Pay ALL your debt off by Xmas 2013

psychopathbabble

Phew, just got my updated n0ddle report and it's back up to 3/5, must have been opening my 0% card that made it drop last month. Still not getting very far with paying anything off, will get a pile of stuff ready to fleabay next free listing weekend.

SpagBol

psychopathbabble wrote: »

Phew, just got my updated n0ddle report and it's back up to 3/5, must have been opening my 0% card that made it drop last month. Still not getting very far with paying anything off, will get a pile of stuff ready to fleabay next free listing weekend.

Mine has gone down from 4/5 to 3/5 :eek::eek:

psychopathbabble

SpagBol wrote: »

Mine has gone down from 4/5 to 3/5 :eek::eek:

did you open or close something 1-2 months ago? mine went to 2/5 last month :eek:

kerri_dfw

Mine is STILL 1/5, I think this is because I cleared my Ll0yds loan with a DCA on a partial settlement and it still says it's defaulted, which I feel is really crap. I might put in a correction with them....not sure if they'll accept it or not, but worth a try. I've already put in requests to get my address updated as that was wrong and the electoral roll was wrong too. I wonder how many other companies have this info down wrong, hmm...

psychopathbabble

kerri_dfw wrote: »

Mine is STILL 1/5, I think this is because I cleared my Ll0yds loan with a DCA on a partial settlement and it still says it's defaulted, which I feel is really crap. I might put in a correction with them....not sure if they'll accept it or not, but worth a try. I've already put in requests to get my address updated as that was wrong and the electoral roll was wrong too. I wonder how many other companies have this info down wrong, hmm...

Having the electoral roll correct helps, and apparently lenders like landline telephone numbers which also helps... I didn't have either of those right until about 6 months ago!

kerri_dfw

Just checked and it still says I'm not on the edited register, I have no idea why it is saying that though. We don't have a landline plugged in, can I give the number anyway?

Readytobefree

SpagBol wrote: »

Yes of course, you are #152 :wave: Don't worry about having to be DF by Christmas, I certainly won't be :rotfl: just keep updating and chipping away and I guarantee you will be in a better place by Christmas and on the way to being debt free :T


#152 :T
Thank you for this
Hoping to be able to update by next week. Do my standard dd payments count or am I just counting extras?

amr547

kerri_dfw wrote: »

Just checked and it still says I'm not on the edited register, I have no idea why it is saying that though. We don't have a landline plugged in, can I give the number anyway?

Have you checked that the council has you down right?

Mine was 3/5 when I opened it.

OH's is still 1/5 but hopefully next month / the month after it will go up as he will clear his DMP tomorrow :j

kerri_dfw

I've just dropped the council an email to check if they have me down correctly I've also put in a request to tell them that one of the accounts has been closed for over a year now.

My sister has just paid me £50, I don't know whether to pay it off the OD or pay it to the cc?!?! I think the cc is a higher interest

Edit: thrown it onto the cc... 6 more days until the statement comes

tinks14_2

Quick payment update...

#60 £449.66/£2149.66 = 20.9% :j