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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • beanielou
    beanielou Posts: 95,691 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Shortie~Not a meanie bag at all.
    I would have been fizzing.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • saturday and toda arensd 4 &5
    2nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year
  • Hi all, a quick update from me NSD #4 today Hoping for another tomorrow :-)
    Well done everyone some impressive numbers already!
  • I've been lax at keeping up to date (guess that resolution didn't last long lol), but I wish to declare 5 NSDs so far for this month!
  • Sazzie23
    Sazzie23 Posts: 2,634 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker Post of the Month
    Well done Kezlou, crutches are not easily mastered, especially if you are laughing:rotfl:.

    Was doing so well today, and thought I could make it, went over to our other site, normally buy a coffee but someone made me a cup of tea.:T.and then spoke to OH who was depressed about his swallowing issues (not to mention issues with driving licence/job/money) so I offered to get Jelly on the way home.:mad:
    (Cross with the spendie, not OH).

    I did consider not counting it, since it wasn't my choice, but I'd only be cheating myself so decided to do my (very) mini shop, and then hopefully make for 2 or maybe even 3 NSD Tuesday onwards.

    p.s. the Jelly went down OK and I got a smile :) so it was worth it
    Debt -it's a fight that I'm winning, dealing with debt one day at a time.
    Estimated DFD August 2018 - 2031 - now 2027 :T

    Guide dog Tess, missing Scotland 2 years

    DMP support no438.
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi everyone :wave:

    I just wanted to catch up with a few of today’s posts:

    To everyone who had their first day back at work today - I hope it wasn’t too awful:)

    Shortie - you have the patience of a saint, your inlaws sound like a nightmare. Don’t apologise, you’re well entitled to a rant after that episode......:A:A

    kezlou - well done for getting out on the crutches on your own, that’s an achievement. Hope you got the insurance sorted out:)

    katholicos - hope you’re feeling better soon x:)

    marmite - thanks for the fabby update and yay to NSD no 4. Hope your back is easing a bit?:A

    Sazzie - good news that the jelly cheered up OH and you got a smile. It’s worth losing an NSD for that. Hope you’re OK and sending you both another (((hug))):A

    and finally...

    freeby - yay to 6 NSDs and 6 in a row... what a superstar you are. Thanks for all the hard work x:A

    :) The time you enjoy wasting is not wasted time :)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)


    Marmite - Thank you for the mega update :A


    Front page is all up to date. Some excellent numbers on there already :j:j
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Today's stats

    There are

    124

    of us taking on the NSD challenge

    and so far we have captured

    351 NSDs


    :T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Up early- packed lunch done and just enjoying a coffee with Daddy Rivett before getting ready for work. Looking at another NSD today. Hope everyone resists too, the longer I hold out, the easier it becomes, in fact I'm almost becoming a little mean and am actually starting to resent spending. Where it used to give me pleasure, now it really like an annoying spot that won't go away.
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • Morning lovelies,

    Yesterday was a NSD for me and today should be one, so now up to number 2 :oI really need some more.

    Pmo2
    x
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