Pay ALL your debt off by Xmas 2013

SpagBol

sarahckitten wrote: »

So here goes this is the first time I 've taken part in one of these challenges, despite using this site for several years. I'm determined to pay off my debt this year!!
It may be a tricky task as I am also refurbishing my house and having to live at my parents whilst it is done which means on top of the mortgage council tax etc etc I have to pay board!!


so total debt as ofthe 1st of January 2013:


£14703.03

Think I will do my total paid off once every calender month.

Wish me luck guys!!!

Hello and good luck!!

I have added you to the spreadsheet will update the front page soon. You are #096 (oooo nearly at 100 members :j)

Determined_diva

Hi all

I just made another payment of £50 so that takes my total to £820/£10,652.97 paid off

Determined_diva

Sorry should read: £820/£10,262.81

32b3in2013

SpagBol wrote: »

My snowball calculator says we should be debt free in 23 months so that'll be good for Christmas 2014 :T

I'd like to think we can be DF in June 2014 though! :eek::j

My snowball says 12 months. So hopefully this year. I am sure it said March 2014 a while ago. Hmmm, wonder what has changed :mad:

Homemadehappiness

I haven't read all the posts but would love to join in! xx

bellabear_2

Hello, please can I join? I'm a little late to the party!

Currently I stand at....


£0/£11,700:eek::eek::eek:

Eeek! Hoping that we can get this cleared by Christmas. Payday isn't until later in the month so will be nervously looking at my bank account til then!

Food shopping costs are being slashed first, Tesco and Asda will hear no more from me!:j

suzitiger

HelenPie wrote: »

Firstly Congratulations suzitiger :j:j fantastic news! Have you discussed potential wedding dates yet? (sorry if you said and I missed it )

Nope i don't think I'd mentioned it, we are thinking May/June 2014, we had hoped for the Saturday 21st June that is the solstice but its already a popular date! Booo and I thought we were planning ahead..

Jubilee76 wrote: »

Happy New Year all! _party_

I would to join the challenge please. I have been on a DMP for nearly 6 years and have paid off £41k so I finally feel there is a bit of light at the end of the tunnel. Please could you put me down for

£10,649

I would love to clear this- having read some of your previous thread, I know this is the right place to do this as you are all so supportive.

Looking forward tackling the debt with you all

Jubilee x

Happy New year and welcome to you Jubilee! This thread is such a nice one, enjoy!

Hi Guys,
Thank you SO much for all the good wishes, I am super excited to be engaged, its lovely!! :j
Right bit of advice please, for the first time in FOREVER I have money left this month after payday. I have paid rent, bills (which includes big overpayments to ccards) and all expenses for so far. Usually when I have done this I have about £40 left for the month :eek: ... This month I have £150, this is after leaving about £50 in the account for living expenses this month and as a bit of a buffer. So......what shall I do with it. Yes I want to make an overpayment, just not sure which debt to do it with? Shall I pay off one of my storecards (this will leave me with £50 to pay off something else) as this will mean 1 debt less and will feel quite nice. OR do I apy the whole lot off one of my bigger debts? What do you think? Votes please...:D

And yes Spagbol, multiquote only works 3 at a time. So you click on the multiquote button for two and then on the quote button on the last person which gives you your three quotes, saying that I thought I had it for 3 on this post and one of mine has dissappeared, dratt!

suzitiger

XSpender wrote: »

Hello :wave:

Could I join you lovely people on the challenge this year?

I have a total of £18,094 to clear this year. This will settle our secured loan, pay a random £209 we owe on our car and some arrears to the electric/gas of approximately 11 payments of £35. I will be saving the money to pay of the secured and HP in our ISAs as it costs so much to make an overpayment in fees and will just keep paying the arrears each month.

I have transferred the balance of our PPI payout from the week before Christmas and the money we would have spent last night but our meal out was cancelled into my ISA and will post the figure when I have been issued with a number.

Happy new year to you all and good luck with your individual targets:)

Here you are Xspender, my missing quote Just wanted to say welcome and good luck with all your debt busting!!

suzitiger

jakes-mum wrote: »

I was extremely naughty at Waitr0se today they had all their christmas chocolates reduced and I kind of ended up buying 9 x Large tubes of pink smarties (34p each), 4 x large tubes white buttons(34p each), 6 bags chocolate santas (25p each), a bag of L*ndt balls (50p) and what must be 30 odd aer0 trees/gal*xy presents and Qual*ty street purples (16p each)

In my defence the bags of santas and some of the tubes are for Miss Lilys birthday party bags in 2 weeks as with approx 32 kids coming it was the cheapest way to choc up the bags . . . and all the trees/gal*xy are for my *shop* for when the kids run out of christmas stuff . . . . everything else . . . . . umm . . . . well . . . . *ahem* moving along . . . . :rotfl:

Noooooooooooooooooooo....take me to waitrose....I want choccy choc choc! :rotfl: Good bargain hunting JM, when are you coming round to fleabay my stuff by the way? :rotfl::rotfl::rotfl:

jakes-mum

suzitiger wrote: »

Noooooooooooooooooooo....take me to waitrose....I want choccy choc choc! :rotfl: Good bargain hunting JM, when are you coming round to fleabay my stuff by the way? :rotfl::rotfl::rotfl:

Just come round mine I can spare you half a aer0 tree :rotfl:. I'll do your fleabaying while you eat some choccie :j:j:j