We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

5 year plan

1235725

Comments

  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Oo yes what a good idea pavlovs thank you. I wonder if I freeze in the tub and empty out when frozen and put into food bags. I will have a trysee :D
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hello lovelies

    Hope Sunday has been good for you and that the forthcoming week will be even better :j

    I tested my little food flask out last night. I filled it with boiling water at 7pm and tested it at 11pm and it was very hot. I left it overnight and the water was still warm in the morning so I am well chuffed! Thermos, £7.50 from Tessycoes. Well impressed. if anyone buys one you must put hot water in it first for at least 3 mins, but you have to warm normal flasks up anyway. I shall let you know how my food goes tomorrow - can't wait :T

    I spent money on shopping and out of my £100 total for the month I have so far spent £57.62 so will need to be careful from now on. Next month sees me with a budget of £130 so a bit extra and don't forget Feb and March are Council tax free months if you pay over 10 months - yippee.
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Well hello out there

    Had a fantastic day in work, then DH took us out to Morrisons for tea :).

    The little food flask was a great success so more chilli and rice for work tomorrow :j I need to stock up on soup as well to have a change on Thursday. I shall look into some new recipes and might make Quorn satay.

    This no spend day stuff is going really well as are the alcohol free days. I'm fine Sun to Thurs but Friday and Saturday nights are the critical times. Never mind I will crack it.

    Cannot wait until payday so that I can start my envelopes back up and DH is upping the money he gives me so hoping my dreams will come true!

    Keep chipping away folks! :D
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    kittiej wrote: »
    Oo, oo, oo diary I forgot to tell you something I've started doing everyday, how did I forget, I am such a silly girl.

    Every single day, except Sunday, I check my online bank account and each time I move the odd pence over to my savings account so that could be 99p or 1p or any other amount in between.

    I cannot believe I didn't share that with you before :)

    sounds like a good idea and will keep the savings slowly mounting up :)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    i know some people on OS decant food into a freezer bag and then place into a tub to freeze. Food freezes in the shape of the tub (and is therefore stackable in the freezer) but they can take the tub away and reuse it, rather than needing a large stock of tubs.


    that is actually a very useful idea ... will post it over onto tillys thread i know thats something they were all discussing recently .... thanks pavlovs dog :)
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Well heeeellloooo :j

    Hope everyone is doing well and feeling fantastic :T

    No work for me today nor my gorgeous husband as he's day off as well - yay.

    I bought a big bag of tea bags yesterday £9.95 for 1100 so that will see us through the next week :D I love tea! I'm going to stock up on cereals in a little bit seeing as though they are on offer and I need to find some soup deals. Might have a tripsy on down to Sainsbobs.

    It will definitely be a spend day today, I need to pay for my next course so that will see me £420 lighter but it is an investment and after this course I will have my HNC as an interim qualification on my way to getting my degree. I have still to write up my assignment but that will be done later. I've written the gubbins of it up in rough and we have to comment on an accounting case study - glad it's not my business lol. A bit of trouble shooting, just what I like best! Then we're onto my favourite part - marketing :j

    I love it here it keeps me amused for hours and hours, especially the counterfeiters rofl :rotfl::spam:

    Have an excellent day everyone, it's downhill from here woo-hoo.
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Helllooo, Helllooo

    Well I am an exceptionally happy bunny todayski :j

    Just had my assignment score back and I had 92% woo-hoo. I was expecting to get much less than that! Onto marketing now which I really like but it will be tough to improve on a 92% score.

    I've just renewed my car insurance, I've stayed with the same provider as it wasn't much more than I'd been quoted and my payment comes out after payday instead of finding a lump sum. I'm hoping to pay in one instalment next year instead of monthly.

    My youngest son is still going on about wanting to go to the pub for dinner so I think we will go for lunch tomorrow. We were going to go on my birthday but maybe we could go to the Indian restaurant instead :j.

    Darling husband has given me more money so that is safely tucked away out of harm's way :D I can't wait for payday so I can really make a start on putting my money into proper compartments, I just need the boys to stop asking for things all the time I'll never have my new house at this rate and I can't build a home out of xbox cases - or can I :think:
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hows it going? Did you have a fantastic Monday?

    I had a really good day at work considering there are troubles afoot but fortunately they don't involve me, phew.

    My next set of course materials turned up today for my next course so I will be going over those on my day off. Must not get carried away with the new course though as I must still focus on my business course. Once I've completed that course I'm hoping I can still get a certificate in business if they haven't moved the goal posts :)

    Well it's just a little update tonight I'm afraid but I promise to be back very soon :D

    Have a smashing evening!
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Heeeellllloooo, is there anybody our there? :D

    Well had a quick flick through my new books and there's a DVD to watch which features City road in Cardiff in the first chapter which should be interesting.

    Now down to business :), the savings are going well and I'm on track to have saved the first £1000 by the end of January :j I'll be able to save a bit more in Feb and March due to Council tax free months. Just don't tell the husband :rotfl:

    I know I said I wanted to buy a little piece of Wales but with all this cold weather I am seriously considering buying a 4x4. I live up quite a steep hill and with the treacherously icy conditions we've had and the snow which is supposed to be with us on Friday then it would come in handy. The only trouble is my husband's idea would be a Jaguar whilst mine is a lovely red Land Rover - not unlike the one Kirstie Alsop drives around in though green or blue would be fine also :D. I will see what happens because you just never know what will cross your path especially when you least expect it :T

    Have a fabulous day :j
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
  • kittiej
    kittiej Posts: 2,564 Forumite
    Part of the Furniture Combo Breaker
    Hello anybody and everybody.

    This is not going to be a very good post I'm afraid as I am being troubled by some bad news.

    I found out yesterday that a friend has just lost her partner - he was in his late 30's and they have a young daughter together as well.

    Now this in itself whilst devastating would have been hard for her but she would cope eventually however it is the third tragedy to affect her in 6 years. 3 years ago she lost her 16 year old daughter to a fit in the night and 3 years before this she lost another partner to cancer.

    I just don't know what to say to her - there are no words, I'm speechless. I feel angry for her because she is one of the loveliest people you could meet and it is so unfair.

    I am hoping with all my heart that she can get through this and that it doesn't send her over the edge.

    Sending out positive thoughts to you xxx
    Karma - the consequences of ones acts."It's OK to falter otherwise how will you know what success feels like?"1 debt v 100 days £2000
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.