We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Pay ALL your debt off by Xmas 2013

1219220222224225509

Comments

  • SpagBol
    SpagBol Posts: 1,371 Forumite
    32b3in2013 wrote: »
    Sorry to be a pain Spagbol but I have just made anther payment after another item sold on ebay.

    #11 - £3498.70/£10,224 = 34.22%

    I have 22 items ending tomorrow, but only 4 of them are selling at the monent, and one of those is my Mum's item!

    I hope to be back tomorrow

    32b3

    Not a pain, I love all the updates :T
    loubie_lou wrote: »
    Had a baaaaaaaaaaaaaaaaaaad week. The client I look after says we don't "click" anymore and has asked me not to go back. So this means my income is going to drop quite a bit! :mad::mad:

    And I'm just getting going with my debt busting too, grrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr!

    Sorry to hear that :(
    Payday later today, this is the pay that's supposed to come straight off the debts (and then we live off DH's salary, so that's the one that gets distributed around the accounts) - but this has been a brutal fortnight, so I've just calculated it's going to be only a couple of hundred this fortnight. Quarterly electricity bill, quarterly council rates, annual car service for me, my annual fee for my sport, my husband's term fees for his hobby and the girls' term fee for their gymnastics class were all due in this one fortnight. I'd saved for some of those, but this soon after Christmas I just couldn't build up the Big Bills fund enough.

    I suppose I should/could cancel our hobbies, but DH's is the only expensive one, and it makes such an enormous difference to his happiness to have that to go to once a week. Mine is my only form of exercise. And I need somewhere to take the girls during the week when the weather's bad and let them run off steam, or we'll all go mad.

    Anyway. Enough whining about self-inflicted spending! Loubie_lou, sorry about your client. SpagBol, the tax bill has to hurt. But all your plans are in place, and you did brilliantly last year (and have done brilliantly this year except getting hit with that extra) and it's the day-to-day money management that will ultimately make the difference. It feels uphill, but you'll get to the top, honestly.

    Very impressed with all the ebayers. I really have to bite that bullet if I'm to have any spending money for this trip I'm taking in April to see my only brother get married.

    Thanks so much armchair :)
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    kerri_dfw wrote: »
    I've lost my voice :( I can't even talk to the cats because nothing comes out. This is rubbish! Although my chest infection appears to be a bit better today, so at least that's something!

    OMG same here! Hope yours comes back soon :)
    missy83 wrote: »
    Hi spag bol

    sorry to be a pest but youve missed out my update, my grand total for this month was £1015 paid which takes my total to
    1325 / £19000 - 6.97%

    thanks:T

    Sorry missy it is on my spreadsheet but I haven't updated the front page for a few days, will do that later :)
    Hi guys i'm back from the hospital decided i'm not to going to post any amount for feb as I'm struggling to concentrate on statements and stuff so will do a gran total at the end of March.
    The operation was a complete disaster got a new consultant who didn't have a clue and so the cyst that I went in to have removed is still there!! GO figure so at this rate may have to have another op!! Feeling very depressed!!
    On the plus side not really spent any money so far so she be a good month on the debt busting front (hopefully). I have also found something that sells really well on fleabay I buy them for just over £1.20 and the last few have sold for around £8 plus p&p certainly going to order some more and sell them!!!
    Hope everyone is well!! Keep debt busting everyone!!

    Sorry to hear about the operation, have you spoken to the PALS department at the hospital? You could lodge a complaint and maybe get a better consultant. Well done on the buying and selling though :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    kerri_dfw wrote: »
    My little shop is live :D Although I need to finish stocking it, I had until Wednesday 9am to put some photos on a website to take part in the online craft fair. I'm really hoping I make a few pennies from this :D

    Come on then, give us a link!! :D
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Hi Spag, Sorry to hear you are under the weather. x

    003 :j Newleaf £4640.00 / £40000.00
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    My little shop is live :D Although I need to finish stocking it, I had until Wednesday 9am to put some photos on a website to take part in the online craft fair. I'm really hoping I make a few pennies from this :D
    SpagBol wrote: »
    Come on then, give us a link!! :D

    Definitely yeah. :D
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I haven't finished stocking it yet, but it's http://www.fabridashery.co.uk :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Are you just online kerri? Or do you have a bricks and mortar shop too?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    starnac wrote: »
    Are you just online kerri? Or do you have a bricks and mortar shop too?
    I'm just online, unless you want to come and visit me in my home :) I need to add an additional postage option for small orders but I've not worked out how yet.

    I buy so many different fabrics from over the pond that are gathering dust, that I thought I should try selling them online and from there the idea of selling ribbons and other bits started.

    I don't officially open until the start of CraftFest on the 16th, so you've all got a sneak preview hehe.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • fennmad
    fennmad Posts: 83 Forumite
    kerri_dfw wrote: »
    I haven't finished stocking it yet, but it's http://www.fabridashery.co.uk :)

    Looking good Kerri. You must be really pleased with yourself. Just a little thing, could be me being blonde but I can't see how long a bit of ribbon is. I can see you have put the size of the fabric per unit.

    x:Dx
    2017 Challenges
    DFBX17 #14 £70.14/£21,321
    Xmas 2017 #37 £0/£352

    DFBX14 No.81 £2572.28/£9611.51
    £2 Savers Club #74 £84/£300
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    fennmad wrote: »
    Looking good Kerri. You must be really pleased with yourself. Just a little thing, could be me being blonde but I can't see how long a bit of ribbon is. I can see you have put the size of the fabric per unit.

    x:Dx
    Oh, I've put a note on there now to say that 1 unit = 1m :)

    I've just bagged myself 2 free tickets for the cinema tonight from the cinema ticket thread :T:T:T funny how if you look on the day of the actual film you're more or less guaranteed to get tickets :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245K Work, Benefits & Business
  • 600.6K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.