Pay ALL your debt off by Xmas 2013

loubie_lou

Oh dear, not been on for such a long time that I have just reported the thread as :spam: (don't worry i've unreported it) :rotfl:

A big day i've been waiting months for has finally arrived. Not only do I have ONE creditor left i've also finally got rid of TWO credit cards that have plagued me for years.

SAYANARA!!!

#4 £3445/7345

Under 4k remaining too

:T:T:T:T:T

starnac

loubie_lou wrote: »

Oh dear, not been on for such a long time that I have just reported the thread as :spam: (don't worry i've unreported it :rotfl:
T

:eek:

:j on your debt busting. You are doing so well

suebgriseum

Just stumbled across this thread, we (hubby and I) are currently taking stock and trying to pay down our ball and chain 'debt.

Will join in when I've worked out how to !

Saved alot with this website , from council tax, PPi brilliant! Just got 4600 from santander - thanks to this website kicking up the bum to persue......

chocoholicqueen

It's payday today :j, so i've paid £266.09 off of 2 debts and now they are both cleared :j :j. I can really start to tackle the 2 credit cards we have now. My new total is

#156 £1817.92/£9117.41

I just need to wait for some more statements to come in before i can pay anymore off.

My youngest son has come down with chicken poxs, so the extra day i have worked this week won't count as i've had to take a day off. Thankfully hubby does shift work, so i won't have to miss to many days.

amr547

I've only been home an hour and a half and it's been a bloomin; roller coaster!!!!

- OH got a letter from HMRC saying the evidence he says is wrong and he still owes £600. cue an outraged OH, he rang them up all angry, turns out that is now resolved and he owed them £3. all that faff over £3 !!!

- OH got another letter from m*orcroft saying that he still owes them £34. rage comes back and he calls them up, he doesn't owe them £34 but he will do if he doesn't sort out something with one of the CRAs!

- OH then got an email from ec*r saying they received his complaint via ombudsbman and as gesture of goodwill will refund the payment he made for cancellation fee!

- then i got a phonecall to say i've won gig tickets to a secret gig, wooo!

OH has also been informed he has been given a 21p an hour payrise! :rotfl:

i'm exhausted!!!

starnac

Wow 21p amr547! 2 years ago all those who completed their NVQ'S at work got a pay rise for all the hard work they had done to achieve their qualification. We got 5p an hour rise!!! Ooh don't spend it all at once! :rotfl:

SpagBol

loubie_lou wrote: »

Oh dear, not been on for such a long time that I have just reported the thread as :spam: (don't worry i've unreported it) :rotfl:

A big day i've been waiting months for has finally arrived. Not only do I have ONE creditor left i've also finally got rid of TWO credit cards that have plagued me for years.

SAYANARA!!!

#4 £3445/7345

Under 4k remaining too

:T:T:T:T:T

Well done about the :money: and :eek: about the :spam:

suebgriseum wrote: »

Just stumbled across this thread, we (hubby and I) are currently taking stock and trying to pay down our ball and chain 'debt.

Will join in when I've worked out how to !

Saved alot with this website , from council tax, PPi brilliant! Just got 4600 from santander - thanks to this website kicking up the bum to persue......

Fantastic news so far :T Just tell me your target and I will give you a number

amr547

does anyone else fall out with their partner over money???

minicooper272

Loubie-Lou are you on a smart phone? I keep reporting people's posts by mistake! I just have to quickly un-spam it and hope it doesn't tell the person

amr What a frustrating day for the OH! I know it's a complicated system, but surely they know the difference between £3 and £600?? It's £597 of heart-attack!

I'm getting very excited for pay day at the end of this month as a) I have no money left and b) I get paid my overtime money :T Nothing to declare before then I'm afraid.

We've had some big management talks at work today... Because of investment cycles, my whole industry expects to have lay-offs starting from next year, which management think will mean recruitment freezes in the next 6 months or so across my discipline. I was thinking of applying for jobs back home in 6 months. That might be difficult if no one is hiring

marmitegirl

I just wanted to say thanks to all the regulars on this thread. I am a bit of a lurker but wanted to tell you that you have inspired me to tackle my debts. I have got my money situation under control for the first time ever I think. I know what goes out when and have been tidying up and paying off my debts. I am down to 2 credit cards and have just made a payment to bring the one I am trying to get rid of first and the balance has gone under £1000 woo hoo:T
I can see the light at the end of the tunnel and feel very in control of it all.
Thanks to all of you.
Ps working out the percentages of what I have paid off is a really great motivator for me.
MG x