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Pay ALL your debt off by Xmas 2013

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Comments

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    starnac wrote: »
    :rotfl: at least you know now that he really loves you :rotfl:
    I still smell bad, I am totally exhausted and can't get out of bed. But I think I might have to or I'm going to die of shame!
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    kerri_dfw wrote: »
    I still smell bad, I am totally exhausted and can't get out of bed. But I think I might have to or I'm going to die of shame!

    Have a bath, it cleans and let's you lie on you bum while you're at it! Well done for the mega-cycle! What a fantastic achievement :T:T
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    hello all, tiring day... pay day in a week wooohoo
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Have a bath, it cleans and let's you lie on you bum while you're at it! Well done for the mega-cycle! What a fantastic achievement :T:T
    I showered, then sat in the bath to shave my legs :) I didn't even need to put the plug in! I think we need a plunger as it's obviously blocked with hair whoops (not from my legs I hasten to add!) Luckily L1dl obviously knew about this and they've got on on offer according to their newsletter :j:j:j

    I still can't quite believe how far I cycled, given that I didn't really train at all. Just shows, if you put your mind to something then with stubbornness and determination you can achieve anything. I'm going to apply this to my debt repayment :T:T:T
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Okay I haven't been on here over Easter mainly because I haven't paid anything and I hate that feeling of time creeping up oh heck it's nearly May. But I've got a grip today it's early April and debt is 12% paid so if I can get 15% by end of April I am on target for the end of the year.
    Newly Wed saving N great news that you've raised so much by selling what is fb that's not ebay is it.
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Okay I haven't been on here over Easter mainly because I haven't paid anything and I hate that feeling of time creeping up oh heck it's nearly May. But I've got a grip today it's early April and debt is 12% paid so if I can get 15% by end of April I am on target for the end of the year.
    Newly Wed saving N great news that you've raised so much by selling what is fb that's not ebay is it.

    fb=facebook! And I agree with you - where the heck has April gone? My brain's running a day behind as well - by Tuesday I forgot I'd had a Monday, and today I'm convinced it's Wednesday. Will have to stop myself from heading to work on Sat...
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Kerri, I need your motivation :D

    Just watching secret eaters - it's quite eye opening!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    amr547 wrote: »
    Kerri, I need your motivation :D

    Just watching secret eaters - it's quite eye opening!
    I fell at the first hurdle, we ordered chinese for dinner. I was going to order it last night but fell asleep on the train. So that's the excuse i'm using this time lol. It was from the grocery budget though, so not so bad and we haven't been shopping this week.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Okay I haven't been on here over Easter mainly because I haven't paid anything and I hate that feeling of time creeping up oh heck it's nearly May. But I've got a grip today it's early April and debt is 12% paid so if I can get 15% by end of April I am on target for the end of the year.
    Newly Wed saving N great news that you've raised so much by selling what is fb that's not ebay is it.

    Yes it is facebook, there are lots of swap/sell fb groups set up, bound to be one near you if you are interested in taking a look :)
    Co-op loan: £2672.38. :eek: £2886.64 / £5559.02
    HF's B'card: £2468.00 0% until November '17 _pale_ £255 / £2524.00
    HF's FD Loan: £5467.78. :eek: £918.72 / £6386.52
    Total: £5376.62 / £15814.78 33.99%
    http://forums.moneysavingexpert.com/showthread.php?t=5344322
    Emergency fund - £53.24 / £500 No. 108 in PYDOXMAS16
  • Thanks I will I never use facebook what do I do? Open an account and put in the location where it says people you might know or what type of items I want to sell. I've given up a bit on e bay I've ended up letting expensive stuff go for buttons somehow. x
    Debt Free by 2016
    NUMBER 46 £2613/£7324


    CC MBNA 324 PAID :T RBS 3000/470 Loan 4000/816
    Mortgage £11,000 :j
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