Pay ALL your debt off by Xmas 2013

minicooper272

*sigh of relief* after mentioning car insurance, I got so nervous, I felt really sick. Decided the only way to put an end to it would be to do a comparison.I was worried it would jump up to £1000 (they said my age range would go up 20%). It has actually gone down to £580! I also thought I would try using my other job title, and that knocked it down to £500! I wish I had used my other job title last year (as it's more applicable to what I do anyway)...

I can sleep a little easier tonight.

SpagBol

minicooper272 wrote: »

*sigh of relief* after mentioning car insurance, I got so nervous, I felt really sick. Decided the only way to put an end to it would be to do a comparison.I was worried it would jump up to £1000 (they said my age range would go up 20%). It has actually gone down to £580! I also thought I would try using my other job title, and that knocked it down to £500! I wish I had used my other job title last year (as it's more applicable to what I do anyway)...

I can sleep a little easier tonight.

Yay! :j

Good luck with car expenses mini and amr!

triple_choc_chip

SpagBol wrote: »

The total paid off so far in 2013 is: £290,947.13

The May 2013 total is £27,744.56

Well done everyone, keep it up :T:T:T:T

That's great! We're all moving in the right direction :T

What's the etiquette regarding stalking people on the forum? :rotfl: I've seen a few subscribers of Paydobx13 out there who have paid more off their total but not updated it on this thread. Can I go and give them a virtual poke?

Kerfuffle

his_missus wrote: »

:j:jKerfuffle - congratulations! :j:j

What's next for you now you're debt free?

Thanks for all the congratulations everybody. All your comments are very much appreciated.

His missus - I'm just keeping my head down and maintaining the momentum to overpay my mortgage. I daren't give myself a break as I'm afraid I'll get on the slippy-spendy-slope so I'm still following a frugal-ish lifestyle and still following this thread and surfing the boards for motivation and inspiration.

How's your deposit coming along?

loubie_lou

Hi Everyone!!

Still reading but not much to post!

My little motor failed its MOT but by nothing major and only cost me £135 so that's nay to bad!

Well done Kerfuffle and to the others for making payments thus far!

:T:T:T:T:T:T:T:T:T

32b3in2013

Afternoon

Another item sold on ebay yesterday so I have made another payment.

Total now #11 - £7753.94 / £10,224 = 75.84%:j

Hope everyone is OK

32b3

XSpender

Hello everyone

My direct debit for the secured loan has come out today so have reduced my debt by £325:) The DD that is supposed to include the bit I owe EDF has come out but has gone down by £48 so I havent got a clue what has happened there as I am sure even if I had been reassessed I shouldnt have dropped down by this much. I will ring them as it was c**k ups with my DD that got me behind in the first place. I will ring them tomorrow night and see what is going on.

Things are really tight this month with a family wedding and all the associated costs so I am struggling to pay off anything else until DH gets his bonus at the end of June and most of that is allocated for our holiday spends.

#82 £4225.66/£18458 22.9%

xJOJOx_2

SpagBol wrote: »

)


Huge congrats! :j:j:j I'm also expecting when are you due?

Im due on 9th September, so not long to go really, so far i have a bath stand and a bag of clothes haha Once the bedroom is painted for little one, I will go look at everyones stuff and see what I can pinch to save on pennies!!

When are you due? xx

xJOJOx_2

#162 £296.41 / £4735.37[

Another payment made! Going to start digging through my cuboards to see what I can ebay, need to up my income to help get my debts down

his_missus

Kerfuffle wrote: »

Thanks for all the congratulations everybody. All your comments are very much appreciated.

His missus - I'm just keeping my head down and maintaining the momentum to overpay my mortgage. I daren't give myself a break as I'm afraid I'll get on the slippy-spendy-slope so I'm still following a frugal-ish lifestyle and still following this thread and surfing the boards for motivation and inspiration.

How's your deposit coming along?

I've managed to comfortably put £300 into my ISA and Hubby's £100. He's also put £100 aside to use to over the mortgage in a few months when he's saved enough. He's quite focussed on saving up though for our hol in September so saving may be slow until October.

I know what you mean about a slippery slope, that's why I want to start saving for the house before we go on holiday.