January's 2013 BR Club

Tryingsohardtofloat

Hi all, court date of 21 st Jan for me.

Am alternating between feeling positive & dreading it.

IF

Tryingsohardtofloat wrote: »

Hi all, court date of 21 st Jan for me.

Am alternating between feeling positive & dreading it.

Hi TSHTF and Welcome to January's BR Club, I have added your name to the front page :beer:

I so understand your feelings, it will be over soon and your new life will begin.


Best wishes
IF...x

whichwhydoIturn

Hello I've been a lurker for years and now I'm going to face BR
I called the insolvency people today for forms, he was lovely sounded very genuine
Me .... I was tearful and felt that all my efforts to pay this debt through a 5year DMP and currently an IVA I can't afford to pay anymore I'd failed
My DD is telling me it will be okay and it will be fine but its a long time to go
I know I'll be back with loads of questions but I wanted to tell you how I felt xx

IF

whichwhydoIturn wrote: »

Hello I've been a lurker for years and now I'm going to face BR
I called the insolvency people today for forms, he was lovely sounded very genuine
Me .... I was tearful and felt that all my efforts to pay this debt through a 5year DMP and currently an IVA I can't afford to pay anymore I'd failed
My DD is telling me it will be okay and it will be fine but its a long time to go
I know I'll be back with loads of questions but I wanted to tell you how I felt xx

Hi WWDIT, Hope your having help with one of the free debt charities and not paying for it?

Let me know of your day and I will add you to the Club.

IF...x

fermi

Chumpalumpa wrote: »

I am planning on going bankrupt ASAP (need to sell my car to get the fees). I have been in touch with CCCS and I definitely need to go BR. I'm worried I'm running out of time as I've had a card saying a door collector coming tomorrow. Will bailiffs come? The card they posted was a postcard which was annoying as anyone could see who it's from. Worried neighbours will know. I've never posted on anything before so not sure what I'm doing. Sorry if this is in wrong place

Moved to a separate thread.

---> https://forums.moneysavingexpert.com/discussion/4380471

IF

fermi wrote: »

Moved to a separate thread.

---> https://forums.moneysavingexpert.com/discussion/4380471

Thank you Fermi :A

IF

Bump..........:staradmin

whichwhydoIturn

Hello IF,I m a member of unison and when I called they said that they didn't know and weren't sure if they helped with fees
I seem this maybe on link here .
They directed me to payplan .
Now I'm not sure where else to go to apply for help .
Will keep looking though
Thank you

IF

whichwhydoIturn wrote: »

Hello IF,I m a member of unison and when I called they said that they didn't know and weren't sure if they helped with fees
I seem this maybe on link here .
They directed me to payplan .
Now I'm not sure where else to go to apply for help .
Will keep looking though
Thank you

Which Debt charity is helping you? To get help with BR fees usually you need to go through the debt charity who help fill in forms etc

IF

Bump..........:staradmin