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Pay ALL your debt off by Xmas 2013

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Comments

  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    HMMMM. well my insurance quote is valid until april so will buy it on friday or saturday when ive got more time. opting for pay monthly option atm cos really, i want the 'pay it and its gone for good' debts out the way first :rotfl:

    OH has given notice to his 2nd job, kinda relieved. it will 'only' be £200 a month less
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    SpagBol wrote: »
    I've got 22 things on ebay!! :j:j:j

    I've staggered it a bit so I don't have to sort it all out at the same time, some 5 days, 7 days and 10 days.

    Woop woop

    Good luck .D
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • Jonesy88
    Jonesy88 Posts: 959 Forumite
    Debt-free and Proud!
    A £50 payment from me, so another 1% square coloured in. It leaves me with a nice round figure of £500 on the cc which fingers crossed will be cleared next month.

    Updated total: #146 £1650/£5000 33%
    :rudolf: DF by Xmas 2018: #83 £8,250/£15,000 55% :rudolf:
    SPC 7: #135 :staradmin | MFW 9.72% | Groceries: £6.49/£80 | Exercise 0/20 | NSDs 0/15
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    amr547 wrote: »
    HMMMM. well my insurance quote is valid until april so will buy it on friday or saturday when ive got more time. opting for pay monthly option atm cos really, i want the 'pay it and its gone for good' debts out the way first :rotfl:

    OH has given notice to his 2nd job, kinda relieved. it will 'only' be £200 a month less

    2nd jobs are great for money but very hard work, physically and emotionally! I gave mine up at Chrustmas and miss the pay but not the exhaustion!
    32b3in2013 wrote: »
    Woop woop

    Good luck .D

    Ta :beer::beer:
    Jonesy88 wrote: »
    A £50 payment from me, so another 1% square coloured in. It leaves me with a nice round figure of £500 on the cc which fingers crossed will be cleared next month.

    Updated total: #146 £1650/£5000 33%

    I love this colouring in concept, I might try it as a grid on a spreadsheet.

    Right I'm finally going to update the front page! :cool:
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Thanks SpagBol. Updated totals are:

    #158 - £2,664/£16, 500 = 16.15% PAID
    MBNA - [STRIKE]£2,642.15[/STRIKE] £0
    [STRIKE]HBOS - £245[/STRIKE] £0 HBOS - £5,052 - 6.95% lifetime of the balance and [STRIKE]£1,864.30[/STRIKE] £0 and £3,132.67- 0% 29th October 2013)
    Postoffice [STRIKE]£3,240[/STRIKE] £3,035 (0% 3rd December) Open University Loan [STRIKE]£412[/STRIKE] £0
    GRAND TOTAL = [STRIKE]£16,500.46[/STRIKE] £13,977
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    fennmad wrote: »
    I thought it may have been a metre but wasn't sure.

    When I look at the cinema tickets none of them was a cinema close to me :( Hope you have a good evening :o
    The film was good but quite sad, it was about Alzheimers but done in a very different way if that makes sense.
    Also worth putting if the fabric will be cut from the bolt as ordered or if all fabric is precut in fat quarters. As a dressmaker I'd want to buy in one length, so buying 4 fat quarters wouldn't appeal unless I knew it would come in one length 66 wide. Otherwise, looking good.
    Thank you :) I need to add that in, as it would be continuous lengths.

    All input is greatly appreciated :)
    Oooh - and that should move me into the 13 thousands! Hideous to some, but sounds great to me :-)
    Sounds great :) as it's heading in the right direction.

    Free cinema turned into, M&S sweets + dinner in restaurant. We never have date nights at the moment and I think it did us both good. Although the walk back has almost killed me with my chest infection.

    OH has just said we can use his student loan to pay off the cc and put us in the black to start saving to pay off his debt :T:T:T roll on April then :D
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • 32b3in2013
    32b3in2013 Posts: 2,471 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening

    the final sold item from last weekend has been paid for so I have paid the total after fees off of my credit card.

    #11 - £3544.74/£10,224 = 34.67%

    I was just looking at the on-line acoount for said card and the balance has gone down from nearly £3k to just over £1k since I started this challenge. I can't wait to see it at zero :D

    Have a good week everyone

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Grumble - 2 weeks, and I still haven't managed to gain access to my online banking account. It's really starting to annoy me, as I can't technically make any payments until I get into my account! Not very happy...

    Sold another 2 items on eb*y, very pleased! But I just noticed that royal mail postage prices are about to go up to £2.60 for a second class packet :eek: Surely that's going to put a lot of people off the 99p items - this could be the end of my eb*y dream!
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Mini...I have been flogging with £2.99 postage, it normally costs me £2.20 anyway. With fees on top and even on the micropayments it just about breaks even :) So don't despair just yet.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yeah, but most of my stuff is tat so not worth more than £3.50 incl. postage :rotfl:

    BTW Kerri I meant to say congrats on the online shop! I had a nosey earlier, and it looks really fab!
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