Pay ALL your debt off by Xmas 2013

Jonesy88

Checking in with a £300 payment from me :j so #146 £1600/£5000 32% - yay practically a third of the way there!

amr547

It's exciting to see how many people are almost there :j:j :money:

32b3in2013

Good evening

Some more items ended on ebay today so I have paid another payment to my credit card.

#11 - £3537.57/£10,224 = 34.60% :j

One more thing needs to be paid for, so I will be back to update when I have been paid.

Happy Sunday everyone

32b3

Nagme

I'm finally off the basic tax code, and sent ALL of my earnings plus a little extra to Capital One - another two months should get that one to zero!

I am so impressed with myself.

Looks like there's loads of us making good progress, brilliant :T

On the ever so slightly negative side, the gearbox on my little car is on it's way out, so £big bill/car change month ahead, have been feeling very gutted about this all week, especially after doing so well.

32b3in2013

amr547 wrote: »

It's exciting to see how many people are almost there :j:j :money:

It sure is, I love seeing other people's total paid going up, or debt going down :j

Very motivational :T

parsniphead

Hi all

Finally the first money update for a while.

#23 £851.45/6500 13.09%

It been a slow month so I have to really start upping the game.

32b3in2013

Nagme wrote: »

I'm finally off the basic tax code, and sent ALL of my earnings plus a little extra to Capital One - another two months should get that one to zero!

I am so impressed with myself.

Looks like there's loads of us making good progress, brilliant :T

On the ever so slightly negative side, the gearbox on my little car is on it's way out, so £big bill/car change month ahead, have been feeling very gutted about this all week, especially after doing so well.

You are still doing well, you didn't plan for your car to need a new gearbox. Even if you had not done so well with your credit card, you would still have needed a new gearbox :T

mrsyallop

amr547 wrote: »

they live in a council house and they get housing benefit, but my sis is over 18 and employed so she has to pay x amount towards rent / ct for the council.

If she does move out they may be able to apply for discressionary housing payments to cover the difference. Not everyone will get it but It's worth a go!

kerri_dfw

I've had a successful-ish night on fleabay, 20 items sold for about £46, not to be sneezed at though as every penny helps
I've spent the day editing photos for my haberdashery and am well on the way to being able to launch in a fortnights time. Getting quite excited I have at least 60 different fabrics I can list which is awesome and I've had good feedback so far from the network I've already made, so I'm hoping I'll get some pennies from this too

armchairexpert

Payday later today, this is the pay that's supposed to come straight off the debts (and then we live off DH's salary, so that's the one that gets distributed around the accounts) - but this has been a brutal fortnight, so I've just calculated it's going to be only a couple of hundred this fortnight. Quarterly electricity bill, quarterly council rates, annual car service for me, my annual fee for my sport, my husband's term fees for his hobby and the girls' term fee for their gymnastics class were all due in this one fortnight. I'd saved for some of those, but this soon after Christmas I just couldn't build up the Big Bills fund enough.

I suppose I should/could cancel our hobbies, but DH's is the only expensive one, and it makes such an enormous difference to his happiness to have that to go to once a week. Mine is my only form of exercise. And I need somewhere to take the girls during the week when the weather's bad and let them run off steam, or we'll all go mad.

Anyway. Enough whining about self-inflicted spending! Loubie_lou, sorry about your client. SpagBol, the tax bill has to hurt. But all your plans are in place, and you did brilliantly last year (and have done brilliantly this year except getting hit with that extra) and it's the day-to-day money management that will ultimately make the difference. It feels uphill, but you'll get to the top, honestly.

Very impressed with all the ebayers. I really have to bite that bullet if I'm to have any spending money for this trip I'm taking in April to see my only brother get married.