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Pay ALL your debt off by Xmas 2013

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Comments

  • Bedsit_Bob wrote: »
    I'm soooo tempted to settle it this month, and eat beans on toast till next pay day.

    The idea that I won't be paying anything toward my debts, from August's pay, is incredibly tempting.

    Someone please reassure me, that skinting myself by paying it now, is not a good idea.

    I've had the same predicament last month and especially this month because I have my holiday budget sitting in the bank. I decided not to push it too much because after five long years, two more months is irrelevant really and I know it will be gone and I will have some savings in just 3 weeks from now.

    So I would say relax and eat well (and icecreams :cool:) not just beans.
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    I've not popped in for a while but I'm still here plugging away:). I'm going to be on beans & toast next month as I'm planning on clearing the debt at the end of July. I hoped to be debt free with last year's challenge as I started with over £6000 debt.

    #25 -£1950/£2500 (78%)
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Imagine what all those beans could be doing to you guys......:cool::rotfl:
    In debt no more!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    yay, i've bought hanging baskets!! just need to put something int hem now!
  • Confession time... I've been naughty today! I don't have table and chairs for my garden and I went to home base and see a lovely one for £130. BUT I didn't buy that one, I went to Tesco and got a bistro set (table and 2 chairs) in the sale for £30! Okay I know I still spent £30 but are you all going to lynch me or let me off the hook this time?
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • Someone please order a set of gallows for DD. :D
  • Oh no BB! Ha ha ! I'm tanning up nicely with my factor 15, homemade food and wine though .. Oops!
    DDx
    Started again 25th December 2017
    Current tracking - £7,955.84/ £18,282.25 to pay off. (31.12.19)
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    We have booked our holiday! Off to Lisbon for 7 nights in September for my birthday. We're getting the hotel for free using the OH's reward points, and then it was £200 each for flights :eek: to be fair, that's not so bad, as a package deal would have been nearer £400pp!

    Time to start saving for some holiday spends! :j
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Also time to start the pre-holiday diet... Tomorrow :rotfl:
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I went to Lisbon for a shipping conference a few years ago Minicooper. Just outside the expo centre there is a bridge that seems to go right out to sea :)
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
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