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Shiny New Year, Shiny New Start. The January NSD Challenge
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Shortie~Not a meanie bag at all.
I would have been fizzing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
saturday and toda arensd 4 &52nd purse challenge no040£0 Sealed pot challenge ???? £2 trolley find not counting small coins till end year0
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Hi all, a quick update from me NSD #4 today Hoping for another tomorrow :-)
Well done everyone some impressive numbers already!0 -
I've been lax at keeping up to date (guess that resolution didn't last long lol), but I wish to declare 5 NSDs so far for this month!0
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Well done Kezlou, crutches are not easily mastered, especially if you are laughing:rotfl:.
Was doing so well today, and thought I could make it, went over to our other site, normally buy a coffee but someone made me a cup of tea.:T.and then spoke to OH who was depressed about his swallowing issues (not to mention issues with driving licence/job/money) so I offered to get Jelly on the way home.:mad:
(Cross with the spendie, not OH).
I did consider not counting it, since it wasn't my choice, but I'd only be cheating myself so decided to do my (very) mini shop, and then hopefully make for 2 or maybe even 3 NSD Tuesday onwards.
p.s. the Jelly went down OK and I got a smileso it was worth it
Debt -it's a fight that I'm winning, dealing with debt one day at a time.
Estimated DFD August 2018 - 2031 - now 2027 :T
Guide dog Tess, missing Scotland 2 years
DMP support no438.0 -
Hi everyone :wave:
I just wanted to catch up with a few of today’s posts:
To everyone who had their first day back at work today - I hope it wasn’t too awful:)
Shortie - you have the patience of a saint, your inlaws sound like a nightmare. Don’t apologise, you’re well entitled to a rant after that episode......:A:A
kezlou - well done for getting out on the crutches on your own, that’s an achievement. Hope you got the insurance sorted out:)
katholicos - hope you’re feeling better soon x:)
marmite - thanks for the fabby update and yay to NSD no 4. Hope your back is easing a bit?:A
Sazzie - good news that the jelly cheered up OH and you got a smile. It’s worth losing an NSD for that. Hope you’re OK and sending you both another (((hug))):A
and finally...
freeby - yay to 6 NSDs and 6 in a row... what a superstar you are. Thanks for all the hard work x:A
The time you enjoy wasting is not wasted time
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Good Morning
Marmite - Thank you for the mega update :A
Front page is all up to date. Some excellent numbers on there already :j:jFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Today's statsThere are
124
of us taking on the NSD challenge
and so far we have captured
351 NSDs
:T:T:T:T:TFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Up early- packed lunch done and just enjoying a coffee with Daddy Rivett before getting ready for work. Looking at another NSD today. Hope everyone resists too, the longer I hold out, the easier it becomes, in fact I'm almost becoming a little mean and am actually starting to resent spending. Where it used to give me pleasure, now it really like an annoying spot that won't go away.
- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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Morning lovelies,
Yesterday was a NSD for me and today should be one, so now up to number 2I really need some more.
Pmo2
x0
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