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A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

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  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Aw Thanks Guys :D

    Unfortunately i turned the comp off yesterday as i had such a bad headache - and still have it this morning :( So finding the assignment pretty hard going :( I have changed my hours round with a colleague this week so that i could have today off before my assignment is due rather than friday which is after its been submitted :cool: Hopefully it'll start to feel better soon.

    In the meantime i *think* i'll do something productive - i may then get bored of that and rush back to my writing or i may become inspired with the answer when i'm not sat here drumming my fingers over it if that makes sense?

    Lots more stuff been decluttered so am approaching the 700 items stage :T I really don't think i've missed anything else in the spare room but i had better pop in there to check later :o I may even tackle that final drawer that needs doing...

    OK plan is:~ do 1 practical thing
    make brekkie and eat whilst catching up on here
    write

    x
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Practical thing done :T - sees 2 folders exiting the house and 1 broken irreparable item :)

    Also re-drafted over 350 words - will redraft next bit in a bit - this may get me in the swing of it again for the bit i'm struggling on :)

    PB - i do need to pull out all the stops on this now - i struggled so much with the last piece which was so hard and this piece again is so different to anything else i've ever done i'm getting concerned if its right or not :o

    I've not been getting any post lately - for over a week now at least... - the post i opened the other day is from my old address - not updating the bank with my address until maybe never :o :rotfl: They said there's no need so that's fine. The thing is though i need to chase up mortgage company so will do that now. Then something practical and then some more redrafting - sounds like a plan ;)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    :mad::mad::mad: Got cut off whilst speaking to them and they didn't call back :mad: This is why i put off ringing them - its how annoyed they make me feel :( Will now give it the full 8 weeks from the original date and then get onto the FSA if i've not heard anything - although i assume todays call will at least make them do something. Grumble grumble grumble

    600 words now re-drafted. Decluttered further on practical front.

    Study now interrupted :( Will use this time to:-

    Wash pots
    Shower and wash hair
    life-admin carry on with folders.
    Try and study if possible :):(:o
    Respond to ebay query
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Well i got an extra bit of time so am now just short of 1000 words re-drafted :) 2 folders in the bin and responded to bay of e.

    Will try and redraft some more, then life-admin maybe wash pots again too :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Now at almost 1500 words :) Another 3 life-admin folders sorted out seeing 1 of them binned :T With lots and lots of unnecessary papers gone too.

    Hmm muppetry mortgage people :mad: me feels a complaint coming on when i get a private minute :mad:

    Lunch break now - pots washed after lunch will have more to do but later. After lunch will aim to do some more re-drafting and then some more decluttering as a bit of a break :cool: Don't know what i'll do when i've decluttered everything i'll probably have to start cleaning then :eek: :rotfl::rotfl:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    :mad::mad::mad::mad::mad: and breathe... Flippin mortgage company - enough said :mad:

    Onto nicer things shall we?

    Shower had so am all nice and clean except i still need to dry my hair at some point - might do in a mo. as i'm starting to feel the chill brr!

    Decluttered 4 more folders and lots and lots and lots of unnecessary paperwork :T

    Nearly at 2000 words redrafted and can get back to it now although not sure how wise that is as i am furious after getting off the phone to mortgage place :mad:
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Over 500 more words down - some for this part - so at nearly 2400 for this and then some for the next part nearly 300 for that :T Now i need to dry my hair and maybe lift out another folder :o - I need to do something totally active and different in the breaks :cool: I am so pleased to have gotten so far too but please people *positive vibes* as i'm nervous that i've done it all wrong or something :o
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Phew! Over 2600 words now and am leaving this part for today i think. Re-drafting some more tomorrow as i need a break from it now. I'll work on the next section (for same assignment).

    Another folder decluttered and also a huuuuge pile for shredding :eek: - alot of it could have been done years ago too :o still :D that its getting done now.

    Had a horrid tea as well - oh well! you only find these things out when you try them i guess.

    Working on persuading my Mr to go into the Loft of Doom some time soon so we can sort out whatever the heck is up there - it needs to be done before the carboot. I'd go up myself but with no proper access ladders it's a 2 person job.

    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
  • *Wipes brow*

    Blimey Dedicated...another action packed day at your house!

    I like how you break up your studying with other things to try to help you keep focused. I'm a nightmare like that.

    You seem to have written quite a lot in one day, so well done, and you have been editing as you go which should make for less phaffing at the end. I'm sure your instinct is good and that you will be doing it right, so chillax a little and enjoy your evening.

    Speak soon. :)
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Thanks PB :)

    I've read through what i've done so far and re-drafted again this morning :T Need to get this next section written out though so i'll start that later. Overall i am pleased to have gotten the amount done that i have :T

    Yes PB i am just not capable of sitting down for several hours straight on one thing - i have to do something else in between which is completely different just to allow my mind to switch off and re-energise - Must say most of the house is looking fab for the decluttering :T

    THIS WEEKEND:~ I MUST declutter the bag of all things in the living room - easier to do now main life-admin folder has been sorted out ;) Then all the house will look tons better - rightio best catch this train to work then Hope its a good day for everyone :)
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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