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Mortgage Free in Three Yrs

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  • Oh perfect timing - will pm it to you when i update the total.

    Thanks again
    MM
  • As my 100% settlement missed the last update, I have updated TG so the chart reflects it now.

    Britannia didn't send me a final statement (meanies! :mad: ) so all I have as consolation is the update on my Experian file that went on today, so I thought I would share it with you all:

    mortgage.jpg

    Keep up the good work!!!
    :D Thanks to MSE, I am mortgage free!:D
  • AnW'sMum
    AnW'sMum Posts: 4,416 Forumite
    Part of the Furniture Combo Breaker
    Well done angela when our mortgage was paid off I didn't get a final statement either. When I challenged them about it they said that they don't issue them and I wouldn't get the annual statement either as the mortgage was paid off! I was livid with them and demanded a statement showing that it had been paid off so that I had the proof. They sent me a copy of all the statements from day 1 to the day it was paid off. Good job I demanded it as there were charges on there which should not have been, another phone call and I got those refunded.
    Official Mascot and Chief Cheerleader for the 'Mortgage Free in Three' Gang :D
  • TallGirl
    TallGirl Posts: 6,245 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done Angela I really hope you stick around and encourage the rest of us.

    Just looking at the chart and it is look really good however we do have 11 who have not updated since January would it be OK if I remove them?
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • TallGirl wrote: »
    Well done Angela I really hope you stick around and encourage the rest of us.

    Of course I will stick around - I quite miss not having the challenge and haven't yet found a replacement for my energies (although no problem with finding a replacement pot for the cash)!!!

    Am saving up to build up a financial cushion, we had a fab holiday in Mauritius with the change from the mortgage, bought a lovely fridge freezer which I would never had dreamt of buying before, have nagged husband incessantly about stashing money into savings (he is terrible - a real fritterer given half a chance), I did allow him to buy a Wii as a present for himself tho'!!

    Personally, I vote that you should take them off the list - 9 months is a long time (a quarter of the overall target time) without an update.
    :D Thanks to MSE, I am mortgage free!:D
  • cupid_s
    cupid_s Posts: 2,008 Forumite
    Go angela!
    I've not made any overpayments for a while. Has anyone else has a period of time when they had so much to pay on other things there was no money left for overpayments? It's like that now and then I look at my balance not going down and it depresses me.

    However I am now Dr cupid_s :j ! Go me!!!!!!
  • cupid_s wrote: »
    Go angela!
    I've not made any overpayments for a while. Has anyone else has a period of time when they had so much to pay on other things there was no money left for overpayments? It's like that now and then I look at my balance not going down and it depresses me.

    However I am now Dr cupid_s :j ! Go me!!!!!!
    Concrats Dr. Cupid_stunt phd, bsc, A-level, GCSE (to give you your full title :))
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    cupid_s wrote: »
    Go angela!
    I've not made any overpayments for a while. Has anyone else has a period of time when they had so much to pay on other things there was no money left for overpayments? It's like that now and then I look at my balance not going down and it depresses me.

    However I am now Dr cupid_s :j ! Go me!!!!!!
    Congrats Dr cupid_s!! :T :T :beer: :beer: Well done! Can I ask what (general topic?) was it on?
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • ailuro2
    ailuro2 Posts: 7,540 Forumite
    Part of the Furniture Combo Breaker
    Congrats on becoming a real DR....:beer:
    Member of the first Mortgage Free in 3 challenge, no.19
    Balance 19th April '07 = minus £27,640
    Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.
  • cupid_s wrote: »
    However I am now Dr cupid_s :j ! Go me!!!!!!

    Well done - cleverclogs!!!
    :D Thanks to MSE, I am mortgage free!:D
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