Positive Steps Challenge 2013

Scarlet1982

Morning

I didn't get much done yesterday felt awful and didn't get much sleep.

Today I need to
Sort meds into pill box
Dishes
Hoover
Buy DVD envelopes
List items on eBay
Bath to help relax before bed
Read book

Will add some more later if I can think of anything else.

MinnieMousesMummy

Good morning everyone, I have a reasonable amount of things to try adn get through today.

Rollies from earlier this week:
Spend an hour doing some course work
List 5 items on ebay
Sort through some of the paperwork in the master bedroom
Read through the rest of this thread
Spend an hour looking for freelance work
Decide on some craft projects
Thin out and repot the plants
Read the frugal living thread and gather some ideas
Read slow cooker thread and gather some recipes
Sort meal plan for September

Additional list for today:
Check one poll for surveys and complete
Free bingo
Sort through 300 emails
Check bank
Do MSing assignments that are in for today
Attend college to sort out course
Present shopping for ds
Order new school uniform using TCB
Quick shower
Get some rest
Check free postcode lottery & birthday bingo

fairyclicks

Oh dear, had a bit of a wobbly today at the car boot and just had to pack up and come home! Its been building for a while and i just had enough today. All i want to do is potter around the house and sort some things that are bugging me.

I want to:

get my 2 ebay accounts up to max listings
post sales
get car tax
pay mobile bill - done
pay credit card - done
check shop n scan - done
scan shopping in - done
tidy downstairs
hoover downstairs
change bed
clean bathrooms
contact friend
work on website
blog updates - done
free bingo - done
swaggers - done

Think i will feel better once i get through a few things as they just have been hanging around for ages.

Scarlet and Minnie - hope you both feel better soon too xxxx

suzitiger

Hi everybaaaaady! (Dr.Nick style) :wave:
Lovely to see everyone stepping away, we are busy bees!
Ruby I am glad that you are taking steps to get your work life sorted, good on you! I really hope that things work out for you.
MinniemouseMummy good luck with the birth, very exciting for you and we look forward to having you back stepping with baby :j
Scarlett I hope you get lots of sleep tonight instead, maybe have a little nap? good luck with todays steps
Awwww Fairy I am sorry to hear about this morning, but its the right choice if you feel that stepping would be more productive, sometimes I have to go and step if I can't sleep as I know I won't be able to rest if I dont xxx


Still on my rollies list.....
Make 25 more save the dates
List some things on fleabay
Have a sort in the loft-DONE
Start organising work paperwork

And for the end of today good progress is being made..
Hoover all the bedrooms-DONE
Hoover downstairs
Mop kitchen floor
Take books to drop off point-DONE
Book meal for Saturday-DONE
package up eyeshadow ready to post-DONE
sort out stuff for selling/swapping-DONE
Tidy spare bedroom-DONE
clean bathroom-DONE
Take biscuits and card next door (Wednesday morning)-DONE
email people about pics

And all my jobs from the other morning got done, except I'm only just doing the printer oops I'll tick it off though so I finish the job
Call Lush about shift swap-DONE
Set up printer and print postage label for books-DONE
put chair in loft-DONE
check bank balance-DONE
Call disability north about CRB-DONE
sort out clothes and uniform for later-DONE
do form for sarah GNR-DONE

fairyclicks

Still working on the list from yesterday......

so far this morning i have washed dishes, started tidying downstairs, parcelled up ebay sales and had breakfast. Still sitting in jammies so am now off for a shower before working on the rollies

I want to:

get my 2 ebay accounts up to max listings
post sales - done
get car tax
tidy downstairs - done
hoover downstairs - done
change bed
clean bathrooms
contact friend
work on website
blog updates - done
free bingo - done
swaggers - done

fairyclicks

Feeling distinctly low today I have been really tired recently and doing quite a lot of outside stuff involving dealing with people - it just seems to wear me out! I actually was glad it was raining this morning so i didn't have to get up and go car booting - slept until 10.30 instead!! hopefully that will help lift the moody blues.....

anyway, today i'm going to take it relatively easy though i do want to keep working on the list. Not many things left on it though I still think i might feel better once i get through it!

So today i want to:

Keep working on maxing out ebay accounts - now up to 50/100 on one and 15/20 on other
sort money to pay car tax tomorrow - done
change bed
clean bathrooms
contact friend
work on website

if i can manage it i would also like to

wash dishes - done
put a wash on
pack up ebay sales
swaggers - DONE
free bingo - done
blog updates - done
put recycling out
read some more of book

that seems like a lot, but will just be pottering my way through

ScarlettMcCain

Oh no fairy, sorry to hear that you are feeling blue days like that are certainly no fun - I hope you feel better after a nice rest.

I stayed at a friend's house yesterday and have just got home to a letter saying that Natwest won't accept the repayment offer from CAP as 'the income and expenditure proposals do not meet our acceptable repayment requirements' - this has sent me back into panic mode!! :eek: In a way I'm glad I didn't get it yesterday as CAP aren't open at the weekends so I'd have even longer to worry about it. I really don't know what to do if they won't accept the terms; I have less than two years left on the loan (it finishes April 2015) so maybe it's worth trying to find an extra £230 per month to pay it?! Where from I don't know though!!

The letter was dated August 6th and gives CAP two weeks to reply, I haven't heard from them about it but to be fair if I only got mine yesterday then maybe they've only just had their copy too.....

On the bright side I am getting a payment of around £1100 from Natwionwide for missold PPI but no idea when, it could take me another month to receive it!

Scarlet1982

Hi Ruby have you had a look at the make £10 a day thread it's full of great ideas to help raise that extra bit of cash every month.
https://forums.moneysavingexpert.com/discussion/4729014

Sorry to hear natwest won't accept your proposal try not to think about it too much today you can't do anything till tomorrow. Have a read of the thread to take your mind off it you'll have plenty of money making ideas. Don't forgot to make list as your reading.

I've had another lazy day didn't sleep again last night:( at least I didn't have to get up for work this morning. Think I've been trying to do to much last few days.

So simple list for the rest of today
Hoover I've been wanting to do this since Monday
Dishes
Bath
Read CBT Book (not looked at it since last weekend)

fairyclicks

Rubyslippers77 wrote: »

Oh no fairy, sorry to hear that you are feeling blue days like that are certainly no fun - I hope you feel better after a nice rest.

I stayed at a friend's house yesterday and have just got home to a letter saying that Natwest won't accept the repayment offer from CAP as 'the income and expenditure proposals do not meet our acceptable repayment requirements' - this has sent me back into panic mode!! :eek: In a way I'm glad I didn't get it yesterday as CAP aren't open at the weekends so I'd have even longer to worry about it. I really don't know what to do if they won't accept the terms; I have less than two years left on the loan (it finishes April 2015) so maybe it's worth trying to find an extra £230 per month to pay it?! Where from I don't know though!!

The letter was dated August 6th and gives CAP two weeks to reply, I haven't heard from them about it but to be fair if I only got mine yesterday then maybe they've only just had their copy too.....

On the bright side I am getting a payment of around £1100 from Natwionwide for missold PPI but no idea when, it could take me another month to receive it!

No No No Ruby, don't panic - remember i told you this happened to me? all that happens is CAP send the payment as agreed with you regardless - CAP may contact you about the income and expenditure but i assume they have already gone over it with you and made sure its right? You CANNOT make an extra payment to any of your debts because then it sets the others on a path to demand extra payments as well. The only way to make extra payments is through CAP as they will distribute it equally.

If Natwest don't accept your repayment proposal they have the right to mark your loan as defaulted and that is as bad as it gets (as long as you make the payments regularly) many firms don't even do that.

Try to calm yourself - its really not as bad as you think!!

xxxx

fairyclicks

I've just been blogging about my mood etc and put a little plan in place so am feeling a little better just from doing that.

Not sure if any of you would like to read the blog?? but if you do this one is Simple Living and Recovery from Depression