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Shiny New Year, Shiny New Start. The January NSD Challenge

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Comments

  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    NSD 4 for me today :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Thank you so much EverThe Optimist :)

    NSD no 7 today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • emslovesmickey
    emslovesmickey Posts: 895 Forumite
    Not an NSD today as i had to go to the internet cafe to print some notes out, pay a bill and get some food for work. Rest of the week should be good though as i don't need to get anything till next Monday
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    flubberyzing wrote: »
    I'm going to get in early and declare today as NSD #5!

    A theme on my FB this morning is that people slept appallingly badly last night. I certainly did! Turned the light off about 10:30 (normal sort of time for me), but tossed and turned, before getting up and watching tv until I finally felt relaxed at 2am! Normally I'm out like a light!
    Anyone else struggle?

    Yep.. me flubberyzing, I was awake most of the night:(

    Well done for NSD no 5 today :j:j
    ModestyB wrote: »
    Yesterday was NSD 6 & 6 in a row. Had to break the chain today though, paid for DH's birthday present while it was on offer. It's his 65th at the beginning of Feb. so me and DD went halves on something special for him.

    Ahh.... so you have got DH chained up in the cellar then MB... that will account for all the NSDs this month, I was wondering:D:D
    HeadAboveWater wrote: »
    It wasn't defeatist! It was just sheer frustration!!!!!!!!!!! :(

    But sorry anyway :o

    Sold an item on ebay and waiting for buyer to pay, but they'll be paying postage ;)

    Tomorrow WILL be a NSD.
    Tomorrow WILL be a NSD.
    Tomorrow WILL be a NSD.
    Tomorrow WILL be a NSD.
    Tomorrow WILL be a NSD.
    Tomorrow WILL be a NSD.

    :D

    That's the spirit HeadAboveWater :D:D


    Hi and welcome to flowerofscotland :wave: Good to have you on board the good ship NSD:)
    Good luck with nabbing those pesky NSDs this month, you've made a great start already:j:j

    If... I feel so like that polar bear at the moment :rotfl::rotfl:
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Sorry..... forgot to declare my new total.

    NSD no 5 safely nabbed today, yipppeeeeeeeeeeeee :j:j
    :) The time you enjoy wasting is not wasted time :)
  • gien
    gien Posts: 1,649 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    NSD 4 bagged today. Went to the school for a coffee morning where the coffee was free and then spent the rest of the day at home being busy.
    Tonight I made bread so we should be OK tomorrow too.
    Trying to keep in budget.

    2270
  • WelshWoofer
    WelshWoofer Posts: 5,076 Forumite
    No 4 for me too! Hurrah!:j
  • Helgathehairy_2
    Helgathehairy_2 Posts: 28 Forumite
    NSD # 3 happy days
    4/10 NSD
    personal spending
    Week 1 €6.64 left
    Week 2 11.29/€20
  • laura16_2
    laura16_2 Posts: 625 Forumite
    Got NSD 4 today
    Sealed pot challenge 1875
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    another good day today 5 NSD for me today. I did go to Ryman on behalf of our department but resisted the temptation to buy for myself. I'm leaving for home now so I may see you all later.

    It's been a long first day back.
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
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