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Pay ALL your debt off by Xmas 2013

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Comments

  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    oh my gawd! saturday is debt free day!!!!!!! going to open up an ISA next week...
  • utopiah
    utopiah Posts: 316 Forumite
    Part of the Furniture 100 Posts Combo Breaker Mortgage-free Glee!
    Bet you can't wait for saturday amr547. I can't wait for me to be in this position. Only a tad envious lol well done!!!
    Mortgage free 25/9/2019 8years and 7 months early 😁😁😁
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    amr547 wrote: »
    oh my gawd! saturday is debt free day!!!!!!! going to open up an ISA next week...

    That's one of the first things I did ready to start saving for the future. Only one more day to do amr :D
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    kerri are you looking to rent or buy? A new place is really exciting - and I'd go for Bristol. Last year' quite a few of our staff left to move to Bristol, they say it's a great place, and it will also be cheaper than Bath!
    Looking to rent at the moment for about a year - 18 months, then when we have a deposit together we'll be looking to buy somewhere which will most definitely be in Bath. OH and I have had a chat and decided the out-of-the-way-area of Bradley Stoke, Stoke Gifford with all the new build houses might be best. We can get a 4 bed detached for the price we pay for a 2 bed flat at the moment. This'll mean our parents can come to visit, I can have an office/messy room, OH can have a room for playing noisy computer games, and it's still a cycle route away from his work so no trains. Plus I already know where the nearest shopping centre is.
    his_missus wrote: »
    Say Wha'????? Congratulations? Should that have read "Helen Pie" as I'm neither expecting nor a payday away from Debt Freedom :rotfl:
    Pahahaha whoops, sorry yes it was meant to say HelenPie. But you all knew what I meant ;)

    Car is going in for its MOT in an hour, it's been serviced recently so fingers crossed it passes with flying colours. Last time the garage said the brakes would need doing sometime soon, I couldn't get my head round why on it's first MOT it might have dodgy brakes, it's only 4 years old this year. Hoping the council run MOT centre will pass it without trying to make me get work done to it. Otherwise repairs will have to wait until payday.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Anybody got the winning lottery numbers this weekend?? Siggggggggggggggggggggggggggggh :cool:
    In debt no more!
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    loubie_lou wrote: »
    Anybody got the winning lottery numbers this weekend?? Siggggggggggggggggggggggggggggh :cool:

    No but I can make up 6 numbers if you fancy your chances :rotfl:
  • hotspur_pam
    hotspur_pam Posts: 192 Forumite
    edited 14 June 2013 at 4:12PM
    32b3in2013 wrote: »
    Hi Hotspur Pam and Shelbi

    Spagbol, the lady who runs this thread is on holiday, so isn't around to give you a number, but join in and update us when you pay some money off and Spagbol will be back in a couple of weeks to give you both numbers.

    Welcome :D

    Thanks 32b3in2013 :D,

    just waiting for payday to really start clearing this blinking thing :cool:.

    The good thing is i should be getting a bonus this month, so that is going straight towards the debt. Can't wait to get this challenge underway :D.
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I am amazed, Cardiff council passed my car with flying colours, no mention of the 24% brake wear at all. What an honest bunch of blokes :) I even bought them some french fancies to say thank you. MOT passed, £45 down but not a penny more. Although I need to get the tracking done on the front.

    I appear to have slept away the afternoon, I didn't realise I was so tired but my ankle hasn't been right since I came back from holiday and I thought I might try to sleep it off. Ankle still hurts grr.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    im in the market for a shed! woohoo.no idea where to look
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Checked my bank balance this morning....

    :j:j #032: £2,950 / £2,950 100%!!!! :j:j

    As you might remember I'm not technically debt free because I still have a car on finance and sofa credit to pay but we decided they would not take priority this year (and the sofas are 0% anyway). The car will be next year's challenge :D

    For now though, all my other outstand debt is paid and we will now focus on savings! Target is £3,500 :)
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