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Who is actually responsible?

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  • Dr_Cuckoo3
    Dr_Cuckoo3 Posts: 1,398 Forumite
    withabix wrote: »
    Why didn't you just get £10 out of a cashpoint (probably outside Asda)?

    I was thinking that too

    It may be the case that the OP has a "Lloyds cash account" which only allows withdrawals at Lloyds Group ATMs
    http://www.lloydstsb.com/current_accounts/cash_account.asp

    "Withdraw money from any Lloyds TSB, Bank of Scotland, and Halifax cash machine and Post Office branch"
    The_Stoic wrote: »
    I made the 1.5 mile round trip, in freezing weather, to a Lloyds branch in Garston. I explained the situation to the cashier and she looked at my account she confimed that I had attempted to make two purchases each of £10.40 however the 2nd had failed. Asda had only debited my account for 80 pence. £10 HAD been "earmarked" for debit and that was not available to me to spend.

    Only Barclays cash machines at that ADSA
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Only having £17 left in the bank account to feed a family is not responsible so personally I agree they need to manage their money better.

    And where exactly is one supposed to conjure up additional money in the interests of 'being responsible'? I suppose OP could always sell the kids Christmas presents.

    For those who don't have to worry about their cashflow, it might be worth remembering that December is traditionally not the cheapest month in the world.
  • MamaMoo_2
    MamaMoo_2 Posts: 2,644 Forumite
    timbstoke wrote: »
    And where exactly is one supposed to conjure up additional money in the interests of 'being responsible'? I suppose OP could always sell the kids Christmas presents.

    For those who don't have to worry about their cashflow, it might be worth remembering that December is traditionally not the cheapest month in the world.

    But there are 11 months preceding that. If living to the edge of their means, perhaps OP could purchase 1 long-dated smart price food item per week (pasta, pasta sauce, frozen mixed veggies, noodles, pasta and sauce sachets, frozen ready meals, tuna, Chopped tomatoes, rice, beans... Asda even do smart price tinned curry/chilli/meatballs etc) and build up a little box of reserves in case this happens again. For an extra 50p or less a week, it would be a great help if there is ever a similar issue in the future :)
  • pulliptears
    pulliptears Posts: 14,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Just an observation, but when people are so poor they can't feed their children yet can post on the internet about it (presumably paying for a broadband connection and owning a computer) I'm dubious.

    Were my kids genuinely starving one of the first things to go would be the internet and the computer sold to pay for food so unless OP was posting from a library at 11pm at night I do have my doubts that their children were genuinely starving.
  • System
    System Posts: 178,364 Community Admin
    10,000 Posts Photogenic Name Dropper
    They may work nights and have access to a computer. You have no idea where they posted from. However don't let that interfere with your aspersions!
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Lip_Stick
    Lip_Stick Posts: 2,415 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just an observation, but when people are so poor they can't feed their children yet can post on the internet about it (presumably paying for a broadband connection and owning a computer) I'm dubious.

    Were my kids genuinely starving one of the first things to go would be the internet and the computer sold to pay for food so unless OP was posting from a library at 11pm at night I do have my doubts that their children were genuinely starving.

    You can get sim-only phone contracts that includes internet for about £5 a month.
    There's a storm coming, Mr Johnson. You and your friends better batten down the hatches, because when it hits, you're all gonna wonder how you ever thought you could live so large and leave so little for the rest of us.
  • pulliptears
    pulliptears Posts: 14,583 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    goater78 wrote: »
    They may work nights and have access to a computer. You have no idea where they posted from. However don't let that interfere with your aspersions!

    I won't, thanks ;)
    Lip_Stick wrote: »
    You can get sim-only phone contracts that includes internet for about £5 a month.

    Perhaps, but I'd be cutting down to essentials personally so phones, computers etc would be the first thing to go.
  • I'd certainly question their tactics.
    *tictacs .
    I'm an adult and I can eat whatever I want whenever I want and I wish someone would take this power from me.
    -Mike Primavera
    .
  • I love how you all bypass the original question by the OP and slate them. you dont even know them.
  • System
    System Posts: 178,364 Community Admin
    10,000 Posts Photogenic Name Dropper
    I love how you all bypass the original question by the OP and slate them. you dont even know them.

    I assume you know them
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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