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Pay ALL your debt off by Xmas 2013

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Comments

  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »

    Minicooper - spark plugs are easy to change, have you had a look at yours to see if they look knackered? I seem to recall their not massively expensive to replace from when I had to do them a few years back.

    Sorry to hear about the OH's grandad! Hope the rest of the family are ok. I actually had a new set of spark plugs fitted about 3 months ago, so if it's spark plugs I will be really miffed! I found a mobile mechanic who will come out tomorrow. He said it'll be £30 for call out, and he should be able to get it going within the hour. I will have to leave work early, but I have done so much over time lately they can't hold it against me!

    eddi will keep my fingers crossed for your results!
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    spagbol what do you mean way behind??? im confused x

    My signature and the spreadsheet say we have paid off £2110 which we had done but then had our holiday (French air traffic fiasco) and some other spends and are now at -£1500!! So we have to catch up by £3610 to be where we were a few months ago :eek:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • I will probably regret it when we are eating beans on toast by the end of the month but I posted off a cheque to clear the remainder of my debt.
    So:

    £6381.81/6381.81 = 100%


    The debt was the loan part of a Northern Rock together morgage so still have the larger morgage part to pay off. I plan to spend the summer holidays deciding on a plan of attack for overpaying this.


    Good luck in the challenge everyone.
    No more buying toiletries
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I will probably regret it when we are eating beans on toast by the end of the month but I posted off a cheque to clear the remainder of my debt.
    So:

    £6381.81/6381.81 = 100%


    The debt was the loan part of a Northern Rock together morgage so still have the larger morgage part to pay off. I plan to spend the summer holidays deciding on a plan of attack for overpaying this.


    Good luck in the challenge everyone.

    CONGRATS!!!!! :j
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :j Congrats moneylessmac! :T:T should we breakaway and form a 'how to liven up beans on toast' thread do you think?
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I will probably regret it when we are eating beans on toast by the end of the month but I posted off a cheque to clear the remainder of my debt.
    So:

    £6381.81/6381.81 = 100%


    The debt was the loan part of a Northern Rock together morgage so still have the larger morgage part to pay off. I plan to spend the summer holidays deciding on a plan of attack for overpaying this.


    Good luck in the challenge everyone.

    Well done moneyless mac :T That's great news :j
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • I will probably regret it when we are eating beans on toast by the end of the month but I posted off a cheque to clear the remainder of my debt.
    So:

    £6381.81/6381.81 = 100%

    Good luck in the challenge everyone.

    Well done! That's great news!
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • eddi
    eddi Posts: 274 Forumite

    eddi will keep my fingers crossed for your results!

    Cheers mini
    kerri_dfw wrote: »
    Eddie, I know lots going on and only 3 weeks until we move to Bristol eep! Best wishes with the results in September, I've never studied psychology but I reckon it would interest me as I love analysing people :)

    [..] I spent £150 on 4 dresses (I know this sounds like a lot but I haven't bought anything in years), they're all maxi dresses that will stretch with my bump so I can wear them until the end :) I then spent £40 on petrol and £50 on snacks & food plus £20 on a pub meal. I did have a thoroughly good time and the bride enjoyed herself. We'd already all paid for the cottage we stayed in months beforehand, so was a really lovely cheap weekend holiday.

    The whole subject is utterly fascinating. More so than I expected to be honest. I find myself unintentionally psycho-analysing everything now.

    Glad you enjoyed the hen weekend and it doesn't hurt to treat yourself once in a while.
  • Well done Moneyless Mac!!

    :T:T:T:T:j:j:beer::j:j:T:T:T:T

    Suggestion number one:

    Try your beans with grated cheese on top :)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Thanks everyone.

    This thread and all of you are an inspiration ...... I dont think I could have achieved this result so quickly without all your help.
    No more buying toiletries
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