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Mortgage Free in Three Yrs

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  • Kaz2904
    Kaz2904 Posts: 5,797 Forumite
    1,000 Posts Combo Breaker Mortgage-free Glee!
    OOH- We got press recognition! Wayhey!
    I wonder how many people will come looking for the thread?
    Debt: 16/04/2007:TOTAL DEBT [strike]£92727.75[/strike] £49395.47:eek: :eek: :eek: £43332.28 repaid 100.77% of £43000 target.
    MFiT T2: Debt [STRIKE]£52856.59[/STRIKE] £6316.14 £46540.45 repaid 101.17% of £46000 target.
    2013 Target: completely clear my [STRIKE]£6316.14[/STRIKE] £0 mortgage debt. £6316.14 100% repaid.
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Not sure, it will be interesting to see though!
    :D Thanks to MSE, I am mortgage free!:D
  • Jillinoz
    Jillinoz Posts: 164 Forumite
    Mortgage-free Glee!
    Well, now that you've outed yourself, I'll stick my head above the parapet and do the same! I was also featured in the same story. Nice to know I was in good MSE company!
  • angelavdavis
    angelavdavis Posts: 4,714 Forumite
    Mortgage-free Glee!
    Jillinoz wrote: »
    Well, now that you've outed yourself, I'll stick my head above the parapet and do the same! I was also featured in the same story. Nice to know I was in good MSE company!

    So, are you the lady that paid their mortgage off early? If so, well done you!!! I hope you have signed onto the Mortgage Free Roll of Honour!?!
    :D Thanks to MSE, I am mortgage free!:D
  • Jillinoz
    Jillinoz Posts: 164 Forumite
    Mortgage-free Glee!
    Yes, that's me - the one standing next to the very photogenic tree in the picture! :D

    I think I may already have added myself to the Roll of Honour, but I'd best go and check...
  • molit
    molit Posts: 373 Forumite
    Part of the Furniture Combo Breaker
    On an overpayment note was looking for advice here - my curent fixed rate of 4.74% ends in 18 months. I am not a high rate taxpayer - does it make more sense to save up this money until the end of the 18 months in an ISA as far as possible, rather than pay a chunk off this January?

    Cheers
    No longer an accidental landlord, still a wannabe millionaire:beer:

    initiative q sign up link

    https://initiativeq.com/invite/HQHpIjaoQ
  • firesidemaid
    firesidemaid Posts: 2,136 Forumite
    Part of the Furniture Name Dropper Combo Breaker Bake Off Boss!
    mmcow - so sorry to hear about your cat again - i really hope she is on the mend now x
  • molit wrote: »
    On an overpayment note was looking for advice here - my curent fixed rate of 4.74% ends in 18 months. I am not a high rate taxpayer - does it make more sense to save up this money until the end of the 18 months in an ISA as far as possible, rather than pay a chunk off this January?

    Cheers

    As you should be able to get a high rate of interest in an ISA at the moment than you are paying on your mortgage, you could be better off. Why not use the overpayment calculator and compare with Martin's new ISA saver (beta) calculator??
    :D Thanks to MSE, I am mortgage free!:D
  • Well, if we're all 'outing' ourselves on the Telegraph article, I happen to be Alasdair McKenzie on the same article!

    (not really, just joking).

    Jill, you live just three stops away from me on the train (if you were travelling towards Manchester), how spooky is that? Hebden Bridge is lovely by the way, I go mountain biking around there quite often.

    How exciting was it to see our challenge in print! Well done Angie! :D
    Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
    [strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!! :)
    ● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
    ● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
    Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.73
  • Jillinoz
    Jillinoz Posts: 164 Forumite
    Mortgage-free Glee!
    Well, if we're all 'outing' ourselves on the Telegraph article, I happen to be Alasdair McKenzie on the same article!

    (not really, just joking).

    Jill, you live just three stops away from me on the train (if you were travelling towards Manchester), how spooky is that? Hebden Bridge is lovely by the way, I go mountain biking around there quite often.

    How exciting was it to see our challenge in print! Well done Angie! :D


    I'm a keen mountain biker too (I tell everyone I moved here for the bikes and not the dykes, if you get my drift ;))

    You'll have to say hello next time you see me out and about on one of the bike trails, although I don't travel everywhere with my tree for company, so may be difficult to recognise! :D
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