📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Shiny New Year, Shiny New Start. The January NSD Challenge

14041434546193

Comments

  • Can i declare 2 NSD's for me please. I was hoping for 3 in a row but have to get some shopping tomorrow. Trying to plan ahead from now though so I may be able to make it by next week.

    Good luck everyone
  • Hi gang

    I've had2 NSD/15 NSD These were 1st and today 3rd.

    I've booked today off work as it's my birthday today. I've received a great present from my Mum and brother which is a iPod touch and from my nephew an iTunes voucher.:j

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • moneypenny2k
    moneypenny2k Posts: 1,122 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi gang

    I've had2 NSD/15 NSD These were 1st and today 3rd.

    I've booked today off work as it's my birthday today. I've received a great present from my Mum and brother which is a iPod touch and from my nephew an iTunes voucher.:j

    DFF

    :bdaycake:Happy birthday Future, :D
  • beanielou
    beanielou Posts: 95,655 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Have aq great day debt free future :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • NSD #3 in the bag today.
    "Whether you think you can, or you think you can't -- you're right" - Henry Ford
  • x0emz0x
    x0emz0x Posts: 73 Forumite
    Ninth Anniversary 10 Posts
    Hi all :wave:

    I hope it's OK for me to join? :)

    I would like to try for 10 NSD's in the month, and 5 in a row

    Emma xx
    Grocery Challenge 2017: Mar - £0/£200
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    edited 3 January 2013 at 7:32PM
    NSD 3 today. I've only been out to walk the dogs and never take my purse out for that.

    Welcome new NSDers. This is one habit you'll be happy to keep. Good luck all.

    Marmite, hope your back's better soon. (((Hugs)))

    Happy birthday DFF.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • Dee-Dee
    Dee-Dee Posts: 268 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Yesterday was another NSD for me so I'm up to 2 / 10, unfortunately today was definitely not and as it is my birthday tomorrow I don't intend to have a spend free day at all :D
  • katholicos
    katholicos Posts: 2,658 Forumite
    .nsd number 3 today :)
    Grocery Challenge for October: £135/£200


    NSD Challenge: October 0/14
  • NSD #2 for me today too :D Hoping tomorrow will be number three but pretty short on a few grociers so may need to make a special trip, but hopefully we can hold out until Saturday!
    Total money owed: [STRIKE]31/07/11- £17,877[/STRIKE], LBM - 14/10/12 :j, 01/06/13 - £0 DEBT FREE!!!! :beer:
    New challenge- save an extra £5000 from non-salary -£1600 (32%)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.