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Pay ALL your debt off by Xmas 2013
Comments
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Hello All,
Another month end and another payment on the credit card.
I will not be debt free by XMas as I have just upgraded my car :T
But none the less payments have gone out today.
#137 £831.89/£6714.08.Return and Restart August 2016
22 Months to be debt free Aug2016 £12971.00:p:o:p By Jun2018
PAYDBX2016 #155 = £2268.93/£3414.93 00% paid
UK Debt #00 = £9857.23/£13039 6% paid
EmSavFund #204 = £85.00/£1000 6% paid
Mortgage #00 = £183084/£183093 00% paid0 -
Yippee!!! Payday, I'm not celebrating having any money though as I have transferred nearly £600 to pay off debts which leaves me with a verrrrrry frugal month ahead! But, it means I have a new total to post........
1397.88/3024.88 = 46.2%Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbs
Target 146lbs by 30 JUN 13
Happiness is a way of life not a destination.:j0 -
I have also worked out that my DFD has been moved closer too! 31 AUG 13 is the new target! :-)Halifax CC [STRIKE]£1322.88[/STRIKE] £0 :j 11.9% Virgin CC [STRIKE]£1534.76[/STRIKE] £1384.76 0% until AUG 13. Grant over payment [STRIKE]£166.66[/STRIKE] £0 :j DFD 31 JUL 13 #102 :beer:
Weight[STRIKE] 164lbs[/STRIKE] :mad: 05 May 164lbs
Target 146lbs by 30 JUN 13
Happiness is a way of life not a destination.:j0 -
Eddi, it was bras last year....this year apparently shoes

Ah yes - I knew it was an underwear item :rotfl:
On a more serious and much less dodgy note, hopefully something will crop up again soon new job-wise for your OH. The interview feedback from this last time can only help can't it.Just paid 9p off my overdraft :rotfl: Thats all that was left in my account!
:T Excellent work. I like your style
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Hello Everybody!!
PAYDAY TODAY!! :beer:
Just in from work, made payments to all my debts, got an unexpected £45 rebate from O2 and got some big cuddles from my grumpy kitty, so feeling pretty blimmin' good.
£200 to my loan
£100 to my overdraft
£100 to catalogue
£150 to my credit card
I am hoping to make some extra payments this month to get it down a wee bit more.
So, my new total:
#42 2014/ 7477Aiming to be debt free by Dec 2013 :eek:
Loan [STRIKE]1530[/STRIKE] [STRIKE]1330[/STRIKE] [STRIKE]1130[/STRIKE] [STRIKE]930[/STRIKE] [STRIKE]730[/STRIKE] [STRIKE]530 [/STRIKE] 0 DONE!!!
Creditcard [STRIKE]3260[/STRIKE] [STRIKE]3130[/STRIKE] [STRIKE]3085[/STRIKE] [STRIKE]2980[/STRIKE] [STRIKE]2910[/STRIKE] [STRIKE]3000[/STRIKE] 1200
Catalogue [STRIKE]1687[/STRIKE] [STRIKE]1477[/STRIKE] [STRIKE]1267[/STRIKE] [STRIKE]1057[/STRIKE] [STRIKE]957[/STRIKE] [STRIKE]854[/STRIKE] [STRIKE]815[/STRIKE] [STRIKE]625[/STRIKE] 0 DONE!!!
Overdraft [STRIKE]1000[/STRIKE] [STRIKE]900[/STRIKE] [STRIKE]800[/STRIKE] [STRIKE]700[/STRIKE] [STRIKE]500[/STRIKE] [STRIKE]60[/STRIKE] 0 DONE!!0 -
Hi, payday today, so time for an update!
My total debt has increased slighlty, as there were a couple of unexpected costs this month!
#138 £705.71/£8,636.46
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I can update my total!
£1,683 / £4,100
:j Nearly there.
DFS is being put back a month because I'm going to pay my insurance outright - makes sense as it's 20% interest or something over the year. It's only £375 so it's not too much I suppose!0 -
youknowwho wrote: »I have also worked out that my DFD has been moved closer too! 31 AUG 13 is the new target! :-)
Fantastic work everyone, well done for all the payday payments :j:j:j
I will update the monthly total for February tomorrow so keep them coming! (Sorry everyone for decreasing the total by about a grand! :eek::o)DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:0 -
Will not be posting an update till later, in March as MOT is due tomorrow and it has just cost me over £400 for houndies to go to the vets :eek:
Expect the car to cost quite a bit, so there may be no overpayment from me this month, may have to even dib into the total I have frugled away
On the plus side thanks to this site and this thread for keeping me motivated, I have (fingers crossed with car costs) managed to pay for this in cash saved
Mortgage Owed: Sept 14 - £107398.200 -
I'm loving all the payments (big and small) today! Well done everyone

I also forgot to say hello to the new names yesterday - good luck with the challenge!
Spag It's a shame about the tax bill, but at least it's a new month, and it can only get better! Can you please update for below:
#141 382.54/3250 = 11.77%
I'm off 'home' this weekend and I'm very excited! I need some rest and recuperation. While I'm there I'm going to be robbed by my dentist for a £100 filling and a cleaning :eek: And I'm not going to contact any estate agents to arrange any house viewings :rotfl:0
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