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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Karonher wrote: »
    Just managed my 1/16 NSDs.

    Are we able to update the list ourselves or just post the figures as they happen?

    Thanks

    Hi Karonher :wave: Yay to your first NSD, well done :j:j

    We can't update the list ourselves, freeby will do that tomorrow when she checks all the posts. All you need to do is pop in and declare your number of NSDs as often as you want to.

    Hope that helps and good luck with nabbing the rest of those pesky NSDs.

    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • Another NSD :). Third in a row

    3/16
  • chris81418
    chris81418 Posts: 910 Forumite
    Debt-free and Proud!
    Good morning everyone! :wave:
    Chris81418 – I am glad that the NSD bug has not disappeared with your debt. :T NSD #1 captured.:T Well done.:)
    chris - congrats again and I’m glad you’re sticking with us, you can inspire the rest of us on

    Thanks Freeby and Spoon! :D

    A flying visit from me to report NSD number 2 caught yesterday! :j

    Enjoy that Friday feeling everyone and have a good wiggle! friday-smiley.gif
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • fantastic . every one is doing well it helps to keep everyone else motivated

    Im trying to make my mind up when to go shopping, tonight and i may pick up some bargins or tomorrow when i have all day. i dont need to do a big shop but will look round for any offers. I've also got to fill the car with petrol but either way i will keep all the spends to one day

    have a good day everyone i cant believe how quickly this thread moves it takes a while to catch up.
    You can if you think you can .
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning. :)

    Woweeeeee. Look at us all. This month is going to be brilliant.

    Well done to everyone who captured another brilliant NSD.


    Bottleofred – NSD #3 declared. :T Well done Red, it’s going to be another great month.:T

    Brummiebabe – Nothing wrong with not going out of the house, it bagged you NSD #1. :T Well done and good luck for lots more.:T

    Chris81418 – NSD #2 all bagged up. :T Well done, you are an inspiration. :A

    Couldsave – Well done on grabbing that NSD #3. :T Staying in is the new going out dontcha know.:rotfl:

    Daydreamer – Hi there and welcome. :) You are on the front page with 15 NSDs and you are up to NSD #3 already. :T Really well done.:T

    Debtfreefuture – NSD #2 in the bag. :T Well done and a very, very Happy Birthday to you.:T

    Dee-Dee – NSD #2 captured. Well done.:T I hope you have a fantastic birthday and are spoiled rotten.:T

    Dizzy Lizzie – You should be chuffed with yourself. :)NSD #3 is a brilliant start to the month. :T Well done.:T

    Donna d – You have had a great start to the month with NSD #3 :T and of course you can keep it up, I have every faith in you.:T

    Dragon – NSD #3 and 3-in-a-row. :THow brilliant is that. Well done.:T

    Evertheoptimist – Sounds like you have a busy weekend planned. Hope you enjoy it. :)NSD #3 is a great number to be at. Well done.:T

    FallenArcher - Well done on getting NSD #2:T and good luck for getting lots more.:T

    Fedup – NSD #2 all bagged and bundled up. :T Well done.:T

    Florida2013 – An excellent NSD #2 in the bag, well done. :T Sending you positive vibes for avoiding the coffee at work.:)

    Helga – Yay, and you are off the mark with NSD #1. :T Well done.:T Watch them come rolling in now.:)

    Karonher – Yay, you are off. :)NSD #1 bagged. :T They will come flying in now. Good luck.:T

    Katholicos – You are doing really well. :T NSD #3 claimed. :TWell done.:)

    Kittiej – Well done on getting NSD #3. :TRemember the motto – Every NSD is a good NSD.:T

    Lioness – Another brilliant NSD bagged taking you up to NSD #3. :T Very well done.:T

    ModestyB – I love walking my dogs, it means I get out of the house for an hour and it costs nothing.:) Same for you as it bagged you NSD #3. :T Well done.:T

    Mummy2three – NSD #3 captured. :T Really well done. :TEnjoy your day with your boys.:)

    New leaf – Well done on declaring NSD #2. :TThat is an excellent start. :TThere is plenty more time to get lots more.:)

    Oodnood – NSD #3 captured and bagged and carted off to the NSD mountain we are building. :T Well done.:T

    Shortie – I am glad you resisted, that’s dedication for you.:T Well done on claiming NSD #2.:T

    Sillyblondie – NSD #2 captured. :T Very well done.:T

    Slowlyfading – Well done on getting NSD #2. :T Keep plodding on, loads more to be had.:T

    Spoony – I love your posts spoony.:A Well done on NSD #2. :T It’s going to be another brilliant month for you.:T

    VickyV – What a brilliant start you have had, up to NSD #3 already. :T Very well done.:T

    X0emx0x – Welcome, welcome, welcome. :T I will put you on the front page with 10 NSDs and 5-in-a-row. Lotsa luck.:T

    Zafiro – Well done for staying away from those shops, it has got you up to NSD #3 :Tand off to a brilliant start.:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Front pages are all updated :)

    As usual, can you all take a quick look to make sure you are there and that I have got your figures right. :) There is so many of us it is highly likely that I have made a mistake :o

    I should report that I am up to NSD #3 and going for number 4 today. For some reason I am feeling very focused at the moment :T I think it is all the positive vibes, motivation and support that I'm getting from you lovely lot :A Thank you :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Todays stats..............
    There are

    119

    Taking up the NSD challenge


    And so far we have collected

    153 NSDs

    :T:T:T:T:T:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.


    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A


    NO SPEND CHALLENGE.


    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    It's Friday (it is Friday isn't it?)


    Let's wiggle


    th_shakielmo.gif?t=1353998723th_shakielmo.gif?t=1353998723th_shakielmo.gif?t=1353998723th_shakielmo.gif?t=1353998723th_shakielmo.gif?t=1353998723



    Have a fantastic spend free day everyone :T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Ohhhhhhhhhh spoony

    Happy 14,000 post :rotfl:
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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