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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Positive vibes are coming your way :D

    It sounds like you are making good progress.

    I have got some cleaning done and nearly finished the ironing. I've phoned friends and family that were expecting a call today.

    I went cycling for an hour. In an attempt to speed up my running - I am still very slow - I thought I would try and build up some stamina by doing some cardio exercise for an hour once or twice a week. Normally I would only go out for about 30 to 40 mins. I may have left this a little late (I am running a 10k next weekend!) :rotfl:

    I realised I can't list the item on E bay because I would put it on as a BIN and I can't get to the post office this week to post a parcel! I'll have to leave it a week and try again.

    I need to get some paperwork done tonight; there are lots of papers on the coffee table which need dealing with and none of them are quick (or I would have dealt with them when they arrived!) I'll try and sort out three tonight.

    Sory i cross posted sunday and missed this :o Thanks for the well wishes :) I'll have to tackle my paperwork next :eek:
    Well done on cycling too and making the calls :T
    It's lovely to find money, isn't it :)

    I had an MS today so need to get that submitted. I don't think it will take that long. It was a quick job - the sponsor wants to know what people are saying about a certain phone model. I have another two to do this week. I do so many mobile phone jobs that I feel like I am an expert on phones!

    A p!necone survey has appeared in my inbox tonight. Had a very long day today at work so it will have to wait until tomorrow.

    Hope you have had a good day.

    i've just done a survey :) - ooh who is that ms with ? i need to get back into them ;)
    i'll reply better after tomorrow - typing with 1 hand n eating with the other :eek:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    TARGET 8 £1500
    1, £1500 - £200 = £1300 (16/05, paypal, MS money, funds left from last month)
    2, £1300 -
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    edited 18 May 2013 at 9:11PM
    1 week to do list
    1, make complaint started - had to ring 3 different place - just less than an hour on the phone and now they need to send me a form to complete and send back
    2, drop prescription request at docs
    3, pick up tablets pharmacy
    4, read up on ms
    5, do ms
    6, write up ms
    7, check daily for MS's
    8, [STRIKE]check clubcard points[/STRIKE] done :T
    9, [STRIKE]post bay of e[/STRIKE] done :T
    10, prep bay of e for listing 10 of 20 so far
    11, [STRIKE]clear ou stuff[/STRIKE] done :T
    12, complete and post ou application form started
    14, try on holiday clothes started
    15, wardrobe declutter started
    16, post half done
    17, apply for new job
    18, [STRIKE]confess spends on here[/STRIKE] done :T
    19, [STRIKE]ironing[/STRIKE] done :T
    20, [STRIKE]house clean[/STRIKE] done :T
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Chocforever
    Chocforever Posts: 770 Forumite
    Part of the Furniture
    The phone MSs were for Gf K. I also find that Bare do some. I work in a big city, so if I am lucky enough to log onto the MS site at the right time, I can usually pick up a few of the same jobs by visiting different outlets. I don't look for jobs that often tbh, I got a bit too picky :o.

    Things may change though because I viewed a house tonight and really liked it. A sensible offer would be at the absolute top of my budget and still some way below the asking price. It is definitely worth a try. Keep your fingers crossed for me.
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ooh very exciting news chocs i will definitely keep my fingers crossed for you :D

    Ahh - are the questions really long winded though ? :o

    I am frazzled and shattered - it has been a long and tough week will try and post more when my fingers aren't tripping over the jumble of words in my brain :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    What a long day its been and i'm only just getting a minute to myself :( Started making complaint now - this was after nearly an hour on the phone to 3 different places :mad: Now i need to await a complaint form coming out and complete this - jeez!

    House cleaned top to bottom - day off today as i'm working tomorrow.

    Shopping done and was super expensive :eek: This is where i need to nip spending in the bud - going through the receipt though there was nothing excessive or frivolous bought - maybe more planned shopping is needed and eating through the cupboards for the next few weeks.

    Need to look at getting items listed on the bay of e in a mo. as i said i wanted a minute to myself first.
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Confession part 1 :o

    This is the easy bit to 'fess up to - i needed some new underwear for and spurred on by last pair of tights getting laddered :eek: (i have no trousers for work and am too pale to go without tights - and to be fair its still too chilly for that on some days too!) i spent £15 on tights and underwear - a bit *gulp* but was a definite *need* and i spent as little as reasonably possible ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hmm - nothings moving forwards on the cashback front sadly :(

    Not enough coffers around for another £50 off june target (sneakily started now ;))

    Checked bay of e - still just the couple of bids.

    Got 8 more items prepped for sale :)

    got screened out of a few surveys

    checked for MS's none to be had
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Ooof! Just back from work - glad thats out of the way for the weekend now :) I was up most of the night with my stomach - again :( Worse than ever :( So, not being able to sleep i was a productive bean and... drum roll... got my tax return done :T I knew i was due a bit of money back - not sure when it'll be paid though - if its this month that'll be good as it'll chip away at the overdraft - only a little but it will help :)

    I've also done most of my application for ou course - hope to get that sent off next week :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Dedicated! :)

    I've been mad busy so sorry for not posting much.

    I really need to get back into it...finances dire at the minute so will be posting back on my diary as soon as I've got round to cleaning the house and a bit of baking.

    In the meantime I was wondering if you could recommend some good mystery shop companies? We live near enough that the ones that operate for you would probably do so for me, but far apart enough that we are not likely to be stepping on one another's toes, so to speak. ;)

    I hope your stomach sorts itself out. Do you have something like IBD? Could it be stress related?
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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