A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

Chocforever

That's good to get an MS. They can be hard to come by unless lucky enough to nab them when they are just released.

I have done none of my work . But very productive with procrastination tasks such as tidying and washing up. I'll report in later when I have actually done some of my report.

Good luck with your assignment.

DedicatedDFW

Oof! What a lot -ish i got done Messaged friend re. night out Moved a couple of bits i shouldn't have left out anyways moved 1 item from the pile of all things :T re-wrote page 1 although i may cut it out altogether :eek: and read a chapter from my book making notes. Also messaged my tutor so quite a productive hour and a bit i'd say I want to get on with some more re-writing but *need* to eat - so i'll do lunch now and then crack on with a bit more after that

I have also planned 5 hours a day to work on my assignment whilst also working and thenhoping to have quite alot more time over the next couple of weekends when i have no other plans :cool:

*positive vibes* please everyone

DedicatedDFW

Chocforever wrote: »

That's good to get an MS. They can be hard to come by unless lucky enough to nab them when they are just released.

I have done none of my work . But very productive with procrastination tasks such as tidying and washing up. I'll report in later when I have actually done some of my report.

Good luck with your assignment.

Hope you get everything done that you need to chocs

DedicatedDFW

Rightio a delicious and cheap lunch thoroughly enjoyed - i've just got the pots to do on my next break now :eek: So i am going to: - read 1 chapter of my course book whilst taking notes, continue the scary task of the redraft then move 2 items from the toppling pile of all things, wash said pots, do 1 money making thing - i'll let you know what it is if i find anything - thinking looking on cashback, then back on here for a bit of an update and break.

see you soon x

DedicatedDFW

Arrrghh! Just lost a couple of hours due to unexpected visitors - whilst its lovely to have a nice catch-up with people - i'd much prefer it to happen when i have the time :undecided

Got alot to catch up on now :eek:

3 more items moved moved from the pile of all things and a bit more re-writing done - should have been alot more by this point in the day though

Oh, i mentioned earlier looking at money stuff so am going to open up a saving account - i currently have £1680 of debt still but want to put a bit of something to one side - remember alot of the reason i ended up in debt and definitely with debt the amount it was was due to redundancy. I know the debt isn't interest free *but* i always find clearing the overdraft harder than any other debt. I need to draft the debt clearing plan too

Right off to do small re-draft changes and then i'll be back

Chocforever

I hope the redrafting is going well.

I just couldn't get motivated to do most of my work. I find it hard to work at home when it is work from my normal job. I would rather go into the office but it was closed this weekend so that wasn't an option. I will regret this tomorrow!

I got my voluntary work done (which is much easier on the brain than my paid work) and procrastination has its positive results - the ironing is done, the living room is tidier than it has been for months etc.

DedicatedDFW

Glad you achieved some of the things you wanted to Chocs Hope work wasn't too hard yesterday ? x

Re-draft is so tough going - there are so many things to change / re-write / add / take-out and try and keep it all in the same way i want it

Going to crack on with some more in a minute but wanted to post on here about my good and bad mse ways Ok, one thing i really need to just knock on the head is shop bought lunches :mad: Yesterday was a bit of an exception as i ended up being poorly most of sunday night and then was feeling sorry for myself - lunches at £2.25 soon mount up - especially when there is no room in the budget for them

I'm trying to do at least 1 mse thing each weekend day - this weekend i:-
applied for a savings account via cashback
re-listed on bay of e
started to spend on a credit card :eek: This is just for purchases i'd make anyway like for my train ticket and i put the MS spends on there as well - if i use the card i get vouchers in rewards so hopefully that will help out with things - if i go on a spending spree i'll confess all on here and you can make me take it back :rotfl::rotfl:
found a type of voucher in my pile of all things - duly requested its about £15 i think but restricted on where i can spend it
Completed an MS

So thats all pretty good stuff i think I'm also debating returning the £25 dress i got last week :think: i could just do with the money really This weekend though i did wear 2 of the new dresses that i'd got the other week and i was really happy with them both :T

Ok enough procrastination i'm going to do 15mins and then maybe move summat from the pile of all things and a quick peak on here - i moved 15 more things from the pile of all things this weekend :eek:

DedicatedDFW

Woo! Nearly 30 minutes done and quite a few changes It's all go! Just had to pop the heating on as its suddenly gotten really cold again this week brr!

I didn't sleep well last night due to fretting over various things including and mainly no doubt - my assignment - any *positive vibes* you guys can muster would be great - i've got just over 2 weeks to complete it in but when that includes 2 weeks of working which means being out of the house 11 hours a day due to travel time and all the usual household stuff - as in i've got to eat, pay bills (it is mse after all ) and have clean clothes to wear it is not alot of time at all :cool:

6 more items moved from the bag of all things :eek:

DedicatedDFW

And another 15 minutes of tweaks achieved :T

Also had breakfast, made packed lunch and moved 1 more item from the pile of all things :T

Assignment needs some serious work and i desperately want to achieve on it but am getting quite paniced

Ok, deep breath and back to it :eek:

DedicatedDFW

Ok, i've gone through the whole thing with small tweaks, i know the bigger changes i want to make and have printed a fresh copy out ready to crack on with this today during the bits of travel time (if i can get a seat) and lunch (if i'm not mithered).

When i get in tonight i want to at least get through another chapter of the text book ready for the next part.

Tomorrow - i need to sit and work on one section that is being significantly changed until i'm happy with it - this will be a massive achievement.

Then i will plan the rest of my time from there :cool:

I've also moved 5 more items from the pile of all things - told you there was alot on there i might sneakily move 1 more thing before work

packed lunch is at the ready and as i'm not spending any money and have my assignment to get on with i'll not be going to the shops - this can only be a good thing

checked bay of e - the odd watcher on things but nothing exciting sadly :rotfl:

Urgh! Became concerned over the lack of money until pay day at the end of next month :eek: Yes paying for new glasses, gas, electric bills will do that At least i know i have no choice but to be frugal

i did it - moved 1 more item from the pile of all things :T Woohoo! Its now less of a mountain but more of a difficult hill to climb given whats left needs careful consideration as to where its going Also now got a huge pile of ou related stuff but at least i know what that is and have an idea where its going by the end of next month

I also need to try on those bits of things i got the other week and hadn't decided upon - i feel a returns may be happening soon hopefully!

Hope its a good day for all - i can't wait for the weekend xx