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Cameron Constituency Food Bank Faces Closure As Local Economy Stalls

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Comments

  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    I'm not quite sure, if people know that some benefits are taxable i.e contribution based JSA and ESA for instance. So this would be taken from source therefore effecting this magic £26000.

    Just wanted to point that one out.

    There is nothing magic about the £26,000. It is what the Government have told me I would get if I returned to where I lived in the UK.

    Ok, so I would pay tax on £3,500 of the £26,000. That would reduce the £26,000 to £26,000 as my taxable income for the year would be £3,500 so tax payable would be £0.

    Can someone come up with a substantive argument here? There are plenty of lefties crying into their beer about food banks and so on but let's face it, this is bollox. £26,000 is plenty to live on and it's indefensible to cry poverty for these people so you play the man not the ball as usual.

    I should feel glad that the lefties haven't got their way because under real socialism, people who come out with this stuff end up in the Gulag.

    Happy Christmas. Lose your job and get a pay rise.
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    edited 24 December 2012 at 12:02PM
    Generali wrote: »
    Really? You think that the council will force you to pay perhaps £400 a week in rent and there's nothing you can do about it? This is getting desperate.

    .

    Very sad that £400 is paid for squalid poor conditions - yes, it is not freely disposable income to "enjoy" and fritter away. In many cases going straight to private landlords who are the beneficiaries in the sorry state of affairs.Yes you have a roof over your head I accept.

    Of course if this was all freely disposable income the country would be booming.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    Very sad that £400 is paid for squalid poor conditions - yes, it is not freely disposable income to "enjoy" and fritter away. In many cases going straight to private landlords who are the beneficiaries in the sorry state of affairs.Yes you have a roof over your head I accept.

    Of course if this was all freely disposable income the country would be booming.

    It isn't though is it. 'Nobody' is forced to pay £400 a week to live in bad housing, being left with £6,000 to live off.

    You can't square the circle. £26,000 a year does not leave people in poverty nor does it mean you need food from a charity.
  • Generali wrote: »
    There is nothing magic about the £26,000. It is what the Government have told me I would get if I returned to where I lived in the UK.

    Ok, so I would pay tax on £3,500 of the £26,000. That would reduce the £26,000 to £26,000 as my taxable income for the year would be £3,500 so tax payable would be £0.

    Can someone come up with a substantive argument here? There are plenty of lefties crying into their beer about food banks and so on but let's face it, this is bollox. £26,000 is plenty to live on and it's indefensible to cry poverty for these people so you play the man not the ball as usual.

    I should feel glad that the lefties haven't got their way because under real socialism, people who come out with this stuff end up in the Gulag.

    Happy Christmas. Lose your job and get a pay rise.

    In your original post, your example said if both of you lost your jobs, so that 2 x taxable JSA.
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
  • Generali
    Generali Posts: 36,411 Forumite
    10,000 Posts Combo Breaker
    In your original post, your example said if both of you lost your jobs, so that 2 x taxable JSA.

    It wasn't my original post.

    2xtaxable JSA = 2x£0 tax to pay = £0.

    Why is it intolerable for a family of 4 to live off £26,000? You have no answer.
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    edited 24 December 2012 at 12:37PM
    Generali wrote: »
    It wasn't my original post.

    2xtaxable JSA = 2x£0 tax to pay = £0.

    Why is it intolerable for a family of 4 to live off £26,000? You have no answer.

    Depends at what point in the year you lose your job, they will quite happily take up to 40% of it back.

    Depends on where you need to live.

    https://forums.moneysavingexpert.com/discussion/4346189

    As Viva points out in post 39 people are referred to food banks, they can't simply turn up, so an element of screening is taking place. If there wasn't a genuine need would they exist?
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • ILW
    ILW Posts: 18,333 Forumite
    Depends at what point in the year you lose your job.

    Depends on where you need to live.
    Why does where you live make any difference?
  • ILW wrote: »
    Why does where you live make any difference?

    The left believes that those on benefits should have the choice, lest they feel "socially excluded". Many of those working have no such choice of course - they have to go where the work is.
    No-one would remember the Good Samaritan if he'd only had good intentions. He had money as well.

    The problem with socialism is that eventually you run out of other people's money.

    Margaret Thatcher
  • ILW wrote: »
    Why does where you live make any difference?

    Is housing benefit universal regardless of the cost of rental?
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • I have no answer for you, because IF they had that amount of money they would.

    Let me give you one real example:

    Single mother with two children on JSA living in rented accn. Due to mental illness moved to ESA and NO benefits paid for 3 weeks (because of benefit mess up). Due to mental illness and N O money, she had to send children to live with father, who has since physical attacked her in front of child in public place.

    Now due to benefit mix up, her land lord is threatening to evict her, unless he can take 'take some photo's of her', in part payment of arrears. This is the kind of mess, by benefit problems i.e, not paid on time. She has looked for work and has worked, and it's not her fault her relationship has failed. Not everyone gets the support they need.

    I was after all, just pointing out to you, that some benefits are taxed. I'm not here to justify anything else. We work and have a very good income but we are painfully aware that some, not all are truly struggling, especially at the hands of landlords.
    Mortgage: Aug 12 £114,984.74 - Jun 14 £94000.00 = Total Payments £20984.74

    Albert Einstein - “Compound interest is the eighth wonder of the world. He who understands it, earns it ... he who doesn't ... pays it.”
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