Pay ALL your debt off by Xmas 2013

SpagBol

LolaLemon wrote: »

Hia, i know i am very late, but i would really like to join. I have only just seen this thread (i dont normally thread hop, tend to stick in the old style or the few that i have subscribed too).

I have roughly £5000 that i want paid off within 18 months. £2500 to my dad for a car and roughly £2500 on a credit card that the insurance company should have paid off.
I suffer with depression - that i self manage and after an overhaul of my diet, it is doing good, just need to find some extra hours in the day to add exercise in and it would be great.

£170/£3333 is the target for the year. (£5000 for 18 months time) should be doable

Welcome LolaLemon :wave: you are #157 Well done for the lifestyle overhaul, I keep trying the same but failing after a few days

cj75 wrote: »

Well done to those paying off and hugs to those who need them.

Don't post very often but do read regularly.

No 71 paid £210.84/15,000 - one debt will have its final payment paid this Friday :-)

Hurrah you are off the starting blocks on my spreadsheet, well done :T

lindsloo wrote: »

#142

Reporting in for Februarys progress.

£1,636.01 / £14,300.37 11.5%

I'm really really chuffed to bits. I only started up this challenge mid-January. I never thought paying bills could be so exciting :rotfl:.

I've found it easier to focus by concentrating on one debt which is being cleared by lots of overtime. I hope to be at the 20% mark by the end of March.

Wowsers that's a fab month you've had. Well done and yes, it is addictive

SpagBol

Fleurlur wrote: »

So I guess I better add my credit card bill to my total. :P That makes me currently at #135 £300/£1195 darnit.

Still over 25% :T

Readytobefree wrote: »

Thanks Spag. I think that was taken from my total, I was working on my subtotal. The extra is car finance, but a regular payment of £107 PCM pays that off next year I don't mind counting it in too, it's all debt I guess. In hindsight why didn't I consider it in the first place.

Will have a rethink and get back to you :rotfl:

No probs

Fleurlur wrote: »

Just paid 9p off my overdraft :rotfl: Thats all that was left in my account!

:rotfl::rotfl: I like your style!

SpagBol

32b3in2013 wrote: »

Just had another ebayer pay for the item they won so I have made another payment off of my credit card.

New total for #11 - £2707.23/£10,224 = 26.48% :j

I will be back on Thursday evening to update after I have paid all my bills.

32b3

You have done so well on ebay, you are an inspiration. Well done :T:T:T

FinancialSurrender wrote: »

Hello!

Could I join this lovely challenge please?! Have been reading back through the posts and this is exactly what I need :-)

I've been paying off my debt since Jan so I should post what I've paid off since then?

Thank you!

Yes of course! Hello and welcome to the challenge :wave: Let me know how much you have paid off and how much your target is and post any updates in big colourful letters with your number which is #158.

SpagBol

Calling14 wrote: »

Could I please be added to this challenge. Single desperate to clear debts hopefully over 2 1/2 yrs. Hard going alone and posting on here would help me to stop me getting credit cards out !!!!!
paid 360.71/12796.59 2.81% Balance was at 1.02.13

Hello and welcome Calling14 :wave: I have added you and your number is #159. Good luck and update as much as you can

kerri_dfw wrote: »

My OH didn't get the job I've emailed them (from his account) asking for further feedback on why he wasn't the right candidate. Poor love, that's two turndowns now. At least this time he got to the face to face part, he didn't get past the phone last time.

Oh no I hope something comes along soon for OH, my DH is going to try applying for better paid jobs soon too and I'm very nervous.

amr547

It's paaaay daaaayyy!!! woooo.

the wine is out because its been a very long day.

triple_choc_chip

I get paid tomorrow, woo hoo! :j

I will keep logging in (several times a day) to look at the balance for about 4 days before it disappears into the ether to keep the roof over our heads.....and then it's back to penny pinching again

triple_choc_chip

amr547 wrote: »

It's paaaay daaaayyy!!! woooo.

the wine is out because its been a very long day.

Ha ha we're on the same plane today! :beer:

kerri_dfw

We had chippy tea to celebrate money leftover at the end of the month Now to transfer all remaining pennies to the credit card!

32b3in2013

SpagBol wrote: »

You have done so well on ebay, you are an inspiration. Well done :T:T:T



Yes of course! Hello and welcome to the challenge :wave: Let me know how much you have paid off and how much your target is and post any updates in big colourful letters with your number which is #158.

Awwww, thanks Spagbol. I have so much stuff to sell.

minicooper272

It's a payment day today! Pay day tomorrow, so everything left in my accounts has been divied up between my various pots. I will update tomorrow though, after I make my big payment.

I bought myself a chair on fleabay today. It's very nice, but a little bigger than I thought it would be... It only cost me £3, and I thought I would be out-bid, but at the very least, I'm figuring I can always re-sell it to get the money back! It's really bad that I'm buying now, thinking that I can just re-sell it later....