Pay ALL your debt off by Xmas 2013

amr547

can't wait til my next noddle report because hopefully two of the accounts will have dropped off! will order my experian report too hopefully... equifax doesnt seem to like me

minicooper272

How often does Noddle update? I opened an account a little while back, and I'm just not sure whether the score I'm seeing now has been updated?

I do need to get a new credit card, as they recommend spending a small amount each month to help improve your credit rating. I will probably just use it for travel expenses, that will be a small amount each month that will be paid off quickly.

amr547

minicooper272 wrote: »

How often does Noddle update? I opened an account a little while back, and I'm just not sure whether the score I'm seeing now has been updated?

I do need to get a new credit card, as they recommend spending a small amount each month to help improve your credit rating. I will probably just use it for travel expenses, that will be a small amount each month that will be paid off quickly.

it has a date when it was last updated when you log in, it updates every month from the day you signed up, roughly! i THINK if you pay £20 for the noddle alert, then it upadtes every week.

however checkmyfile has all 3 agencies on it and its like £7 a month or something, first month free. might be good to use that for a couple of months to monitor progress. really easy to cancel too!

32b3in2013

Morning

Another couple of items sold on ebay so I have made another payment.

Total now #11 - £7844.44 / £10,224 = 76.73%

32b3

minicooper272

Was just heading out the door this morning when mum called to tell me my aunt has had a stroke over the weekend. Apparently she's doing well, and is in a good hospital, so I hope she'll make a full recovery. Waiting to see whether I should go visit - I don't want to crowd the family, and mum thinks if I go so much out of my way to visit it will make it even more obvious to her that she's ill, which will just make her feel even more ill.

I missed mum's first call, and had such a panic when I was calling back that it might be dad, and did I have enough money in my bank account to buy a train ticket/how it would take 5 hours to get there, and what if it was really serious. I just can't wait to be closer to home...

amr547

minicooper272 wrote: »

Was just heading out the door this morning when mum called to tell me my aunt has had a stroke over the weekend. Apparently she's doing well, and is in a good hospital, so I hope she'll make a full recovery. Waiting to see whether I should go visit - I don't want to crowd the family, and mum thinks if I go so much out of my way to visit it will make it even more obvious to her that she's ill, which will just make her feel even more ill.

I missed mum's first call, and had such a panic when I was calling back that it might be dad, and did I have enough money in my bank account to buy a train ticket/how it would take 5 hours to get there, and what if it was really serious. I just can't wait to be closer to home...

sorry to hear that but glad she's doing well!

kerri_dfw

minicooper272 wrote: »

Was just heading out the door this morning when mum called to tell me my aunt has had a stroke over the weekend. Apparently she's doing well, and is in a good hospital, so I hope she'll make a full recovery. Waiting to see whether I should go visit - I don't want to crowd the family, and mum thinks if I go so much out of my way to visit it will make it even more obvious to her that she's ill, which will just make her feel even more ill.

I missed mum's first call, and had such a panic when I was calling back that it might be dad, and did I have enough money in my bank account to buy a train ticket/how it would take 5 hours to get there, and what if it was really serious. I just can't wait to be closer to home...

Wishing her a speedy recovery **hugs**

amr547

right. i need a rant.

on friday we found my rabbits run and hutch open TWICE. thats after i triple checked it before going to work and then they were out in the garden when i got home fter work. theres no holes the only way they could get out is through the run door, which was open. someone had undone the bolts (no way of the rabbits undoing them). so we spent a fortune on padlocks and getting the garden secure. last night someone or something was in the garden upsetting the rabbits, they were thumping all night and kept everyone awake. whoever is doing it clearly thinks it is funny but it really isnt. my neighbours had the same prob, someone going in their garden and moving stuff around, upsetting their cats etc. it just makes me mad, i dont feel safe and i want to move but i cant.

minicooper272

amr that's really horrible! Was it definitely a person last night and not a fox or something similar? If it keeps up, you could think about a CCTV camera? I have no idea how much that would cost. It's never nice having anyone in your personal space, but if they are trespassing and making you feel intimidated, there is nothing wrong with calling the police the next time they're in your garden.

amr547

minicooper272 wrote: »

amr that's really horrible! Was it definitely a person last night and not a fox or something similar? If it keeps up, you could think about a CCTV camera? I have no idea how much that would cost. It's never nice having anyone in your personal space, but if they are trespassing and making you feel intimidated, there is nothing wrong with calling the police the next time they're in your garden.

no, we didnt see anything. and if it was a fox i imagine theydve been clawing through the mesh. im sure its a person as nobody else could open those locks.

we have had security issues before, the police said they could not dso anything

we are looking at a light outside that will come on once someone moves into the garden,and a fake CCTV type camera