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Pay ALL your debt off by Xmas 2013

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Comments

  • Hudson1984
    Hudson1984 Posts: 259 Forumite
    edited 29 May 2013 at 11:23PM
    £0/£10516

    hoping to complete by november but xmas is much more realistic :)
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good luck and welcome hudson1984
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Bedsit_Bob wrote: »
    You're talking b***ocks. :p

    :rotfl: yep!! poor little fella. we are hopign to get the cost ofthe op covered because we weren't told he had that problem when we adopted him...
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Grr they now only put 4 bagels in the packets! Yet they charge the same price, I am unimpressed.

    Have, however, just logged all my cashback claims :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    #162 £195.94 / £4735.37

    Yeah a start at last!! Small break out the way, holiday deposit for next year paid with weekly amount to pay (so no holidays on credit cards now!!) skipping the holiday this year, need to pay my debt!!

    Got a new baby on the way now, but will just have to budget and be careful, unfortunly not got anything left from last time as unplanned but all my friends had babys last year so heres hoping. Need to sort my budget a little more, but getting there. Need to sort something for christmas, have a few things already but need to fit that into my budget somewhere. I want to pay half off debt my christmas then the rest 6 months afterwards!!

    Just happy Ive made a start!!
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    xJOJOx wrote: »
    #162 £195.94 / £4735.37

    Yeah a start at last!! Small break out the way, holiday deposit for next year paid with weekly amount to pay (so no holidays on credit cards now!!) skipping the holiday this year, need to pay my debt!!

    Got a new baby on the way now, but will just have to budget and be careful, unfortunly not got anything left from last time as unplanned but all my friends had babys last year so heres hoping. Need to sort my budget a little more, but getting there. Need to sort something for christmas, have a few things already but need to fit that into my budget somewhere. I want to pay half off debt my christmas then the rest 6 months afterwards!!

    Just happy Ive made a start!!
    :T:T:T Congratulations on the baby news :D I don't think most of us plan them :T:T:T
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    seriousDFW wrote: »
    021 100% paid off!

    Head over to the Roll of Honour thread to see what I've posted there if you're interested but I wanted to say a huge

    THANK YOU

    to all the contributors and the people who run this thread. Without you I would not have learned what I have learned or been as successful on my DF journey over the last few years.

    woop woopppppppppppppppppppppppp

    this is excellent. such good news.:j

    Well done xx
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    SpagBol wrote: »
    We have had a slight setback!

    I have just done a BT from the "in use" CC as we have used it for DS's birthday, holiday spends and some home improvements also DH is between jobs so we are not sure when his pay will settle out.

    With that and BT fees, we are on precisely.....£0 paid off!! :eek::eek::eek::eek::eek::eek:

    I can't wait for the new higher salary to kick in! We now owe EXACTLY £45k again :mad: At least we have this months minimum payments to pay off and there is money set aside for this bit for today I am seriously pee'd off!

    Oh no spagbol. But looking for the positive, if you hadn't made some payments previously, the balance transfer fee and the other stuff on the card would have made an increase to your debt, but it hasn't.

    hmmm, not sure I am making sense, but I know what I mean xxx
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    starnac wrote: »
    :j:j:j:j congratulations :T:T:T:T:T

    Have a few of these :beer: you deserve it.

    It's so nice seeing people pay off their debts. It does make me smile


    Seeing how well everyone is doing makes me feel really tearful :o:o
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Hudson1984
    Hudson1984 Posts: 259 Forumite
    i've not been given a number but here's my entry for the month :D

    Ok so it's payday time to crush some debt!!!!

    28th May 2013:
    Capital 1 - [STRIKE]£195/£200[/STRIKE], >> £170/£200
    Natwest - [STRIKE]£1646/£1650[/STRIKE], >> £1621/£1650
    Overdraft - [STRIKE]£3975/£4000[/STRIKE], >> £3800/£4000
    Loan - [STRIKE]£4700/£15000[/STRIKE], >> £3950/£15000


    [STRIKE] £10516 left to pay [/STRIKE], >> £9541 left to pay

    :jyay below £10k now!! would've been better if I was on correct bloody tax code at new job :mad:

    hopefully the figures will stay this way, got things on ebay to bump up my pocket money and money withdrawn from account into pocket money account. here's to one more month down :T

    £975/£10516 9% Paid
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