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Pay ALL your debt off by Xmas 2013

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Comments

  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    £150 OP to the loan today, bringing me to..

    £5700/£10000 57%
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • Can I join in for 2014 please? Not sure if theres another thread yet or if I just need to pop my name and total down here? :) So looking forward to starting!

    Of course you can join, welcome :wave: I will get you a number later when I dig the laptop out. You can either tell me how much you want to pay off in total, or set a target for Christmas if you'd prefer. We don't have a 2014 thread yet, will probably set something up around Christmas.

    kerri sounds like you guys were really fortunate! That is quite dodgy... I hope you get it sorted. Unfortunately it's just not likely our guy was just looking for shelter - our garden is really far back from the street (around 30m)

    We're pretty sure it was a one-off now though, and he wasn't casing the joint! I've lived in a flat before where we had people using the close every night, so i,'m possibly paranoid from that.

    While the credit card was out, I also had to pay for a cookery class coming up in January, and need to renew my professional subscription, and buy some new glasses. I can see myself having to take a bit of a chunk out of my deposit fund to pay for it all...
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    edited 23 November 2013 at 12:14AM
    Moneysavingmomma you are number 193. Let me know what you want to target! The easiest thing is if I get you on this years thread, and then you can opt in to the new thread when it's set up.
  • Oh golly gosh I am excited for 2014 thread!! :-D
    Don't turn a slip up into a give up:D
    *NSD Challenge Nov 0/10* *£10 a day challenge Nov £0/£300*
    No buying unnecessary toiletries challenge-in it for the long haul
    :D

  • hi everyone.

    getting excited and organised for xmas.

    not paying off any debt adding to it if anything lol.

    have set up a small business so there are costs involved hopefully in the long run though it will help to ease the financial pressure.

    still waiting for babies I see xxx
  • Moneysavingmomma you are number 193. Let me know what you want to target! The easiest thing is if I get you on this years thread, and then you can opt in to the new thread when it's set up.
    Thank you! xx I would like my target to be £15000 please. (...this is what I aim to have at least paid off by Christmas next year but im hoping for a lot more!)
    Sell 100 items - 81/100 - £734.41:j Make £10 a day Dec £148.97/£350
    1 debt 100 days - £10/£1227.86
    Sealed pot #2115 (£12)
    1% challenge - 2%/£34735 (825/34735) :eek:
    Grocery challenge Dec '13. £50/£300
  • LolaLemon wrote: »
    I went to the bank last night and checked the account that i dont use, it currently has £1020 sitting in it. my regular savings has £605.21, soo buy that count, I have reached my target of £1600 to pay my dad for my car!
    I am still going to reach as close to £2000 as possible by end of year.

    I'm hoping I've not missed something here... I'm trying to update the spreadsheet, and have noticed that your goal was £1600 so congratulations for hitting it! Are you wanting to increase that to £2000? Or do you want me to add you to the roll of honour?

    Sorry if I'm a little slow on the uptake here!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I'll wait until the DFBXMAS14 thread to declare my new amount to pay off I think
  • Just as I was over the whole stranger in the garden thing, someone who live a couple of streets away has just shared on FB that she came downstairs in the wee hours of last night to find a couple of burglars in her house!

    I'm looking forward to 2014 as well - it promises to be an expensive one but I am confident it's the year I get my life (and finances) in order!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    edited 24 November 2013 at 8:30AM
    Hello all! Sorry for not checking in but baby Spagbol arrived on Tuesday and I have been in a baby whirlwind since then :) He is totally scrumptious and a very good boy, I will try and work out how to post a picture later :)

    Debtwise DH got to do his freelance work things before baby arrived so we are expecting enough of a payout to pay off the extra car debt we accrued this year and get to a few thousand paid off on this challenge. Next year will be slow repayment wise but hopefully DH will get some good commission from his new job to overpay CCs a bit. I will also get selling the pregnancy/baby stuff as we outgrow it.
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
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