Pay ALL your debt off by Xmas 2013

amr547

an ebay buyer is taking the ****. i bought a phone cover and it quite clearly wasnt right for the phone so i emailed seller and they agreed to offer me a refund. so i sent it back, tracking says it arrived on the 20th and i still dont have my refund, emailed them on thurs to say tracking said it arrived on monday and no response yet... its only £5 but its the bloody principle of it.

chocoholicqueen

Good news, we have definitely got the 0% credit card. I have transferred the 2 balances over and I'm just so pleased we won't have to pay any interest for 2 yrs and . It will definitely be paid off before then.

Amr I too would be annoyed, they should of refunded you by now.

amr547

so i might have gone out to get some treats for my bunnies... and come home with another bunny.

rogueylawyer

amr547 wrote: »

so i might have gone out to get some treats for my bunnies... and come home with another bunny.

Aww I keep looking at the baby bunnies and thinking how cute they are... compared to my 7 month old boy who has suddenly become v territorial and grumpy.

I've been putting myself under loads of pressure to get the finances sorted and I've come to the conclusion that I do not need that extra stress on top of the other things I have going on.

I still have 6 months left on my current 0% credit card but have taken out the NatWest 26 month deal, to transfer, set up one single standing order of £150/month to clear it. I keep following and boom and bust cycle and need to break free of it.

tinks14_2

Not been on here for a while as I lost my way a bit with debt busting. Not paid a great deal off in the past few months but I've also not increased my debt which is good!

New total: £489.56/£2149.66 = 22.8%

amr547

rogueylawyer wrote: »

Aww I keep looking at the baby bunnies and thinking how cute they are... compared to my 7 month old boy who has suddenly become v territorial and grumpy.

I've been putting myself under loads of pressure to get the finances sorted and I've come to the conclusion that I do not need that extra stress on top of the other things I have going on.

I still have 6 months left on my current 0% credit card but have taken out the NatWest 26 month deal, to transfer, set up one single standing order of £150/month to clear it. I keep following and boom and bust cycle and need to break free of it.

I'd definitely recommend neutering your boy if he's not already! Calms them down massively.

Because we adopted little Jasper we got a free neutering voucher too, which is excellent - saves us the £100 the vets charges us for neutering! :eek:

I am not sure if he'll bond with my two, my female is quite aggressive and she could smell him earlier and attached my other boy bun. :S both are neutered but hopefully when Jasper's been neutered she won't be as aggressive towards him.

32b3in2013

Afternoon

Another few ebay items ended over the weekend so I have made another payment.

New total is #11 - £6935.95 / £10,224 = 67.84%:j

Roll on Friday

32b3

amr547

i've started a spreadsheet of all the things we've bought since pay day. £231 already !!! and we;re only 5 days in:rotfl::rotfl:that is horrifying!

amr547

I'm off until tomorrow, back at work Thursday it's gone far too quickly and I don't feel like I've done much!!!

nearlytherenow

Could I join this challenge please? I have £3,860 in debt and would love to get it all paid off this year. Going to take some serious economising though! But I'm hopeful I can do it