Mortgage Free in Three Yrs

~daisy~_2

tallgirl - thank you recieved the chart in its original format - hubby has been studying it intensely and is very impressed with everyone

thanks again

Desperate_Housewife_2-2

Desperate_Housewife wrote: »

Hi everyone, I have just looked into reclaiming my M.E.A.F.s (mortgage exit admin fee) from A&L after watching Martin's programme on channel 5 the other day, if I'm successful then I'll be paying it into the mortgage pot! Has anyone else done this?

I received a cheque for £65 this morning from A&L for overcharge m.e.a.f. yippee! That's going in the mortgage piggy. Every time I save up £500 I pay off another unit on my little chart.

I seriously recommend doing this m.e.a.f. thing, I never thought I would get any money as I swapped my mortgage over around 1999-2000 so I didn't think it applied to me, also I didn't have a scrap of paperwork, account number, anything (didn't tell them that though ) I get the feeling they are just coughing up and are paying ex customers as a matter of course.

Good old Martin comes up trumps again!

HURRAY!!

TallGirl

That is brilliant news about the MEAF we swapped over in 2002 but looking at my old mortgage there was a £150 fee which they would waive if I took out a product with the same lender. I cant see anything on my "new" mortgage and we went with Woolwich via Barclays so don't think I paid anything. I have nagged my in-laws to claim as they paid their off last year.

Just finished the work on the fence plus a new gate £1125 later but it does look nice. Had the bathroom company come our earlier just waiting for the quote. It will be an all in quote but I just know it will be expensive. If we go with having the work done the MFi3 maybe in serious risk but I hope we can manage. Will let you know when I get the quote later this week if I don't faint.

esthomizzy

I wonder whether the Fed rate cut will prompt the UK to follow suit. Certainly the MFW's are probably in the best position to weather a downturn than those who've invested more heavily instead.

A uk rate cut wont help me though I'm fixed as I can't afford rates going up.

Superfast_Gran

That's it! My report - all 19 pages of it - is submitted! Chew on that, you senior social worker you!!!! What's that got to do with MFi3 I hear you ask? Hopefully after the panel next week (Wed 11 am if anyone's up for sparing us a thought or prayer at that time) I'll be able to get back to work soon (3 months if not more - nlol) and OH will be able to cut down his hours and we can both start to breath again!

djbd1973

Superfast_Gran wrote: »

That's it! My report - all 19 pages of it - is submitted! Chew on that, you senior social worker you!!!! What's that got to do with MFi3 I hear you ask? Hopefully after the panel next week (Wed 11 am if anyone's up for sparing us a thought or prayer at that time) I'll be able to get back to work soon (3 months if not more - nlol) and OH will be able to cut down his hours and we can both start to breath again!

Well done Superfast_Gran.

That report - hope you made a copy of it... why?

So that you can roll it up and use it to hit the social worker around the head with. Its a great stress buster and calorie burner at the same time.

Good luck next week.

cupid_s

Well done superfast_gran with the report, hope everything works out for you.

Congrats everyone else as well. DH is getting more and more involved with my (I should say 'our' now I suppose) MFi3 quest. But I worked out that to finish the quest on time, I have to make payments of around £1630 every month! DH picks up £1530 and I'll be picking up about £300 a month for the next few months. Something tells me I need a job quick!

financialbliss

Anyone keeping a close eye on this challenge, the key word being close , will notice that as of today, we’ve dropped another leading digit.

We’ve got a mere 2 years, 2 months and 9 days remaining, or in pure numbers, only 799 days remaining :eek::eek::eek:

FB.

sheila_R_2

Just to let you know a few weeks ago on your new letter you said about claiming back the fee when you pay your mortgage up...I claimed back 100% of the fee from the BBBS which was £235 just by sending your letter

thanks so much
sheila rothwell

AnW'sMum

financialbliss wrote: »

Anyone keeping a close eye on this challenge, the key word being close , will notice that as of today, we’ve dropped another leading digit.

We’ve got a mere 2 years, 2 months and 9 days remaining, or in pure numbers, only 799 days remaining :eek::eek::eek:

FB.

Blimey when you say it that way time is fair slipping away!

I've had ISP hassles so not been able to sort a mini challenge chart yet plus I need to get my tax return finalised this weekend so hopefully next week I will have something to share with you all.