Getting back on track for 2013 and beyond

debtfreewannabe321

All sounds like it's going well and you all sound loved up with Izzie:smileyhea They grow so quickly so make the most of it :grinheart

brizzledfw

Hi kerri..how's it going?

Hope you are getting out and about despite the weather

kerri_dfw

Hello lovelies, sorry I've been AWOL the baby had a cold and now I've got the cold OH is on the verge of getting it too, I fear this is the first of many and gone are the days where pregnancy stopped me getting them booo.

I've managed a few outings, particularly enjoying the weather at the moment. I've been putting on OH's waterproof and trotting up and down the high street in the rain for various different things, mostly cake from Gr3ggs :dance:


Trying not to spend too much money, although bought the little one a bouncy chair the other day so I can actually put her down. She loves to sit in it and watch us, so it was definitely worth it

brizzledfw

Aha yes I remember the bouncy chair well.. Everyone likes that Good purchase

Sorry about the cold. Am sure cake will cure it tho

debtfreewannabe321

Aww sorry you've all had colds, cake definitely helps . We're also fans of bouncy chairs for babies :T great investments if you can put baby down for a little while to do things. We got a jumperoo too (second hand) as baby sat up a little more and they loved that too and they sell on for a good amount too

kerri_dfw

So babies take up all your time, who knew! Finally getting some time to come back on here sparingly when/if she sleeps.

We're currently speaking to a mortgage advisor about whether we can get a mortgage for house buying...ooooh!


Finances: I'm giving myself £20 a week as spending money and sticking to it so far, but this is the 2nd week.


Baby is growing quickly ! Still not sleeping through the night, but then she's only 9w old and breastfed so I wouldn't expect her to. Really enjoying being her mum Cats also seem to like her, Chloe will look at the baby then look at me as if to say "you going to sort her out?" when Izzie cries

Chrysalis1976

All sounding good, and exciting news on the mortgage front I hop it all works out.

C x

brizzledfw

Good to see you popping in Plants doing well, but haven't summoned up courage to put them in the cold frame yet as still pretty parky round here

Have a great weekend and keep us posted on all things mortgage related

kerri_dfw

At NCT we were told that if the baby sleeps for 5hrs straight, then she's technically sleeping through the night! So technically Izzie is now sleeping through the night...I would prefer 8hrs to 5hrs but nevermind.

Mortgage Advisor has found a lender and submitting an approval in principle. Crossing everything as we're having to go to a non-high street lender, the rates are slightly higher but more points of a % than whole numbers and hopefully still under the 6%. If we can get a 3yr fixed then when the defaults drop we'll be able to get a good deal


Brizzled - I've heard the weather isn't warming up just yet. I need to work out how mine are pollinating, I seem to get the odd chilli on our plant but loads of flowers. Wish I knew what breed it was.

debtfreewannabe321

kerri_dfw wrote: »

At NCT we were told that if the baby sleeps for 5hrs straight, then she's technically sleeping through the night! So technically Izzie is now sleeping through the night...I would prefer 8hrs to 5hrs but nevermind.

Mortgage Advisor has found a lender and submitting an approval in principle. Crossing everything as we're having to go to a non-high street lender, the rates are slightly higher but more points of a % than whole numbers and hopefully still under the 6%. If we can get a 3yr fixed then when the defaults drop we'll be able to get a good deal


Brizzled - I've heard the weather isn't warming up just yet. I need to work out how mine are pollinating, I seem to get the odd chilli on our plant but loads of flowers. Wish I knew what breed it was.

Fab news! DO you have a deposit sorted out now then? We're aiming for 20-25% as we've been told we won't get a mortgage approved otherwise ! Our defaults hit the 3 year mark in September so that's when we will be looking to get a mortgage approved as we're well aware we will soon be priced out :eek: