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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Morning World :)

    I've been awake for a couple of hours and up for over an hour. I am dressed and ready for work. My packed lunch is made and i have just enjoyed a cuppa :coffee: whilst mooching around the boards :) Now i'm a bit more awake i'll get on with some assignment stuff in a mo.

    I did get quite a bit done yesterday after heading out to work - may have politely ignored 1 or 2 people on my lunch ;) but needs must and as i say i was polite about it :D

    I also got another chapter read :T

    Today i think i'll start work on the difficult section then move something from the pile of all things :eek: and then wash the pots before they get horrid :o

    Jwil - not sure if you're reading - some more jobs have been posted at that place - i'm really not sure i'm qualified or what to put on the application because clearly what i've been putting isn't right :( Any advice on job apps welcome - from anyone :D

    I've also checked for MS's - none to be had.

    I didn't go to any shop yesterday so that was some money not spent which is good. I may need to go tomorrow or more likely next week now as i *think* i'm returning 1 or 2 dresses :cool:

    I have *alot* of assignment work to do and my poor mr is being a bit neglected - this weekend is the bank holiday - to which i've thought Woo! more hours to spend on my assignment :o :rotfl: I've worked out if i'm spending 6 hours a day(as i did yesterday) today then tomorrow and friday. Work on it all day saturday whilst the boy has a boys day out then on sunday we can go out for a meal with vouchers that we have - this will be late afternoon so i'll have done at least 7 hours work then too and will still have alot of time on monday to get on with it :T At least it will break the days up a bit.

    Rightio - 15 mins of super difficult assignment work, pots washed, pile of all things visited and then back here for an update :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    *yawn and stretch* - it took me a while to get off to sleep last night as i was poorly *again* but when i did get some snooze time it was much better than monday nights so hopefully i'll feel better for that today.

    This weekend i will hopefully look at 4 moneysaving / moneymaking things :) - can't do the easy bay of e one as i doubt its free listing and even if it is i've nothing sorted out to sell so thinking cap on for this one :cool:

    3 more items moved from the pile of all things :T It really is being scaled down quite fast now - the pile of ou things easily overtakes it :o

    I got some writing done and have done the pots also. Wish my Mr would take the initiative and just move them when he gets in from work but i will have to leave him a note asking him to do it. le sigh.

    Got myself another cuppa and having a little minute to myself before i crack on with some more writing. Again today i'll try and do some if there is a seat on the train and in my lunch and do a text book chapter tonight :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Aaaargh! The less said about my call to the ou the better :(:eek::mad:

    Rightio - up a bit later than i'd hoped to be today but feel better for it :)

    Read another chapter of text book this morning and i may push it to 2 tonight - i need to get through it faster than i am.

    I'm going to pop on a weekend to do list and then set to typing up the changes i have made :cool:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 5 May 2013 at 10:50AM
    Weekend to do list:~

    1, [STRIKE]Wash[/STRIKE] Done! :T
    2, [STRIKE]Dry[/STRIKE] Done! :T
    3, [STRIKE]Move[/STRIKE] Done! :T
    4, [STRIKE]wash[/STRIKE] Done! :T
    5, [STRIKE]dry[/STRIKE] Done! :T
    6, [STRIKE]move[/STRIKE] Done! :T
    7, [STRIKE]wash pots[/STRIKE] Done! :T
    8, [STRIKE]grocery shop[/STRIKE] Done! :T
    9, [STRIKE]put grocery shopping away[/STRIKE] Done! :T
    10, [STRIKE]pick up new glasses already paid for[/STRIKE] Done! :T
    11, [STRIKE]try on new top and see if being returned - bag up with receipt if it is[/STRIKE] Done! :T
    12, try on leggings if rtd bag up with receipt
    13, [STRIKE]dress in bag with receipt to return[/STRIKE] Done! :T
    14, move shoes
    15, [STRIKE]chapters: 6 & 7[/STRIKE] Done! :T
    16, [STRIKE]chapters: 8 & 9[/STRIKE] Done! :T
    17, [STRIKE]chapters: 10 & 11[/STRIKE] Done! :T
    18, chapters: 12, 13 & 14
    19, chapters: 15, 16 & 17
    20, find other text book and complete chapter list
    21, close reading of assignment completed
    22, amend small changes
    23, re-write big changes
    24, draft of part 2 of assignment
    25, draft of part 3 of assignment
    26, re-draft part 2 of assignment
    27, re-draft part 3 of assignment
    28, re-draft part 2 of assignment
    29, re-draft part 3 of assignment
    30, [STRIKE]daily read and re-draft of full assignment [/STRIKE]Done! :T
    31, daily re-draft of full assignment
    32, daily re-draft of full assignment
    33, daily re-draft of full assignment
    34, [STRIKE]finish moving pile of all things 2 more things moved[/STRIKE] Done! :T
    35, [STRIKE]post items[/STRIKE] Done! :T
    36, [STRIKE]check for MS[/STRIKE] Done! :T
    37, move clothes started, running pants moved
    38, read newspaper, add to references
    39, read on-line materials add to references
    40, order books
    41, re-read inspirational books
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • jwil
    jwil Posts: 22,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :wave: I'm still around :)

    Send me a link to the place again, I can't remember the name, and the jobs, and I'll have a think. Do you have an old application I can have a nosey at? I'll see if I can suggest any changes.

    Got to dash, mini jwil demanding food!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi everyone :D

    jwil - i will PM you in a bit :) Not just now as that would seem like a bit of procrastination before hitting the ou books - you know how it is 'oh i'd best just wash pots, put washing on, have another cuppa, open mail etc. etc.' so unless the washer finishes right now then i'll be hitting the books first, then moving 1 item from the pile of all things dealing with the post items and then i'll pop back on here :)

    I am a little tired and have incredibly achey feet - they get like that alot though :o

    I did do a money thing yesterday - which was to sort out some carbooty stuff :T:T:T and i need to do a money thing today, toimorrow and monday so need to factor in some time for that at some point too.

    Had a lovely time with friends last night :beer: all planned and no ou work would have been being done then anyway. Must get on with it now - just over a week left which is really scarey when i say it :eek: i have so much to do! Right i'm cracking on with it now!!! xx
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof! I'm plodding along making progress i hope! No sooner had i dealt with the post from yesterday than todays post popped through the letterbox! Plan now:-

    2 more chapters from the book - not yet alert enough to tackle writing - i've been doing 7 hours ou and 11 hours work (includes 3 hours round trip travel time and 1 hour lunch) during the week and its caught up with me a bit :o As of course has last night - although sometimes i think its good to get out and have a fun time, good laugh which can really help with properly relaxing and remembering the good things in life :)

    1 more item to be moved from the pile of all things :)

    letters to be sorted

    washing as and when it calls to me :cool:

    I also moved the pots in my last break and re-shuffled some booty stuff just to make things easier :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof! So i am up to pretty much where i wanted to beby now with the reading :T Having a bit of a break now - ate something for lunch i shouldn't have _pale_

    Money thing today not yet done so i may ponder this whilst having my break - although i have some stuff for the bay of e and have been looking into that so could cheat and say this is the money thing :whistle: At the end of the day thats only cheating myself so not worth it anyway.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hello All!

    Am up and back to it. Just got to the end of the changes i wanted to make.

    I am going to:-

    read through assignment

    make and eat brekkie

    print off assignment

    Try on dress to see if keeping

    Try on dress to see if keeping

    Put book in carboot stash and then back on here for an update :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Oof! thats done and was good and bad on the clothes front - both dresses are being returned - at least that will be £25 back into my bank account and pay some way towards the weeks overspend. The other dress is on a voucher so i'll see if there's anything to exchange it for and if not i'll have a voucher again. - trouble is i really wanted one of the dresses and am convinced they'd look nice if i wasn't such a podge :o

    Yesterdays money thing was that i read through the weekly e-mail on here and have jotted down things to consider - i did download an app on my phone so hope to see some results from that. I need to do something moneywise today and tomorrow too.

    Next up is to read my assignment noting what needs expanding and what needs cutting :cool:

    Wash the pots so there's not a massive build up :o

    Read 1 chapter from text book.

    Move at least 1 item from the living room :o

    I'll have a quick read on here first and then get on with my list. I was hoping not to have to cook today but i have once again drawn the short straw - a takeaway is very tempting but a) i definitely don't have the money for that :o b) i've lifted the meat out already so it does need to be cooked
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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