Positive Steps Challenge 2013

fairyclicks

LOL his missus i fully understand the kitten getting in the way - they are just too cute not to play with all the time

Hope you enjoyed your tea out too

I ran out of my tablets yesterday so head is all swimming around this morning have to wait until 3 to get my script so not likely to get a lot done today - will try to do a few bits that don't require too much moving around!

free bingo - done
one poll
swaggers
check ebay
add some photos to listings
pack up sales

just feel like going back to bed so will see how i get on with those little bits before adding anything more!

xxx

suzitiger

fairyclicks wrote: »

Are you up to date with your payments? if so they will not even consider it! If not up to date then the first step is to contact them with details of your income and outgoings and ask for the interest to be frozen, or consider going through stepchange debt charity with your income and outgoings details and they will get the interest frozen on all your debts

My debts have had interest frozen for about 4 years and i was paying £50 per month off 12 different debts so they were getting very little. I was in a strong position to make the settlement as i am not able to work and not likely to be able to again, and the debts were at a level it would take me many many years to clear them - think it was 34 years at one point :eek:

Yes I think getting the interest frozen would really help, 3 have wrecked my credit rating again and now my option of a balance transfer for some of the smaller debts I wanted to consolodate has been removed so I feel like all the good work I have done recently has just been erased! I might have to visit the citizens advice beaureu for some help on where I stand with 3.
But i will call B card and see what they think about freezing interest, I can send them info on my income/expenditure

his_missus wrote: »

Hello all,

My kitten is definitely getting in the way of stepping, any excuse not to clean up, me!

Best excuse ever!! I don't have an excuse lol :rotfl:

his_missus

I MUST get things done tonight. Still haven't posted that mail from over a week ago! Kitchen looks like a bomb has dropped in it ( I leave Hubby home alone for one night...I'd even made a meal fro him, he just had to reheat it!) and there's paperwork strewn all over the lounge. But kitty is sooooo cute! hee hee!

his_missus

his_missus wrote: »

I MUST get things done tonight. Still haven't posted that mail from over a week ago! sorted and posted at lunchtime!Kitchen looks like a bomb has dropped in it ( I leave Hubby home alone for one night...I'd even made a meal fro him, he just had to reheat it!) cleaned AND mopped last night and there's paperwork strewn all over the lounge collected and put together in a plastic wallet for Hubby to file. But kitty is sooooo cute! hee hee!

Also ran round with the vac too! Busy evening for me

Not too much to do tonight but need to put a wash on (even though rain is forecasted, looks like a radiator job again...in June!)

Giggles86

It's all gone to pot again! Had a busy weekend pony trekking and general nice things for mine and OH's anniversary and there's too much going on at work so shattered on an evening! Have GOT to do some things tomorrow night though:
- Make card for dad done
- Finish sorting out Scouting magazines
- Shower done
- Proof read 10 more reports need them to be written first!
- Job search
- Make birthday card for friend done
- Pack stuff for cub camp (I'm not in charge this time though )
- Post back DVD done
- Sort out 1 box on spare bed (just a little one though!!) [COLOR="rgb(255, 140, 0)"]to do when I go to bed [/COLOR]

Sir_Pac

Can I join in this challenge?

I have two lofty challenges to accomplish.

1. I'd like to go from unemployed to self-employed.

2. Win the heart of my wife back :-(

6 months should be enough time to accomplish at least one of these :-)

fairyclicks

I'm finally getting a day at home to do some stuff now what was it i wanted to do again??? lol!

I must:

post ebay parcels - done
sort out listings on ebay

1 want to:

ring gp re script - done
tidy kitchen
tidy living room
hoover all down stairs
water plants
update blog
write another bit of book
swaggers - done
one poll
maximiles
check emails
lodge money into account
free bingo - done
sort carboot stuff
check forecast

need to move my butt lol

fairyclicks

Sir_Pac wrote: »

Can I join in this challenge?

I have two lofty challenges to accomplish.

1. I'd like to go from unemployed to self-employed.

2. Win the heart of my wife back :-(

6 months should be enough time to accomplish at least one of these :-)

Aw welcome to the thread Sir Pac

I did a big awwwwwwwww when i read ur goals!!!! I hope both work out better than you can imagine right now xxxx

Sir_Pac

fairyclicks wrote: »

Aw welcome to the thread Sir Pac

I did a big awwwwwwwww when i read ur goals!!!! I hope both work out better than you can imagine right now xxxx

Cheers fairyclicks...I'm ever the optimist

charleybear

Good luck, Sir Pac!

Goals already completed today:
Typed up my assignment upgrade
Made an "appointment" to go back to my old placement to get reprot signed.

Goals left to do:
Tidy up my room
Send tutor an e-mail if i can send upgrade through e-mail
Print off upgrades if she says no