! :mad:

ALMOST got a NSD last week but found an item online which is hard to come by and 'had' to order it

Wed I bought boots which I took back on Thursday. Thursday I bought boots which I took back on Friday. The money that I got back from the coat was then spent on pizzas and other grub in Asda. Does that still count as a spend?!?

Saturday was a shopping day. Sposed to finish off with a 'proper' shop in Tescos, but OH wasn't in the mood so we got a few bits and pieces just, then had to go to Sainsburys yesterday for more stuff. Plus what we're having for dinner tonight we're missing an essential ingredient so that's me away off to Tescos at lunch!!! :eek: :mad:

Never mind diets, I think I'll just not eat at all for the month of January!!!!!

Now, we will have none of that defeatist talk around here :mad:
You will get some more NSDs and they will all come at once because you have done all you bits of spending at once.

Determine that no matter what happens, tomorrow will be a NSD

couldsavemore_2

yesterday was a low spend day £ 5.00 in boots and £3.10 for some lunch for dd i just had a banana that i took with me.

but today is a NSD . so 5/24

going to a meeting tonight but its at the school and totally free

chris81418

Hello everyone! :wave:

freebyfifty wrote: »

Chris81418 – I love that you are now DF and are still here, that’s dedication.:T Well done on claiming NSD #3.:T

Sazzie23 wrote: »

Chris I'm so inspired - fantastic job, they should have you on the TV debtbusters. :T

Thanks Freeby and Sazzie! To be honest, I wouldn't be DF without the MSE family and the support on the NSD thread! ... NSDs are part of my DNA now! :rotfl:

And to prove my point, reporting NSD number 4 caught on Saturday and NSD number 5 caught yesterday! :j

Have a good week everyone!

moneypenny2k

Just got in from first day back at work. Not spent all day and no intention of going out tonight so I think it's safe to declare today NSD no 4

HeadAboveWater

freebyfifty wrote: »

Now, we will have none of that defeatist talk around here :mad:
You will get some more NSDs and they will all come at once because you have done all you bits of spending at once.

Determine that no matter what happens, tomorrow will be a NSD

It wasn't defeatist! It was just sheer frustration!!!!!!!!!!!

But sorry anyway

Sold an item on ebay and waiting for buyer to pay, but they'll be paying postage

Tomorrow WILL be a NSD.
Tomorrow WILL be a NSD.
Tomorrow WILL be a NSD.
Tomorrow WILL be a NSD.
Tomorrow WILL be a NSD.
Tomorrow WILL be a NSD.