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just stoped by police driving borrowed car with no insurance .what will happen

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  • adouglasmhor
    adouglasmhor Posts: 15,554 Forumite
    Photogenic
    Tilt wrote: »
    This is weird... unless the car has been seized in which case they MUST give you formal notice of the fact. I find it hard to believe that they have simply told you to leave the car where it is and get your mom to collect it. It simply dosn't work like that.... the insurance status of the driver collecting it will need to be checked after they have pulled a driver of a car with no insurance.

    They should of also cautioned you and advised you that you will be reported for driving without insurance. Also, as you told them that your mom gave you permission to drive, it is likely that she will also face prosecution.

    I have seen cops on TV fly on the wall programs allow a car to be parked up and not impounded.
    The truth may be out there, but the lies are inside your head. Terry Pratchett


    http.thisisnotalink.cöm
  • adouglasmhor
    adouglasmhor Posts: 15,554 Forumite
    Photogenic
    Tilt wrote: »
    If this is true (which i am struggling to believe it is), get yourself a solicitor at the first opportunity. There maybe a loophole to exploit as this is definitely improper procedure.

    Fantastic, stop any police officer using his own judgement and saving an unemployed parent etc. a bit of cash in uture.
    The truth may be out there, but the lies are inside your head. Terry Pratchett


    http.thisisnotalink.cöm
  • Johnmcl7
    Johnmcl7 Posts: 2,840 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Do you really need evidence that someone who believes that driving without valid insurance is a competent enough person to be behind the wheel?
    Surely someones state of mind is also a factor in their competency.

    The majority of responders on this thread are of the opinion that the OP did wrong (ie, was below the standard that they believe acceptable), so this should satisy your requirement for "some evidence that her driving was far below the standard expected of a competent driver"

    No insurance does not automatically mean careless or dangerous driving, the wording for the offences is fairly vague but I've never seen a case where a standard no insurance charge with no evidence of poor driving has also led to driving without due care and attention/careless driving/dangerous driving. You can backup your assertionby posting case law where this has occurred but other than that I see no point in taking this point further - aside from anything else, the OP has not said anything about being charged with any of the careless driving offences.

    John
  • Splott
    Splott Posts: 225 Forumite
    edited 8 January 2013 at 1:47PM
    Hackman wrote: »
    It was Christmas night, drink drive campaign. I bet if it moved it was stopped.
    I've not been stopped at Xmas since I passed my mid 20's over a decade and a half ago. I doubt many people have and out of those who have, I would hazard a guess its because they've done something to attract attention to themselves such as pulling out of a pub car park, being over-cautious etc.
    How about middle aged woman taxed, mot'd but insured to an OAP only. Is that worth a stop in your world?
    But that isn't what the ANPR would tell them. The ANPR merely tells them whether a vehicle is taxed, MOT'd and appears as insured on the MIB database and will sound a warning if one of those criteria is not met.

    PhotoDisplay.aspx?bid=95&iid=1

    As you can see above from the picture of an Avon and Somerset Police car ANPR screen, ANPR doesn't tell you who it is insured to during a numberplate scan as they're driving by nor the details of that person. It is only when the police stop a vehicle and request more in depth information that that is revealed.
  • Hackman_2
    Hackman_2 Posts: 197 Forumite
    Splott wrote: »
    I've not been stopped at Xmas since I passed my mid 20's over a decade and a half ago. I doubt many people have and out of those who have, I would hazard a guess its because they've done something to attract attention to themselves such as pulling out of a pub car park, being over-cautious etc.


    But that isn't what the ANPR would tell them. The ANPR merely tells them whether a vehicle is taxed, MOT'd and appears as insured on the MIB database and will sound a warning if one of those criteria is not met.

    ANPR doesn't tell you who it is insured to during a numberplate scan as they're driving by nor the details of that person. It is only when the police stop a vehicle and request more in depth information that that is revealed.



    The instance database does thought and can be done almost instantaneously, doesn't require an in depth investigation.

    We are only guessing at anpr, for all we know someone could have dobbed her in.

    No one has yet given any evidence of it being dangerous to drive without insurance.
  • Johnmcl7 wrote: »
    No insurance does not automatically mean careless or dangerous driving

    Did I state or even imply that I thought the OP was guilty of careless or dangerous driving?

    My post was very specific in that I thought that the OP was not competent enough to be driving, and this post was in response to an earlier one that was relating to the OP's standards and competency:
    You post some evidence that her driving was far below the standard expected of a competent driver
    and I still maintain that someone who is willing to drive whilst fully aware that they are not insured is not below an acceptable standard to be allowed on the road.

    Competency doesn't only have to cover driving standards. It can equally apply to attitude and mindset.
  • Hackman_2
    Hackman_2 Posts: 197 Forumite


    and I still maintain that someone who is willing to drive whilst fully aware that they are not insured is not below an acceptable standard to be allowed on the road.

    Competency doesn't only have to cover driving standards. It can equally apply to attitude and mindset.

    Not according to the road traffic act my friend
  • Hackman wrote: »
    Not according to the road traffic act my friend

    What does the RTA have to do with me giving my opinion about someone state of mind?
    After all, isn't that exactly what the large majority of people on here are doing, giving their opinions?
  • Hackman_2
    Hackman_2 Posts: 197 Forumite
    What does the RTA have to do with me giving my opinion about someone state of mind?
    After all, isn't that exactly what the large majority of people on here are doing, giving their opinions?

    You think and claim its dangerous every day of the week. The fact is it isn't.
  • kingstreet
    kingstreet Posts: 39,277 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    This is a useful tool for those who need to establish what/if they should report to DVLA;-

    http://www.dft.gov.uk/dvla/medical/aag.aspx
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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