Pay ALL your debt off by Xmas 2013

Ruthy1604

CC-Warrior wrote: »

I'm not sure how this works but I'm aiming to clear up some £6,100 worth of CC debts (15.9%-26% APR) by August 2013.

This is all through one salary whilst still paying out for rent, bills, car, insurance, etc.

Hi CC-Warrior :wave:

Welcome to the challenge. SpagBol will be along at some point to give you a number & then whenever you want to tell us about your repayments you post like this :

# your number Amount paid off to date/6100

Good Luck with your payments

benemm

Can I join please!!

We owe £5,736.96 on a credit card with 0% interest. I have a direct debit set at £145 a month but any extra would be a bonus!!!:j

I hope to have paid off the credit card by September as that is when the 0% finishes and then I will start on the rest!!:eek:

My Husband and I are also going for fertility test with final appointment at the end of Feb so if this is to be our year to be parents I would like to be as debt free as possible:j

Verityemilia

Waywardbird wrote: »

Cleared one of my debts today £234.00 :j:j

#33 488.31/2396.77

Well Done :beer:

Verityemilia

affordmylife wrote: »

in five years time my youngest will be 18.

i will be debt free. i will have retired (at 49).

i would like to travel more. i would like to spend more time crafting, cooking, gardening and of course with family.

Lovely Quote ...

his_missus

hello all!

really need to catch up on you all but work has been so busy this week. Just wanted to pop in to say I've paid another £150 to the CC and £70 in the rainy day fund. Hubby is soooooooo having a lightbulb moment he used the mortgage checker on the MSE e-mail and reckons we could be mortgage free by the time we're 55! We could be financially comfortable in 15yrs, to be honest probably less. All those nights I cried myself to sleep whilst Hubby said "one day we'll not be in debt, I promise" despite ending back in debt again and again! So glad to have him on board The future is actually looking bright at last

couldsavemore_2

by this time in 5 years i hope we are debt free and have paid the mortgage off. we should be retiring and taking life easier and being able to travel a bit more. living the dream:j

back to today and the reality need to transfer some money of the cc tomorrow and update my spreadsheets and if time start listing some bits on eBay.

rogueylawyer

amr547 wrote: »

So, fellow PAYDOBXers... Where do you hope to be in 5 years???

In 5 years time I will be 33. I hope I will have nearly doubled my salary from where I am now; as I recently qualified in my area that is possible.

I hope to be debt free, overpaying the mortgage enough to clear it in half the mortgage term, and have a comfortable cushion of savings to deal with life's emergencies. Otherwise I plan on being exactly where I am, but a bit more comfortable and with the odd holiday and little luxury.

SpagBol

minicooper272 wrote: »

My fleabay who didn't turn up last weekend has done me a favour, bidding is already up to £6 over what she bid, and it's nearly as much as I paid for it last year!

Love it! :rotfl:

CC-Warrior wrote: »

I'm not sure how this works but I'm aiming to clear up some £6,100 worth of CC debts (15.9%-26% APR) by August 2013.

This is all through one salary whilst still paying out for rent, bills, car, insurance, etc.

Hi CC-Warrior :wave: you are #144, just join in the chat and post an update whenever you pay any debt off, even if it's only 50p! Report it in this way please to make it easy for me:

#144 £10/£6100

Good luck

[Deleted User]

#094 1073/7586

Thank you!!

LunaLady

Morning all,

Payday here tomorrow. I love the beginning of the month when I can sit down with my budget spreadsheet and work out the month ahead, and make a payment. I know that £15.66 is 1% of my original debt so they are my yardstick.