Shiny New Year, Shiny New Start. The January NSD Challenge

couldsavemore_2

thought i had an appointment to have my hair done tonight but but when i checked diary to see what time its tomorrow so today should be a NSD but will confirm later.

hope everyone has a good day

rising_from_the_ashes

*sigh* not going to be one today either (really not doing well at all!) - getting my hair cut!

marmiterulesok

rising congratulations-10 000 posts!:)

spoon thanks,my back is a bit better.

Loubell83

Bagged NSD#4 on Sunday

HeadAboveWater

marmiterulesok wrote: »

I hope you've all survived Monday-just think,Friday is one day closer.

*phew*

:j

marmiterulesok wrote: »

HeadAboveWater if your only spends on Wed and Thurs were the boots which you returned,you could probably count them as nsds as you got the money back?:)

Hmmmmm.... :think: That is true!! Boots were £35 Wed. Took them back Thur. Spent £20 on a coat Thur. Took it back Fri. Spent £17 on groceries Fri. So overall only spent the £17 on groceries on Friday so yeah, technically that's 2/10 NSDs!

*phew* (again!! lol)

Away off to update my signature!!!!

EDIT:
Oh! Today will be a NSD too seeing as I pledged it yesterday!!! Only possibility is postoffice for an ebay item but the customer will be paying...

Taking me to 3 NSDs :D:D

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Morning all :hello:

This is an Awwwww moment, so sweet

https://www.youtube.com/watch?v=27WufdasQYs

flubberyzing

I have a funny story!

Over the weekend, I sent a Tweet to my borough council about my block of flats not having their bins emptied since December 21st. And attached a photo.
Yesterday afternoon, I get a tweet from a BBC journalist asking me to give him a ring, which I do. We have a very interesting chat, he takes my name and asks permission to use my photo in a report he's putting together. I say yes and think no more of it.
About an hour later, another BBC journo phones, and asks if they can come and visit me at 7:10 tomorrow morning! Obviously I said yes. You can't turn the BBC down.

Not sure what they plan to do, but I'm sure it'll be an interesting experience! I'll report back and let you know what happens!

Oh, and this is NSD 6!

positivelypurple

Flubberyzing, ooooh you're going to be famous! Can I ask for an autograph now

Checking with NSD#5 , which I'm very pleased to have. I'm so tired today - terrible considering we've had two weeks off school and we're not going at full speed with the timetable yet. There's a nasty flu type bug going round so fingers crossed it's no because of that.

Right, off to enjoy a few quiet minutes before the rabble come home from afterschool activities. I haven't even thought about dinner yet but I'm sure I'll be able to rustle something up.

Enjoy the rest of your day :T

blindtoast

I think I'm upto NSD #5 now - if I can count. Got one Friday, Sunday and Monday which is 3, 4, and 5. Today should be #6 as I plan to stay in and watch a film tonight