Pay ALL your debt off by Xmas 2013

SpagBol

32b3in2013 wrote: »

Lol, I can not multi-task when I am sorting out the postage. I take the sold item and the postage labels into a different room when I pack them up to prevent the wrong thing falling into the package

It is sounding like my OCD might extend to more than numbers!!

No I have to do this too! I don't think of myself as an obsessive person at all but I am with numbers and things that I might !!!! up :rotfl::rotfl:

SpagBol

SpagBol wrote: »

No I have to do this too! I don't think of myself as an obsessive person at all but I am with numbers and things that I might !!!! up :rotfl::rotfl:

Oops I've been censored again :rotfl: This was not a terribly rude word...and I'm now wondering how people would talk about chicken breeding on here? :rotfl::rotfl:

kerri_dfw

SpagBol wrote: »

Oops I've been censored again :rotfl: This was not a terribly rude word...and I'm now wondering how people would talk about chicken breeding on here? :rotfl::rotfl:

Once upon a time there was a daddy chicken and a mummy chicken, they loved each other very much....

A spend day today, but a planned spend day. When the OH wakes up we're going to the Sunday Farmers Market for our veg & eggs, then we're going to go to Mr S for the weekly food shop. We've made a list and we're sticking to it, I hope!

We let a friend stay over last night so he could go on a date and at 3am he came crashing in like a herd of elephants, well lesson learned don't let people stay if you're not going out with them. Poor OH finally fell asleep at 6:30am, he doesn't take too well to being woken up mid-sleep!

SpagBol

kerri_dfw wrote: »

Once upon a time there was a daddy chicken and a mummy chicken, they loved each other very much....

A spend day today, but a planned spend day. When the OH wakes up we're going to the Sunday Farmers Market for our veg & eggs, then we're going to go to Mr S for the weekly food shop. We've made a list and we're sticking to it, I hope!

We let a friend stay over last night so he could go on a date and at 3am he came crashing in like a herd of elephants, well lesson learned don't let people stay if you're not going out with them. Poor OH finally fell asleep at 6:30am, he doesn't take too well to being woken up mid-sleep!

Lol :rotfl:

Have fun at the farmers market! I'm the same as your OH when it comes to sleep, I end up wanting to sleep so much that I can't.

recurrent-ostrich

Hello, all! I'm being very good today and making soups for lunches this week at work. Have made butternut squash, which smells delish and now am making spicy roasted root vegetable soup. Nyom nyom nyom. And all slimming world recipes so syn free!

amr547

minicooper272 wrote: »

Hi amr547, looks like a good plan of action, though if the DMP companies have accepted the payment plan, it means interest will have been frozen. If you have something with a high interest, I'd pay it off before making settlement offers.

Everything except my BL is 0% :j BL will be gone hopefully in February! Depends what crops up between now and then, and of course need to make sure I've got around £700 to pay off my car insurance in March :eek:

amr547

Right then, sausage casserole for tea, but my potatoes have got a bit manky .... so it's off to FarmFoods to pick up a small bag! (walking, not going in the car!! need to stop being lazy)

Winnie_in_Pooh

Morning all,

Feeling a tad demotivated at the moment following a rather frank conversation with DH last night about the pro's and con's of having savings while paying off debt.

I'm of the opinion that so long as we have a big enough emergency pot in case the car blows up or the washing machine goes caput that any extra money should be paid off the debt. He is of the opinion that we should pay the minumum on the debts and then split our excess income 50/50 between savings and overpayments.

My way will have us debt free by at least Xmas this year, if not before. His way will have us debt free at some point in 2015.

I'd appreciate your opinions on this?

Win x

[Deleted User]

My view on the debt v savings is, if the interest on the debt is higher than the interest from the savings, pay the debt.

Puzzcat

SpagBol wrote: »

Hi allym you are #111, on the 1st page is a list of everyone's numbers, names, targets and amounts paid so far if you ever want to check there

Hi SpagBol,

I also joined yesterday and can't find myself.. the list only appears to go up to 109.. unless i'm being daft.. which isn't unusual....

xx