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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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Comments

  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    So a major blow to my dfw plans - i enquired about overtime and there isn't any :( wasn't something i'd want to do anyway was just necessary - will need to think of something else :think:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Well that's something, at least. :)

    Thanks for the MS advice. ..doesn't sound much like a goldmine, I must admit. I'll maybe have a peek on the off-chance.

    And annoying as it might be not having the overtime in financial terms, perhaps in terms of uni work, having a life and your health is no bad thing? , I keep getting this nagging feeling that your poorliness is a bit stress-related. X
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Aw! Thanks hon - i suspect that too :o The thing is uni has finished now for the summer so i really need to get in as much money as i can as quick as i can x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • Chocforever
    Chocforever Posts: 770 Forumite
    Part of the Furniture
    DDFW

    Sorry to read you are having a tough time at home. I hope everything gets resolved ok.

    I hadn't realised you had reached the summer holiday. That is good news that you have a bit of space and time.

    Best wishes x
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Aw! Thanks hon - i suspect that too :o The thing is uni has finished now for the summer so i really need to get in as much money as i can as quick as i can x

    I understand, but taking care of yourself must be your first priority. [\lecture] x
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • Chocforever
    Chocforever Posts: 770 Forumite
    Part of the Furniture
    Thinking of you. Best wishes x
    Mortgage, draw down Sept 2014: £222,000

    Now: £173,229
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hey hon, how are you? x
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Hi everyone, thank you for the well wishes and sorry for the long silence - it has been a tough time and also its weird adjusting to having this time that isn't all for uni stuff. Today, other than going to work i need to complete the complaint form i was sent, i need to send off my application to uni and i need to think about what i need for my hols. I also need to pay a cheque into the bank, try on a dress to see if it fits me ready for going out tomorrow after work - another saturday in. I also need to post some bay of e parcels - one of which i re-packaged to get it to fit through the slot as it was *slightly* too big.

    I need to get my packed lunch together for today and remember to pick up some barm cakes for tomorrow - hopefully of the oven bottom variety :D

    I am up to 34 of 40 newly listed items and have sorted out 2 more items to be listed - i'll try and get those done now - hoping its a FLW has anyone heard anything? :)

    Not sure where i'll find the other 4 items or find the time for them either :think:

    And - what is going on with this weather ? Brr!

    Hope you are all good x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    Hi Dedicated.Well done on all the Ebay listings - you have totally put me to shame once again.

    Enjoy the time off! X
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    *Taps screen with knucle*

    Pst, Dedicated...where are you?!
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
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