Pay ALL your debt off by Xmas 2013

Velma

Just got a payment for some stuff I have sold in a local shop!
Normally I'd be "oooing" at what to buy online but paid it straight onto the CC:A
If it isnt in my bank account I cant spend it...:D

Emptied a big box to fill with stuff for ebay today so going to get that filled up then listed - hate listing on ebay as it seems to take ages... anyone got tips to make it quicker????

new total: #109 - £726.54/£10865 - 6.8%

SpagBol

kerri_dfw wrote: »

Help! I'm sat in the room with my OH and his mate, they've just been for an MSE run to the Cardiff barrage and back and boy do they PONG!!!

amr547 wrote: »

Right, here we go...
Storecard - approx £610 (£250 of it refers to goods ordered by my parents but I want to clear the lot off) we always choose interest-free payments...
DFS - approx £1300? no interest
YB loan - approx £370 when I've made my payment next week... last payment is may or june
OH's overdraft - £122 (paying on Friday)
Argos card - £450
HSBC loan + OD - around £1300 combined

The last three are on a DMP so not taking much off them atm, I don't know if the interest rates were frozen or not. The OD for £122 hasn't even been paid by them for some reason which is why we're taking that out first.

Ok so the DMP will take care of the last 3...I would go for the YB loan next if you can overpay without penalty. If not then if everything else is interest free perhaps throw at OH's debts and end the DMP early?

Well done Veyvey and Velma for payments and welcome to Puzzcat :wave:

blackberrycurved_2

Can I join please hope it's not too late.
I need to pay

6373 to be debt free

now going to read back pages for help - How do I make my font bigger and put it in colour on an apple not pc and how do I get a number Sprag Bol sorry so many questions

blackberrycurved_2

Can I join please hope it's not too late.
I need to pay

6373 to be debt free

now going to read back pages for help - How do I make my font bigger Okay I have that now[/B] and put it in colour got that as well how do I get a number Sprag Bol sorry

SpagBol

blackberrycurved wrote: »

Can I join please hope it's not too late.
I need to pay

6373 to be debt free

now going to read back pages for help - How do I make my font bigger and put it in colour on an apple not pc and how do I get a number Sprag Bol sorry so many questions

Hi blackberrycurved :wave: welcome, it's never too late! You are no #113, I don't know to be honest how it works on an apple...on my laptop when you press "Quote" (or if you do the other thing, quick reply, go to full reply or something) and then the fonts, sizes and colours are above the box I write in...

Any other apple users here that can help?

amr547

SpagBol wrote: »

Ok so the DMP will take care of the last 3...I would go for the YB loan next if you can overpay without penalty. If not then if everything else is interest free perhaps throw at OH's debts and end the DMP early?

Well done Veyvey and Velma for payments and welcome to Puzzcat :wave:

that's what we were thinking. i've got my car insurance coming up in march so i need to make sure i've got enough for that first, can't be doing with more pay monthly things! so plan of action is - oh's OD, my loan, then his DMP bits and bobs, then dfs and the storecard :T

freshstart87

I have paid £50.01 off my debt. so Im now at #067 £83.53/ £9500.

I got a copy of my credit report from equifax earlier, and found that a lot of what I thought would be on there isn't! Do you think it would be on experians credit report?

InsertWittyName

blackberrycurved wrote: »

How do I make my font bigger Okay I have that now and put it in colour got that as well how do I get a number Sprag Bol sorry

Looks like you sorted it out

It's the same on a Mac as it is on PC.

[EDIT] Sprag Bol that's a name we haven't had yet!

farnesbarn

In reply to the previous post re eBay - I too have always found it very long winded and tedious! The one thing that I have found to make it a lot easier is using the eBay app on my iPhone. You just have to take a photo using the phone and then write a few details and it is that easy. Can't believe it used to take me ages taking photo on the camera then plugging the camera into the laptop USB then uploading the photo on eBay (which took ages in itself!)
Probably stating the obvious - but in case it isn't hope that helps!

Fb

Velma

Thanks farnesbarn! - that does sound alot easier! :j

Have just found it sooo soul destroying in the past spending hours typing listings on ebay for my computer to crash before I uploaded them...

Will have a look for the app and give it a go!